The Best Visa Credit Cards In 2021: For Bonuses, Perks & Rewards

Visa cards have been around for some time now and are widely accepted within the United States and worldwide, so it is safe to say that you should have at least one Visa card in your wallet. The payment network has a large variety of card options from third-party issuing banks, including Bank of America, Capital One, Chase and Wells Fargo.

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There aren’t any clear cut “best” Visa cards. The best card for you might not be the best for someone else. It is all determined on your spending, rewards preferences and other personal factors. With that in mind, we came up with some of the Best Visa Credit Cards.

Best Visa Credit Cards

To come up with our list of the best Visa credit cards, we had to use a number of criteria, including:

• Annual fee
• Sign-up bonus
• Rewards rate
• Points/miles value
• Other benefits
• Transfer partners

With these factors in mind, here are the Visa credit cards that made our list of some of the best:

Let’s go into more detail with each card below:

CHASE SAPPHIRE PREFERRED® CARDCHASE SAPPHIRE RESERVE®CHASE FREEDOM FLEX?CHASE FREEDOM UNLIMITED®INK BUSINESS PREFERRED® CREDIT CARDCAPITAL ONE® VENTURE® REWARDS CREDIT CARDMARRIOTT BONVOY BOUNDLESS™ CREDIT CARDTHE WORLD OF HYATT CREDIT CARDUNITED? EXPLORER CARD

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. Click here to learn how to apply

The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®. Member FDIC Click here to learn how to apply

The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Click here to learn how to apply

The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC Click here to learn how to apply

The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. Click here to learn how to apply

The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You're able to earn: • 2X Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre?®. Click here to learn how to apply

The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. Click here to learn how to apply

The United Explorer Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC Click here to learn how to apply

Additional Guides

Although we focused on credit cards that will reward you generously for travel purchases, there are still a wide variety of card to choose from that may have additional earning potential that matches your spending habits better. For our guide on the best credit cards in other categories, check out our other posts:

Bottom Line

Visa credit cards are a great all around tool that should be in everyone’s wallet. They are widely accepted both within the United States as well as worldwide, so these are ideal cards if you plan on travelling. Also, they have partnerships with some of the largest banks in the United States, so if you already bank at some of these banks, then definitely check out their cards.

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