Service Credit Union CD Rates: 4.50% APY 6-Month, 4.00% APY 12-Month, 3.50% APY 15-Month CD (Nationwide)

Find the latest Service Credit Union CD Rates, Offers, and Promotions here.

Update 9/30/24: Rates have overall decreased – and expected to cut more with anticipation of rate cuts from the Fed. Lock in competitive rates today! Learn More.

Best CD Rates: 4.50% APY 6-Month, 4.00% APY 12-Month, 3.50% APY 15-Month CD, $500 minimum deposit.

Availability: Nationwide, Easy membership requirement

Membership Requirement: Current/former members of U.S. Military or Department of Defense and their family now includes all U.S. citizens/resident aliens with a valid Social Security number. More Details here.

Other ways to qualify for Service Credit Union membership including:

• Members of the American Consumer Council (ACC). Visit the ACC online, click “join now” and use promo code “Service” to join free of charge.
• Members of the Financial Fitness Association (FFA). Once you join the FFA, a confirmation email will come directly to you with all of your login credentials.

About Service Credit Union

*The above rates are accurate as of 9/30/2024*

Service Credit Union CD Rates

Service Credit Union accounts can be funded by funds from a U.S. bank account (ACH or wire) or a credit/debit card. Readers have reported that the credit card funding limit is $249. Maturing funds can be distributed via cashier’s check, ACH, wire transfer, or transferred to a SCU checking/savings account.

• Learn More at Service Credit Union
• Minimum deposit: $500
• Maximum deposit: no stated balance cap
• Early withdrawal penalty: 365 days of dividends on two years or more term.

(NCUA Insured)

Service Credit Union CD Features

• No hidden or maintenance fees
• Competitive high interest rates
• Low minimum opening deposit
• Federally insured by NCUA

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Service Credit Union. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Service Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.