Find the latest Colorado Federal Savings Bank CD Rates, Offers, and Promotions here.
Update 11/5/24: Rates have decreased but still offer some competitive longer term rates.
Best CD Rates: 4.50% APY 12-Month, 4.00% APY 24-Month CD, $5,000 minimum deposit.
Availability: Nationwide, internet bank
Credit Inquiry: Unknown
About Colorado Federal Savings Bank
Colorado Federal Savings Bank, headquartered in Greenwood Village, Colorado, is a federally insured bank serving communities across Colorado and the United States. Originally chartered in 1990 as a savings institution, and acquired by new ownership in 2008, today Colorado Federal operates as a non-branch direct banking platform. In addition to offering traditional consumer banking savings products we provide unique real estate lending solutions to a variety of commercial clients.
Colorado Federal Savings Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Term | APY Rate | Minimum Deposit |
1-Month | 1.00% | $5,000 |
2-Month | 0.75% | $5,000 |
3-Month | 3.50% | $5,000 |
6-Month | 4.40% | $5,000 |
11-Month No Penalty | 3.50% | $5,000 |
12-Month | 4.50% | $5,000 |
18-Month | 4.05% | $5,000 |
24-Month | 4.00% | $5,000 |
36-Month | 3.95% | $5,000 |
60-Month | 3.80% | $5,000 |
*The above rates are accurate as of 11/5/2024*
Colorado Federal Savings Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make. You can fund your account via ACH or internal transfer. The interest is compounded daily and credited monthly which you can withdraw penalty-free.
With an opening deposit of $5,000, you can invest in a Colorado Federal Savings Bank CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $5,000
- Maximum deposit: No Limit
- Early withdrawal penalty: 1 month of interest on Certificate Term of less than 6 months, 3 months’ worth of interest on Certificate Term of 6 months and one year, and 6 months’ worth of interest for a certificate term over one year.
(FDIC Insured)
Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) |
Colorado Federal Savings Bank CD Features
- Low minimum balance requirement
- Free online and mobile banking
- High Yield Rate
- Insured by the FDIC up to $250,000
- Add up to 5 beneficiaries with Social Security #s.
Bottom Line
Colorado Federal Savings Bank offers a high, competitive CD rates. All you need to do is to pick your CD term, and have a minimum opening deposit of $5,000. When your funds matured, you can ACH back to your external checking account. You have a 10 calendar days grace period before automatic renewal.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Colorado Federal Savings Bank Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Colorado Federal Savings Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
- No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Colorado Federal Savings Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
Rising Bank | 4.65% APY 6-Month CD | Review |
Service Credit Union | 4.50% APY 6-Month CD | Review |
Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Rising Bank | 4.30% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 12-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Western Alliance Bank | 4.05% APY 3-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
Western Alliance Bank | 3.75% APY 6-Month CD | Review |
Southwestern National Bank | 3.65% APY 5-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
Western Alliance Bank | 3.00% APY 12-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
Southwestern National Bank | 3.00% APY 10-Month CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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