Live Oak Bank Business CD Rates: 4.30% APY 12-Month, 4.20% APY 9-Month, 4.10% APY 6-Month CD (Nationwide)

Find the latest Live Oak Bank Business CD Rates, Offers, and Promotions here.

Update 10/28/24: The 6, 9, and 12 month rates have decreased slightly.

Best CD Rates: 4.30% APY 12-Month, 4.20% APY 9-Month, 4.10% APY 6-Month CD, $2,500 Minimum, $250K Maximum.

Availability: Nationwide

Credit Inquiry: Unknown

About Live Oak Bank

Live Oak Bank was established in 2008. Live Oak Bank’s savings rates are several times the national average, and it boasts an A+ health rating.

They are one of the nation’s top originators of small business loans. However, this is not all they are limited to. Although they are known for small business loans, they also offer a wide array of products including CD rates for all your specific financial needs.

*The above rates are accurate as of 10/28/2024*

Live Oak Bank CD Rates

• Learn More at Live Oak Bank
• Minimum deposit: $2,500
• Maximum deposit: $250,000
• Early withdrawal penalty:
  • Early Principal Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
  • Early Principal Withdrawal of a CD with a term 24 months or greater: 180 Days of Simple Interest

(FDIC Insured)

Live Oak Bank CD Features

• Fixed, High-Yield Rate. Lock in your return regardless of market conditions.
• FDIC Insured. Your money is safe up to the allowable limit.
• Online Account Opening. Easily manage your account and add authorized signers.
• Manage Renewal Preferences Online. We make it easy for you to keep track of maturity dates and renewals.
• Automatic Monthly Interest Payment. Watch your money grow with monthly interest disbursements.
• Add Business Signers. Our Customer Success team can help.

Bottom Line

This is a great opportunity to invest in a high-interest CD from Live Oak Bank for your business. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.