Available nationwide, the Upgrade Premier Savings account offers 4.41% APY to help you reach your goals faster.
Update 11/12/24: The rate has decreased to 4.41% APY (from 4.69%). Still remains one of the top rates available in this market.
Consider opening a savings account with Upgrade! You can rest assured that your funds are safe with up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.
About Upgrade Premier Savings Account
Upgrade helps you make smart financial decisions to help you reach your goals. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.
I’ll review the Upgrade Premier Savings account below.
| Balance Requirement | APY Rate |
| $1,000 | 4.41% APY |
Upgrade Premier Savings Account Rate
- Account Type: Premier Savings
- Interest Rate: 4.41% APY
- Availability: Nationwide
- Minimum Balance: $1,000
- Maximum Balance: None
- Credit Inquiry: Soft Pull
- Opening Deposit: $1,000
- Monthly Fee: None
- Early Termination Fee: None listed
(FDIC Insured)
Upgrade ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 3 days | Up to $100K | ? | None |
| Pull | 3 days | Up to $100K | ? | None |
- Count Limits from external account are between 2-7 transfers within a 7-day period. To external accounts there are no count limits.
- Threshold Dollar Limits from or to an external account are between $2k to $15k within a 7-day period.
How to Earn Upgrade Premier Savings Rate
- Open a Premier Savings account from Upgrade with an opening deposit of $1,000.
- Maintain any balance amount over $1,000 and earn the 4.41% APY rate.
Why You Should Sign Up For This Account
- No monthly account fees
- Online transfers to and from other banks
- Secure 24/7 access to your money
- View balances, transfer funds between accounts
- You’re in control. Set up real-time alerts
- Up to $250K in FDIC or NCUA insurance through Cross River Bank or Participating Institutions
Bottom Line
Check out Upgrade and open a Premier Savings account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile.
Let us know about your experience with this bank and comment below.
Interested in Bank Bonuses? See our favorite banks including Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Upgrade Premier Savings Account.
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