Find the latest Library Of Congress Federal Credit Union CD Rates, Offers, and Promotions here.
Update 9/11/24: Rates have overall decreased.
Best CD Rates: 4.47% APY 12-17 Months, 4.16% APY 36-47 Months, $500 minimum deposit
Availability: Nationwide (must join American Library Association) (branches in Washington D.C.)
Credit Inquiry: Soft Pull or Hard Pull? Let us know
About Library Of Congress Federal Credit Union
Eligibility: Membership in Library of Congress Federal Credit Union is open to all U.S. citizens and resident aliens who are members of the American Library Association. Employees of the Library of Congress, Library of Congress volunteers, researchers, and scholars are also eligible to join. Immediate family members and anyone eligible to join also qualify for membership. See current membership details |
Term | APY Rate | Minimum Deposit |
3-5 Months | 2.78% | $500 |
6-11 Months | 3.85% | $500 |
12-17 Months | 4.47% | $500 |
18-23 Months | 4.37% | $500 |
24-35 Months | 4.11% | $500 |
36-47 Months | 4.16% | $500 |
48-59 Months | 3.96% | $500 |
60 Months | 3.91% | $500 |
*The above rates are accurate as of 11/5/2024*
Library Of Congress Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $500, you can invest in a Library Of Congress Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Learn More at Library Of Congress Federal Credit Union
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty: Yes
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.05% APY) Western Alliance Bank 5-Month CD (3.85% APY)
Ponce Bank 3-Month CD (4.40% APY) Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY)
Rising Bank 6-Month CD (4.65% APY) Rising Bank 12-Month CD (4.30% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)
Account Features
- As little as $500 to open
- Flexible terms from 3 months to 5 years
- High interest rate compounded quarterly for all CDs 6 months and longer
- Certificate terms less than 6 months will pay at maturity
- May be used as security for a loan
- Rates are guaranteed for the term of the certificate
- Penalty for early withdrawal
Bottom Line
Library Of Congress Federal Credit Union offers you competitive CD rates. All you need to do is to pick your CD term, and have the minimum opening deposit.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD with a low balance from Library Of Congress Federal Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Library Of Congress Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
Rising Bank | 4.65% APY 6-Month CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Rising Bank | 4.30% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 12-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Western Alliance Bank | 4.05% APY 3-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
Western Alliance Bank | 3.75% APY 6-Month CD | Review |
Southwestern National Bank | 3.65% APY 5-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
Western Alliance Bank | 3.00% APY 12-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
Southwestern National Bank | 3.00% APY 10-Month CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
Leave a Reply