Find the Best KS StateBank CD Rates, Offers, and Promotions here.
Update 11/7/24: Rates have decreased but still offer competitive rates.
Best CD Rates: 4.30% APY 12-Month, 4.10% APY 24-Month, 4.00% APY 36-Month Term ($500 minimum deposit)
Availability: Nationwide
Credit Inquiry: Unknown
About KS StateBank CDs
KS StateBank has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 12-months to 84-months with competitive rates. By joining KS StateBank, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today! Remember, you can fund your account within 10 business days via ACH, wire transfer, or check.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 4.60% | $500 |
| 12-Month | 4.30% | $500 |
| 24-Month | 4.10% | $500 |
| 27-Month Jump Up CD | 4.10% | $1K |
| 36-Month | 4.00% | $500 |
| 48-Month | 3.92% | $500 |
| 60-Month | 4.00% | $500 |
| 84-Month | 3.85% | $500 |
*The above rates are accurate as of 11/7/2024
KS StateBank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! The interest is compounded and credited quarterly which can be withdrawn without penalty.
KS StateBank’s Best CD Offer pays the a high, competitive interest rate. If you’re interested in making a higher rate than a traditional savings account then make sure to check out KS StateBank’s CDs and their rates listed below.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty:
- 1-year CD – 6 months interest earned on the amount withdrawn
- 18-month CD – 6 months interest earned on the amount withdrawn
- 2-year CD – 9 months interest earned on the amount withdrawn
- 3-year CD – 12 months interest earned on the amount withdrawn
- 4-year CD – 15 months interest earned on the amount withdrawn
- 5-year CD – 18 months interest earned on the amount withdrawn
- 7-year CD – 18 months interest earned on the amount withdrawn
(FDIC Insured)
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
CD Features
- Low minimum balance requirement
- Up to ten beneficiaries with equal shares
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as KS StateBank offers you various CD terms from 12 to 84 months. You can request your maturing funds via ACH or certified check. They will give you 10 calendar days grace period before automatic renewal.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with KS StateBank and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
| Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
| Rising Bank | 4.65% APY 6-Month CD | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Rising Bank | 4.30% APY 12-Month CD | Review |
| Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sallie Mae | 4.00% APY 14-Month CD | Review |
| Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
KS State bank dropped their CD rates by more than .50% on Friday, Nov 17 as I was in the process of an application for a 60 month term. Very disappointing and hope other institutions don’t follow.
Wondering why this occurred..other than the fact bonds/treasury yields took a beating in the past handful of sessions