Find the latest Brilliant Bank CD Rates, promotions, and offers here.
Best CD Rates: 4.55% APY 9-Month, 4.35% APY 15-Month, $1k minimum deposit.
Availability: Nationwide with the exception of Arkansas, Kansas, Missouri, and Oklahoma.
Credit Inquiry: Hard Pull
Update 10/30/24: The rates have overall decreased.
About Brilliant Bank
Brilliant Bank, headquartered in Wichita, Kansas, is wholly owned by Equity Bank, an FDIC-insured company with $5 billion in assets and offices in four states. You can fund your account via ACH, wire, check, or mobile deposit.
| Term | APY Rate | Minimum Deposit |
| 3-Month | 4.60% | $1,000 |
| 9-Month | 4.55% | $1,000 |
| 15-Month | 4.35% | $1,000 |
*The above rates are accurate as of 10/30/2024*
Brilliant Bank CD Rates
A CD from Brilliant Bank offers predictable growth for your money, whatever your financial needs. Online-only banking gives you APYs that grow your money faster compared to traditional accounts. And our powerful mobile app lets you check your progress no matter where you go.
- Minimum deposit:$1,000
- Maximum deposit: $500K
- Early withdrawal penalty: ½ of maturity interest.
(FDIC Insured)
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
Brilliant Bank CD Features
- Up to 6 beneficiaries
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
If you are interested in a short or long term CD then, Brilliant Bank is currently offering great CD rates! Opening a CD with Brilliant Bank means greater savings and maximizing your earning potential. You can withdraw your maturing Funds via ACH or transferred to a Brilliant Bank liquid account. They will give you 10 calendar days grace period before automatic renewal.
Brilliant Bank Certificate of Deposits are available online nationwide. The rates are worth a look at but see how they stack up to our list of Nationwide CD Rates and Savings Rates.
That being said, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest Brilliant Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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