Are you currently looking the Best Savings Bonuses & Promotions? Finding reliable places to grow your money while earning a competitive APY rate?
Or looking to score a nice sign up bonus to go along with your new savings account? Either way, you came to the right place! It pays to shop around.
Fees, minimum balances and interest rates vary widely, so here at Hustlermoneyblog, we have researched and gathered the Best Savings Bonuses to make it more conveniently for you to view and compare.
Below you can find some our favorite best savings promotions across the country with sign up bonuses ranging from $100-$2000.
Best Savings Bonuses & Promotions
Discover Bank Online Savings $150/$200 Bonus
 Open a Discover® Online Savings Account for all these features: • Earn high interest rate of 3.90% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details |
SoFi Checking & Savings $275 Bonus + 4.60% APY
Set up direct deposit into a SoFi Checking and Savings account to earn $275 bonus an 4.60% APY on your money. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, and more.
- What you’ll get: $275 Bonus + 4.60% APY
- Which account: SoFi Checking & Savings
- Where it’s available: Online nationwide
- How to earn it:
- In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualifying Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.
(Expires 12/31/2022)
BMO Harris Bank Savings Builder Bonus (Up to $60)
Receive Up to $60 Savings Bonus: For every month your Savings Builder account balance grows by at least $200, you will receive a $5 savings reward within 5 calendar days after the end of the month.
- What you’ll get: Up to $60
- Account Type: Savings Builder Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- Credit Card Funding: Cannot fund with credit card
- Monthly Fee: None
- Early Account Termination Fee: Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid approximately 120 days after opening
- Household Limit: None listed
(No Expiration Date)
Editor’s Note: You can earn up to $350 checking bonus in addition to the $60 saving bonus through the offer above.
Aspiration Plus Spend & Save $50 Bonus + Up to 5.00% APY
To earn the $50 bonus, use your Aspiration debit card to make at least $2500 in purchases within the first 60 days from account opening. Additionally, earn up to 5.00% APY when you spend $1,000 or more monthly, using the Aspiration debit card.
- Up to 10% cash back on debit card purchases
- Unlimited fee-free ATM withdrawals at Allpoint ATMs
- Up to 5.00% APY on savings
- Deposits are FDIC-insured
- No hidden fees!
- Extra cash back for spending at socially-conscious businesses
(No Expiration Date)
American Express
 With the American Express® High Yield Savings Account: • Earn 4.00% APY as of 10/24/24 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
| Bank | State(s) | Bonus | Review |
|---|---|---|---|
| SoFi Checking and Savings Account | Nationwide | $300 | Review |
| BMO Harris Savings Builder Account | Nationwide | $60 | Review |
| Axos Business Savings | Nationwide | $200 | Review |
| Aspiration Spend & Save | Nationwide | $50 | Review |
| Alliant Credit Union Ultimate Opportunity Savings | Nationwide | $100 | Review |
| Alltru Credit Union | MO | $150 | Review |
| Bank of America Savings | Nationwide | $100 | Review |
| Bask Bank | Nationwide | 5000 AA Miles | Review |
| BayFirst National Bank | FL | $150 | Review |
| Chase SavingsSM | Nationwide | $200 | Review |
| Citi Savings | NY, CT, MD, VA, DC, CA, NV, NJ, FL & IL | Up to $5000 | Review |
| Regions Bank LifeGreen Savings | AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX | $100 | Review |
| TD Bank Savings | CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, & VT | $200 | Review |
| Waterstone Bank Money Market | WI | $100 | Review |
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Bottom Line
Above are just what we considered as Best Savings Account Promotions of the month. Depending on your savings goals and needs, you can select a brick-and-mortar banks to conduct your banking activities or choose an online only bank. If you would like to meet and speak to an actual banker for all your financial needs, then the brick-and-mortar bank will be the way to go.
For those of you that are looking to manage your own money without heading to a physical branch, online savings account would be a good option for you. You can enjoy superior online/mobile experience along with earning a higher APY rate. Don’t matter which savings account type you choose from, you can be sure to score a great sign up bonus along the way!
If you are interested, be sure to check out this promotion as well as other banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
If you know of any other great banks that we did not mention, feel free to drop us a comment below. At HustlerMoneyBlog, we strive to provide you the latest and best savings promotions so be sure to bookmark this page and check back regularly. Also, don’t forget to browse our complete list of Bank Rates across the nation.
Whether you’re looking for a new place to stash some cash for an emergency or meeting specific savings goals, check out these online account reviews and hopefully will be useful to help you find the best savings account for you!
Good
Rate is now 6.17% up to $1,000!
Will certainly put $1000 there.
Thanks for that Stephen!
New excellent offer from Ally – 1% bonus on up to $100k of new money for new or existing accounts. Can be for savings account (currently paying 1.9%) or CD (even their 11 month no-penalty CD). Customize to any amount you like ($1000 minimum deposit).
Sign up by 10/21, fund by 10/31, maintain balance until 1/15/2019, bonus paid by 2/15/2019.
https://allypaybacktime.com
Digital Credit Union just changed their Primary Savings Account to 5.12% APY on $1000. It was $750 previously.