Consumers Credit Union CD Rates: 4.50% APY 9-Month, 4.35% APY 17-Month Super Jumbo Certificate (Nationwide)

Find the latest Consumers Credit Union CD Rates, Offers, and Promotions here.

Update 11/14/24: The 17 month terms have increased. Rates in the market have been decreasing but Consumers Credit Union still remains a competitive certificate to open! Open a certificate today to lock in the highly competitive rate!

Best CD Rates: 4.50% APY 9-Month, 4.35% APY 17-Month Super Jumbo Certificate, $250K minimum

Availability: Nationwide

Credit Inquiry: Unknown

About Consumers Credit Union

Consumers Credit Union is a credit union founded in 1951 and is headquartered in Kalamazoo, Michigan. In January 2018, they had 19 locations, 86,268 members, and almost 300 employees.

Joining CCU and/or opening a CD can be done online, or at any of the 14 full-service Illinois branches, located in Carol Stream, Gurnee, Kildeer, Lake Forest, Mundelein, Northbrook, Palatine, Round Lake Beach, Schaumberg (2), Streamwood, Volo, and Waukegan (2).

Easy Membership: Pay a one-time, non-refundable $5 fee to our sponsor, the Consumers Cooperative Association, and then deposit and maintain a minimum $5 in your Membership Share/Savings Account.

*The above rates are accurate as of 11/14/2024*

Consumers Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

They currently offer jumbo CD rates from 3-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Consumers Credit Union’s CDs and their rates listed below.

• Minimum deposit: $250K
• Maximum deposit: None listed
• Early withdrawal penalty: The amount of the early withdrawal penalty is 90 days dividends calculated on the principal amount or $25, whichever is greater.

(NCUA Insured)

Consumers Credit Union CD Features

• Low minimum balance requirement
• Competitive rates on all CD terms
• Free online and mobile banking
• Insured by the NCUA up to the maximum allowed by law

Bottom Line

Looking for a short term or long term CD? Then look no further as Consumers Credit Union offers you various CD terms from 11 months to 22 months but be sure to take advantage of their current CD Special.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Consumers Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD from Consumers Credit Union.

However, you may want to compare them with our best CD Rates:

• 6-Month CD Rates
• 9-Month CD Rates
• 12-Month CD Rates
• 18-Month CD Rates
• 24-Month CD Rates
• 36-Month CD Rates
• 48-Month CD Rates
• 60-Month CD Rates
• No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Consumers Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.