Find the latest Pacific National Bank CD Rates, Offers, and Promotions here.

Update 9/9/24: The rates have overall decreased slightly.

Best CD Rates: 4.75% APY 6, 9-Month, 4.55% APY 12-Month Term, minimum $1k deposit.

Availability: Nationwide

Credit Inquiry: Hard Pull or Soft Pull? Let us know.

Table of Contents

About Pacific National Bank

Pacific National Bank was opened in 1982 and continues to provide their services to the Miami-Dade County of Florida. However, they now offer an Online Banking Service that makes it easy to monitor your accounts.

Pacific National Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While Pacific National does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here

Term	APY Rate	Minimum Deposit
6 Month	4.75%	$1,000
9 Month	4.75%	$1,000
12 Month	4.55%	$1,000

*The above rates are accurate as of 10/30/2024*

Pacific National Bank CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1,000, you can invest in a Pacific National CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $1,000
Maximum deposit: $240,000
Early withdrawal penalty: 90 days interest on the amount withdrawn

CD Rates at Pacific National Bank

(FDIC Insured)

Pacific National Bank CD Features

Low minimum balance requirement
Competitive rates on all CD terms
Free online and mobile banking
Insured by the FDIC up to the maximum allowed by law

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $1,000.

This is a great opportunity to invest in a high-interest CD from Pacific National Bank. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Pacific National Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Crescent Credit Union CD Account Review: 0.15% to 1.35% APY CD Rates (MA)

BMO CD Rates: 4.30% 12 Month, 3.90% 24, 36, 48 Month, 4.00% 60 Month Term (Nationwide)

Kansas City Credit Union CD Rates: 1.80% APY 60-Month CD (MO)