Find the latest Home Savings Bank CD Rates, Offers, and Promotions here.
Update 11/4/24: Rates have decreased but still offer competitive rates. For alternative accounts see Rising Bank, Alliant Credit Union and Western Alliance Bank.
Best CD Rates: 4.75% APY 12-Month, 4.00% APY 24-Month, $25k minimum/$250k maximum deposit.
Availability: Nationwide, online only
Credit Inquiry: Unknown
About Home Savings Bank CD Rates
If you are currently looking for great savings rates, then make sure you keep reading. Home Savings Bank has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
Term | APY Rate | Minimum Deposit |
6-Month | 4.90% | $25,000 |
12-Month | 4.75% | $25,000 |
18-Month | 4.20% | $25,000 |
24-Month | 4.00% | $25,000 |
36-Month | 3.00% | $25,000 |
48-Month | 3.00% | $25,000 |
60-Month | 3.00% | $25,000 |
*The above information and rates are accurate as of 11/4/2024.
Home Savings Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make!
They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out Home Savings Bank’s CDs and their rates listed below.
- Minimum deposit: $5K
- Maximum deposit: $250K
- Early withdrawal penalty: six months interest on the amount withdrawn subject to penalty.
(FDIC Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) |
CD Features
- Insured by the FDIC up to the maximum allowed by law
- Open and earn any CD with $5,000 or more
- eStatements
- Online Banking & Bill Pay
- Early withdrawals subject to penalty
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Conclusion
Looking for a short term or long term CD? Then look no further as Home Savings Bank offers you various CD terms from 6 to 60 months but be sure to take advantage of their current rates.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with USF Federal Credit Union and the enjoy their high APY rates today.
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
Rising Bank | 4.65% APY 6-Month CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Rising Bank | 4.30% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 12-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Western Alliance Bank | 4.05% APY 3-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
Western Alliance Bank | 3.75% APY 6-Month CD | Review |
Southwestern National Bank | 3.65% APY 5-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
Western Alliance Bank | 3.00% APY 12-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
Southwestern National Bank | 3.00% APY 10-Month CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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