Find the latest Mission Valley Bank CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates.
Best CD Rates: 5.15% APY 1-Month CD ($1 min, No max), 5.15% APY 3-Month No Penalty CD ($1 min, No max).
Availability: Nationwide
Update 9/5/24: The rates for the 1 month and 3 month have increased.
About Mission Valley Bank
Mission Valley Bank is a full-service, independent, commercial bank that is locally owned, community-minded and relationship driven.
A CDFI (Community Development Financial Institution), Mission Valley Bank has been committed to supporting the growth of small business for more than 20 years and their Give Where You Live program spotlights and supports local area non-profits though both volunteerism and contributions throughout the year.
Mission Valley Bank is dedicated to their customers’ success. They appreciate each client’s business and welcome the opportunity to earn yours.
Mission Valley Bank CD Rates
- Availability: Nationwide, Online
- Minimum deposit: $1
- Maximum deposit: None listed
- Early withdrawal penalty: Typically you are charged a fee if you do not complete the full term of the Fixed Term CD.
| Term | APY Rate | Minimum Deposit |
| 1-Month CD | 5.15% | $1 |
| 3-Month No Penalty CD | 5.15% | $1 |
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
Mission Valley Bank CD Features
- FDIC insured. No fees. $1 minimum deposit.
- 24/7 online access to funds.
- Mission Valley Bank actively supports many non-profit organizations – making a difference throughout the communities they serve.
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $1.
The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
| Rising Bank | 4.65% APY 6-Month CD | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Rising Bank | 4.30% APY 12-Month CD | Review |
| Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sallie Mae | 4.00% APY 14-Month CD | Review |
| Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Im not sure how CDs work. 3 months is very short its easy not to touch. If $1 is minimum what is the maximum amount? Say I want to put a million dollars into the rate, will I get 5.18 percent on a million dollars? And Id like to know is there a waiting period before I can do it again? When can I take out the next CDs starting process after completing 3 months? How do I keep recycling the money to make money without any hidden penalties?