Available to residents nationwide, see the Best Certificate Rates, Promotions and offers from Alliant Credit Union.
Update 11/14/24: The shorter term rates have slightly decreased. With rates overall decreasing, Alliant offers competitive rates!
Best Certificate Rates: 4.30% APY (12-Month Jumbo Certificate), $75K minimum, 3.80% APY (24-Month Jumbo Certificate), $75K minimum
Availability: Nationwide
Credit Inquiry: Soft Pull
About Alliant Credit Union
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make!
All you need is $1,000 to open their standard Certificates or $75,000 to open the Jumbo Certificates. With options come opportunity, so let’s find yours today. If you are interested, make sure to read on to learn more about Alliant Credit Union ’s wide array of CDs or visit any branch now and open your Certificate today!
| Eligibility: Membership in Alliant Credit Union is open to anyone joining the Foster Care to Success ($5 donation funded by Alliant). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations. For more info, check out their membership page. |
| Minimum Deposit | $1,000 | $75,000 |
|---|---|---|
| Term | APY Rate | APY Rate |
| 12-Month | 4.25% | 4.30% |
| 18-Month | 3.80% | 3.85% |
| 24-Month | 3.70% | 3.80% |
| 36-Month | 3.65% | 3.75% |
| 48-Month | 3.65% | 3.70% |
| 60-Month | 3.65% | 3.70% |
*The above rates are accurate as of 11/14/2024*
Alliant Certificate Rates
With a minimum of $1,000 opening deposit, you can invest in a certificate account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below Certificate rates.
With a unique selection of lengths to choose from, you can be sure to find an account that best fits all your banking needs.
- Minimum deposit: $1K
- Maximum deposit: —
- Early withdrawal penalty: Early withdrawal will result in interest loss
(FDIC Insured)
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
Certificate Features
- $1,000 minimum deposit
- Competitive rates for all terms
- 24/7 online access to your account
- FDIC Insured
 |
 |
Bottom Line
Alliant Credit Union‘s currently offers competitive Certificate Rates to consider. With a unique selection of lengths to choose from, you can be sure to find an account that best fits all your banking needs.
You will definitely get a satisfying return on your investment don’t matter which term you choose. If you are looking to earn higher returns on longer Certificates, you can find more of the Best CD Rates in the country from the HMB list!
However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
| Rising Bank | 4.65% APY 6-Month CD | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Rising Bank | 4.30% APY 12-Month CD | Review |
| Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sallie Mae | 4.00% APY 14-Month CD | Review |
| Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Leave a Reply