Anthony Nguyen, Author at Hustler Money Blog

Grasshopper Bank Business Checking Review: 1.80% APY + 1% Cash Back (Nationwide)

Anthony Nguyen — Mon, 25 Nov 2024 23:16:29 +0000

Available nationwide, Grasshopper Bank Business Checking is offering a staggering 1.80% APY Rate on balances over $10,000. On top of that, earn 1% cash back with no monthly fee and unlimited transactions.

Update 11/25/24: If you have a business checking account earning little to no interest, consider this account to earn up to 1.80% APY on top of 1% cash back on your transactions! An alternative is the Live Oak Bank Business Savings account currently yielding 4% APY.

About Grasshopper Bank

Grasshopper is a client-first digital bank built for the business and innovation economy, with an obsession for providing leading-edge technology, solutions-driven products and superior service through a combination of passionate people and digital resources.

Balance Requirement	APY Rate
$0.01 – $24,999.99	1.00% APY
$25,000 to $250,000	1.80% APY
$250,000+	1.00% APY

Grasshopper Bank Business Checking Rate

Learn More at Grasshopper Bank
Account Type: Business Checking
Interest Rate: Up to 1.80% APY + 1% Cash Back
Availability: Nationwide
Minimum Balance: None
Maximum Balance: None
Credit Inquiry: Unknown
Credit Card Funding: Unknown
Opening Deposit: $100
Monthly Fee: None
Early Termination Fee: None listed

Learn More at Grasshopper Bank

(FDIC Insured)

FEATURED BANK RATES
PROMOTIONAL LINK	OFFER	REVIEW
Valley Direct Online Savings	4.80% APY	Review
Quontic Bank Money Market	4.75% APY	Review
CIT Bank Platinum Savings	4.55% APY	Review
Rising Bank High Yield Savings	4.50% APY	Review
Western Alliance Bank High-Yield Savings Premier	4.46% APY	Review
Upgrade Premier Savings	4.41% APY	Review
Continental Bank High Yield Savings	4.41% APY	Review
Liberty Savings Bank Savings	4.36% APY	Review
mph.bank Money Market	4.36% APY	Review
Paprika Capital Bank High Yield Savings	4.36% APY	Review
State Exchange Bank	4.35% APY	Review
Grand Bank Money Market	4.31% APY	Review
Harborstone Credit Union Money Market	4.30% APY	Review
Live Oak Bank Savings	4.30% APY	Review
Blue Federal Credit Union Money Market	4.25% APY	Review
Betterment Cash Reserve	4.25% APY	Review
SoFi Checking and Savings Account	4.20% APY + $325 Bonus	Review
CIT Bank Savings Connect	4.20% APY	Review
Customers Bank High Yield Savings	4.16% APY	Review
Quontic Bank High Yield Savings	4.00% APY	Review
American Express® High Yield Savings account Member FDIC	4.00% Annual Percentage Yield as of 10/24/24	Review
Discover Bank Online Savings	3.90% APY	Review
RBMAX High Yield Savings	3.90% APY	Review
Discover Money Market	Up to 3.75% APY	Review

Grasshopper Bank ACH Capabilities & Limits

ACH Type	Speed	Daily $ Limit	Monthly $ Limit	Notes
Push	?	?	?	?
Pull	?	?	?	?

Why You Should Sign Up For This Account

Innovator Checking clients get exclusive access Grasshopper’s to Innovator MMA Savings account which earns 3.30% APY with balances over $25,000.
Convenient Payment Options: Make secure purchases online or in-store with a tap, swipe or from your mobile wallet with your Grasshopper debit card.
24/7 Access to your Money: Fee-free withdrawals at 37,000+ MoneyPass and 8,500+ SUM ATMs nationwide.
Earn Unlimited 1% Cash Back: Get 1% cash back on online and in-store signature based purchases.
Instant-Issue Virtual Cards: Create and issue virtual debit cards instantly. Utilize these virtual debit cards for in-person contactless payments or online purchases.
Digital Card Controls: Elevated security allows you to lock and unlock your card in seconds.
Unlimited Transfers: Move money easily with unlimited free ACH and incoming domestic wires.

FEATURED BUSINESS PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
U.S. Bank Silver Business Checking Package	$900 Cash	Review
U.S. Bank Gold Business Checking Package	$900 Cash	Review
U.S. Bank Platinum Business Checking Package	$900 Cash	Review
Chase Business Complete Checking®	$300 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$1,000 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
Axos Bank Basic Business Checking	$400 Cash	Review
Axos Bank Business Interest Checking	$400 Cash	Review
Regions Bank Business Checking	$150 Cash	Review
NorthOne Business Checking	$20 Credit	Review
Novo Business Checking	$75 Cash	Review
BlueVine Business Checking	2.00% APY	Review

Bottom Line

Finally, check out Grasshopper Bank and open a Business Checking account this amazing rate! The fact that you can earn a high rate on any balance makes this checking account all worthwhile. Let us know about your experience with this bank and comment below.

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Check back often to see the latest info on Grasshopper Bank Business Checking.

The post Grasshopper Bank Business Checking Review: 1.80% APY + 1% Cash Back (Nationwide) appeared first on Hustler Money Blog.

Andrews Federal Credit Union Promotions: $50, $150 Checking, Referral Bonuses (D.C., MD, NJ, VA)

Anthony Nguyen — Mon, 25 Nov 2024 22:49:10 +0000

Take advantage of Andrews Federal Credit Union promotions, bonuses, and offers here!

Update 11/25/24:

The $150 checking bonus is back for a limited time!
The referral offer is back but now only $50 per referral (down from the prior $75 offer).

About Andrews Federal Credit Union Promotions

Founded in 1948 by just eight people with $5 each, Andrews Federal Credit Union now provides a variety of financial products and services to over 120,000 members throughout Washington, DC, Maryland, New Jersey, and Virginia. It also serves members at select military outposts in Germany, Belgium, and the Netherlands.

Andrews Federal Credit Union also provides business savings accounts and business checking accounts. The latter vary by account balance and number of transactions. In addition to these deposit account products, business loans and other business services – such as payroll and merchant processing – are also available.

Eligibility: Membership in Andrews Federal Credit Union is open to anyone through the American Consumer Council. Membership is also open to those who live, work, worship, or attend school in Washington, D.C.; military and civilian personnel from Joint Base Andrews or Joint Base McGuire-Dix-Lakehurst; and other military-related qualifications. See the membership requirements.

Andrews Federal Credit Union $150 Checking Bonus

Earn a $150 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $150 bonus
Account Type: Checking
Availability: Washington D.C. (Upper Marlboro Branch) (Locator)
Direct Deposit Requirement: Yes, $500+ (see what works)
Credit Inquiry: Hard Pull
ChexSystem: Unknown
Credit Card Funding: None
Monthly Fees: $10-$15; waivable
Early Account Termination Fee: $25 if closed within 60 days
Household limit: None

$150 Bonus at Andrews Federal Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To receive the $150 bonus, you must
- (1) establish a new membership with Andrews Federal Credit Union;
- (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking;
- (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and
- (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.

$150 Checking Cash Bonus Offer – To receive the $150 bonus, you must (1) establish a new membership with Andrews Federal Credit Union; (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking; (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
Membership and checking account must be opened during the promotional period of 11/15/2023 through the current date.
You must meet the terms of your new checking account type, including the direct deposit requirement, in order to be eligible for the $150 bonus.
Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
No minimum balance required to open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account; the minimum balance to maintain each checking account type may vary, visit the individual product pages linked above for full account details.
The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.
Existing primary Andrews Federal members (i.e. memberships opened prior to 11/15/2023) are not eligible for this offer.
Previous memberships that were closed within 180 days prior to promo are not eligible for this offer.
Your new Andrews Federal checking account must still be open and in good standing when we seek to credit the bonus, otherwise the bonus is forfeited.
Only one bonus will be awarded per member regardless of the number of memberships and associated accounts per membership opened.
Bonus offers are not transferable and are reportable for tax purposes.
A $25 early account closing fee applies if the account is closed within 60 days of opening.
All Andrews Federal checking and savings accounts are subject to Andrews Federal standard account agreements.
Offer is subject to change at any time.
Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for this offer.

Andrews Federal Credit Union $50 Referral Bonus

What you’ll get: $50 bonus
Account Type: Checking
Availability: D.C., MD, NJ, VA
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull
ChexSystem: Unknown
Credit Card Funding: None
Monthly Fees: $10-$15; waivable
Early Account Termination Fee: $25 if closed within 60 days
Household limit: None

$75 Bonus at Andrews Federal Credit Union

(Limited time offer)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($300 cash bonus)	KeyBank Checking ($300 bonus)
Chase Private Client ($3,000 Bonus)	Fifth Third Bank Preferred Checking ($300 bonus)
HSBC Premier Checking (Up to $2,500 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Tell your friends and family about your great banking experience with Andrews Federal Credit Union! Then submit the form below to make sure that you both get your $50 referral bonus!
Your referral must complete the three simple steps to receive your $50 bonus.
- Complete the form and come in to a branch to open a new checking account with a debit card.
- Enroll in Digital Banking.
- Make three or more purchases with the debit card.

Refer a Friend $50 Offer is available as of 02/02/2024.
The Credit Union reserves the right to change or end this offer at any time.
To be eligible, the referring member (“Referrer”) must be an existing member of Andrews Federal Credit Union (“Andrews,” “Credit Union”) as of 9/1/2022 with an account in good standing.
The referred person (“The Referred”) must not have any existing account with the Credit Union as of 02/02/024 and must: open any new checking account, obtain a VISA Debit Card, enroll in online and mobile banking services (“Digital Banking Services”), and make three (3) or more purchases with the VISA Debit Card to be eligible for the referral credit.
Some checking account types have a Direct Deposit requirement as a term of the account; to see the features and terms of all of our checking account types visit AndrewsFCU.org/Bank/Spending/Personal-Checking.
The Referred must be eligible for membership to join the Credit Union; establishing membership requires a Base Share Savings account with a $5.00 opening deposit, which must be done before the new Checking account may be opened. New account may be opened at any Andrews branch location; offer is not available online.
New account must remain open for at least 90 days to be eligible for the referral credit.
A $50 credit will be made to the Referrer’s and the Referred’s Base Share Savings account after the 90 day period has ended.
If either the Referrer’s or the Referred’s account is closed before the referral credit is given, or the account is not in good standing, the referral credit is forfeited.
There is a $25.00 fee if an account is closed within sixty (60) days of it being opened.
Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for referral offer.
Andrews Federal Credit Union is Federally Insured by the NCUA.

Andrews Federal Credit Union $150 Checking Bonus (Expired)

Earn a $150 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $150 bonus
Account Type: Checking
Availability: Washington D.C. or join the ACC (Locator)
Direct Deposit Requirement: Yes, $500+ (see what works)
Credit Inquiry: Hard Pull
ChexSystem: Unknown
Credit Card Funding: None
Monthly Fees: $10-$15; waivable
Early Account Termination Fee: $25 if closed within 60 days
Household limit: None

$150 Bonus at Andrews Federal Credit Union

(Expires 03/31/2024)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Andrews Federal Credit Union is offering a bonus of $150 when you open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking with promo code GET$150
Make a direct deposit of $500+ and maintain that for 90 days

To receive the $150 bonus, you must (1) establish a new membership with Andrews Federal Credit Union; (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking; (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
Membership and checking account must be opened during the promotional period of 11/15/2023 through 03/31/2024.
You must meet the terms of your new checking account type, including the direct deposit requirement, in order to be eligible for the $150 bonus.
Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify. No minimum balance required to open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account; the minimum balance to maintain each checking account type may vary, visit the individual product pages linked above for full account details.
The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.
Existing primary Andrews Federal members (i.e. memberships opened prior to 11/15/2023) are not eligible for this offer.
Previous memberships that were closed within 180 days prior to promo are not eligible for this offer.
Your new Andrews Federal checking account must still be open and in good standing when we seek to credit the bonus, otherwise the bonus is forfeited.
Only one bonus will be awarded per member regardless of the number of accounts opened.
Bonus offers are not transferable and are reportable for tax purposes.
A $25 early account closing fee applies if the account is closed within 60 days of opening.
All Andrews Federal checking and savings accounts are subject to Andrews Federal standard account agreements.
Offer is subject to change at any time.
Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for this offer.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

How To Waive Monthly Fee

Payback Checking: $10 monthly fee will be waived if you receive at least $500 in total direct deposits within a calendar month to this account.
Boost Checking: The $15 monthly fee will be waived if you maintain a balance of $1,500 or more, or you receive direct deposits to the Boost Checking totaling more than $3,000 within the month.
Online Checking: The $10 monthly fee will be waived if you meet one of the following criteria: complete at least 10 debit card transactions each month, or you are age 24 years or younger, or you are a U.S. Military member.
Forces Checking: The $10 monthly fee will be waived if you receive at least $500 in total direct deposits from a military source to the Forces Checking account within the month.
Auxiliary Checking: Not listed

Bottom Line

If you live near an Andrews Federal Credit Union location, you have the opportunity to earn generous bonuses.

Although you can earn a generous bonus from Andrews Federal Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Andrews Federal Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!

The post Andrews Federal Credit Union Promotions: $50, $150 Checking, Referral Bonuses (D.C., MD, NJ, VA) appeared first on Hustler Money Blog.

Frontier Bank Promotions: $50, $200 Checking & Referral Bonuses (IA, MN, SD, NE, ND)

Anthony Nguyen — Mon, 25 Nov 2024 22:05:34 +0000

Here you can find the latest Frontier Bank promotions, bonuses, and offers here.

Update 11/25/24: The $200 checking bonus is back for a limited time!

About Frontier Bank Promotions

Frontier Bank is a locally owned, community-minded independent bank. They’ve been dedicated to serving individuals and businesses with the highest degree of care, confidentiality, and convenience since starting in Rock Rapids, Iowa in 1932. Additionally, for 90 years, they’ve offered great bank bonuses, CD rates and bank rates.

We will review the current Frontier Bank promotions below.

Frontier Bank $200 Checking Bonus

When you open a qualifying account and complete the requirements, you can earn a $200 bonus!

What you’ll get: $200 bonus
Account Type: Big DEAL Cash Checking
Availability: IA, MN, SD, NE, ND (Bank Locator)
Direct Deposit Requirement: No
Credit Inquiry: Soft Pull
ChexSystem: Unknown
Credit Card Funding: None
Monthly Fees: None
Early Account Termination Fee: 90 days, bonus forfeit
Household Limit: None

$200 Offer at Frontier Bank

(Limited time offer)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($300 cash bonus)	KeyBank Checking ($300 bonus)
Chase Private Client ($3,000 Bonus)	Fifth Third Bank Preferred Checking ($300 bonus)
HSBC Premier Checking (Up to $2,500 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Enjoy $200 as a new BIG DEAL® checking customer when you open a BIG DEAL® checking account and meet the BIG DEAL® account qualifiers within 60 days of account opening.
- Minimum of one ACH transaction per month
- Minimum of 12 debit card transactions post and settled per month
- Be enrolled in eStatements

Account Opening Bonus: All individuals must be 18 years of age or older and live within 60 miles of a Frontier Bank branch.
$50 minimum deposit is required to open the account and to obtain the bonus.
Qualifications must be met (minimum of one ACH transaction per month, minimum of 12 debit card transactions per month and be enrolled in eStatements) within the first 60 days of account opening.
The bonus will be deposited into your BIG DEAL checking account within 70 days after the new account is opened.
The bonus is considered interest.
If your BIG DEAL account is closed within 90 days of account opening, Frontier Bank may deduct the account opening bonus at closing.
Limit of 1 bonus per account, per calendar year.
Bonus offer is not valid for switching from a current Frontier Bank account to a new BIG DEAL account.
See a customer service representative for more information.
Offer available for a limited time.

Frontier Bank $50 Referral Bonus

Frontier Bank $50 Referral Bonus

Frontier Bank is offering an opportunity to earn a $50 Referral Bonus when you meet certain requirements.

What you’ll get: $50 bonus
Account Type: Checking Account
Availability: IA, MN, SD, NE, ND
Direct Deposit Requirement: No
Credit Inquiry: Soft Pull
ChexSystem: Unknown
Credit Card Funding: None
Monthly Fees: None
Early Account Termination Fee: 90 days, bonus forfeit
Household Limit: None

$200 Offer at Frontier Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To earn the $50 bonus:
- Refer a friend to open a new checking account. To be eligible to refer you must complete the following requirements all within 30 days of account opening:
  - Have a minimum of 12 debit card transactions post and settle during the monthly qualification cycle;
  - Have at least 1 direct deposit or automatic payment post and settle during the monthly qualification cycle
  - Receive eStatements through our online banking platform.

All individuals must be 18 years of age or older.
Referral bonus not available for referring individuals in your own household.
Applicant must mention your name at the time of account opening.
Over 6 referrals per year would require a 1099-Misc to be filed.
Bonus will be deposited into your Frontier Bank account within 30 days of referred account being opened.

How to Waive Monthly Fees

Big Deal Cash: No monthly fees
Big Deal Cash Back: No monthly fees
Free Checking: No monthly fees
Interest Checking: $7.50 monthly waived with $300 minimum balance
Small Business Checking: No monthly fees
Business Plus Interest Checking: $7.50 monthly waived with $500 minimum balance
Commercial Checking: $7.50 monthly
Non-Profit Checking: No monthly fees

Bottom Line

Frontier Bank is offering great promotions with easy requirements. With services such as online banking, you can sure your money is secure. Be sure to apply for these while you still can today!

However, feel free to comment below and let us know about how it went and if you could fund your account with credit card or not. Additionally, we value your feedback and will continue to keep you posted on the latest bank offers nationwide.

*Compare Frontier Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*

*Check back on this page for updated Frontier Bank promotions, bonuses, and offers.

The post Frontier Bank Promotions: $50, $200 Checking & Referral Bonuses (IA, MN, SD, NE, ND) appeared first on Hustler Money Blog.

BMO Business Platinum Rewards Credit Card 100,000 Bonus Rewards Points

Anthony Nguyen — Mon, 25 Nov 2024 20:43:06 +0000

The BMO Business Platinum Rewards Credit Card is a business credit card designed to help simplify your purchases. Monitor your spending, streamline your recordkeeping, and manage your card online.

You can now get up to 100,000 bonus points! Earn 50,000 points when you spend $5,000 within 3 months of account opening. Plus earn an additional 50,000 bonus points when you spend $50,000 within 12 months of account opening.¹

Update 11/25/24: If you have a banking relationship with BMO, this is a great card to add to your wallet!

You can also get rewarded for your everyday purchases.

Your points won’t expire, and you can use them for what you really want: gift cards, cash, travel and more. You can apply online today!

BMO Business Platinum Rewards Credit Card

Learn More at BMO

Editor’s Note: You can earn a bonus with a new BMO Checking account.

BMO Business Platinum Rewards Credit Card Summary

Bonus Available	Get 50,000 bonus points when you spend $5,000 within 3 months. Get an additional 50,000 bonus points when you spend $50,000 within 12 months.¹
Ongoing Rewards/Benefits	Earn up to 5x points on eligible purchases¹ Your points don’t expire as long as your account is in good standing
Foreign Transaction Fees	2% of the transaction amount in U.S. dollars
Annual Fee	$0

BMO Business Platinum Rewards Credit Card Bonus

Earn up to 100,000 bonus rewards points! Get 50,000 bonus points when you spend $5,000 within 3 months of account opening plus, an additional 50,000 bonus points when you spend $50,000 within 12 months of account opening.¹

BMO Business Platinum Rewards Credit Card Perks

Earn rewards on your everyday purchases and redeem points for travel, gift cards, merchandise or cash¹
Your points don’t expire as long as your account is in good standing
Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings^®
Enjoy discounts on Intuit Quickbooks and TurboTax to streamline your accounting and simplify your taxes²
Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business

Bottom Line

Are you a business owner looking for a card to use on those business transactions to get extra bonus points? The BMO Business Platinum Rewards Credit Card is a great rewards credit card to have in your wallet.

If this wasn’t the card for you, feel free to check out the Best BMO Bank Promotions or our full list of the best credit card bonuses to find out which one suits your needs.

BMO Business Platinum Rewards Credit Card

Learn More at BMO

¹Participation in BMO RewardsSM is subject to terms and conditions found in BMO Rewards Program Rules, available at: www.bmoharris.com/pdf/credit/rewardsprogramrules.pdf. The Account must be current and in good standing to accrue and redeem points. While points don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points. All accrued points not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period. Information regarding rates and offers is subject to change. Please visit http://www.bmoharris.com/smallbizcard for the most up-to-date offers available. Point values which can be accrued are current for new accounts only approved on or after 12/07/2022 and are subject to change at any time.”
²See offer terms and conditions at intuit.me/quickbooks_mc. Intuit, QuickBooks and TurboTax are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice. TurboTax Terms of Service can be found at https://turbotax.intuit.com/corp/terms-of-service.jsp and TurboTax Product Guarantees and other important information are located at https://turbotax.intuit.com/lp/yoy/guarantees.jsp.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Products and services are provided in the United Stated by BMO Bank N.A. and are subject to bank and credit approval.

Mastercard^®, Mastercard^® Easy Savings^®, and the Mastercard Brand Mark are trademarks of Mastercard International Incorporated. Refer to the Mastercard Guide to Benefits for more information.

BMO Bank N.A. Member FDIC.

The post BMO Business Platinum Rewards Credit Card 100,000 Bonus Rewards Points appeared first on Hustler Money Blog.

Bluevine Business Checking Review: $300 Bonus + 2.00% APY + Get Unlimited Transactions + No Monthly Fees

Anthony Nguyen — Mon, 25 Nov 2024 18:46:53 +0000

Available nationwide, BlueVine is now offering a $300 bonus + 2.00% APY on their Small Business Checking account on balances up to $100,000. It’s one of the best Business checking account online!

Update 11/25/24: There is currently a $300 bonus available through 12/31/24. If you have a business checking account earning little to no interest, consider this account to earn 2% APY on balances up to $100K.

BlueVine Business Checking $300 Bonus

You can earn $300 when you open a new Bluevine Business Checking account and meet eligibility requirements.

How to earn it:

To get your $300 bonus, apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using referral code RV300.
After opening your account, deposit a total of $2,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $2,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions1 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Apply Now at BlueVine

(Learn more at BlueVine)

About BlueVine Business Checking

BlueVine was first founded in 2013 as a source of capital for smaller businesses. Since then, then have grown to hosting nearly 25,000 small businesses while disbursing nearly $3 billion dollars to those businesses.

The company has since added a business checking account, designed to improve the banking experience of business owners.

They were able to do this through invoice factoring, term loans and lines of credit. If you’d like to learn more about BlueVine and how they can help your business, check out our post below.

How To Earn 2.00% APY with BlueVine Small Business Checking Account:

Spend $500 per month with your Bluevine Business Debit Mastercard OR
Receive $2,500 per month in customer payments to your Bluevine checking account or sub-accounts.

Here are some highlights of the BlueVine Small Business Checking account.

Interest on Business Checking
No minimum deposit or balance
No monthly service fees
No ATM fees at 38,000+ MoneyPass® locations nationally
No fees for non-sufficient funds
ATM card access
Two free checkbooks
Fast online sign-up

Apply Now at BlueVine

(Learn more at BlueVine)

Compare to some of the best business checking accounts such as
Chase Business Checking ($300 Bonus)	Bank of America Business Checking ($200 bonus offer)
U.S. Bank Business Checking ( $400 or $900 Bonus)	Axos Bank Basic Business Checking ($400 Bonus)
Axos Bank Business Interest Checking ($400 Bonus)	Huntington Unlimited Plus Business Checking ($1,000 Bonus)
Huntington Unlimited Business Checking ($400 Bonus)	Live Oak Bank Business Savings ($200 Bonus)
Axos Business Premium Savings ($375 Bonus)	Bluevine Business Checking ($300 Bonus)

BlueVine Account Features

Earn 2.00% interest on balances up to $100,000
No monthly, NSF, ACH, or incoming wire fees
Live customer support from dedicated professionals
Pay vendors and bills by ACH, wire, or check
Unlimited transactions, no minimum balance required
Make transfers to and from your other accounts
Deposit checks from the BlueVine mobile app

BlueVine Business Checking Features

The BlueVine Small Business Checking account offers a competitive APY, an ATM card, no hidden fees and live support.

Enjoy unlimited transactions – including ACH, wire and check – with no minimum balance required.

Customers have the option of making deposits by cash (at nearly 90,000 Green Dot locations) or check (mobile app). Also, the account is FDIC-insured up to $250,000.

Be sure to keep in mind that the BlueVine Small Business Checking account is online only, with no physical branches. Also, Green Dot locations charge a $4.95 fee on cash deposits.

To apply, you must be a U.S. citizen at least 18 years old with a verifiable address. The process only requires basic information about your business, including your tax ID or Social Security Number.

Mobile and Online Banking. With an account from BlueVine, you will have the option of managing your account either online or through the mobile app. The online interface allows you to transfer money to designated payees, view and print account activity and documents and get assistance as necessary. The mobile app allows for remote check deposit as well.
Lack of fees. However, there is a $15 fee for an outgoing wire transfer from your Business Banking account and a $2.50 fee for non-network ATM transactions.
Availability of Funds. BlueVine Business Banking offers an ATM card that allows fee-free withdrawals at over 38,000 MoneyPass locations across the country.

	Chase Business Complete Checking®: Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review
	Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review
	U.S. Bank Business Checking: Earn up to a $900 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q4AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 15, 2024. Member FDIC. Apply Now---U.S. Bank Business Checking Review
	Bank of America Business Advantage Checking Bonus Offer Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details. Additional terms and conditions apply. See offer page for more details. Learn More---Bank of America Business Checking Review
	Live Oak Bank Small Business Savings: Receive a $200 cash bonus when you open a new Live Oak Bank small business savings account with qualifying activities. Apply Now---Live Oak Bank Small Business Savings Review

Bottom Line

BlueVine is a great option for small businesses from offering loans, lines of credit and invoice factoring.

They have always been a finance company that supports small-business owners.

On top of that, their Business Banking offers small businesses a no-fee, high-yield checking account that could prove very convenient for existing customers.

Therefore, this is a good fit if you’re looking for a no-fee bank account with a relatively high APY.

For more options, see our list of the best business bank rates and business bank account bonuses from notable institutions like Chase Bank, Huntington Bank, U.S. Bank, Axos Bank, Bank of America, and more!

View the latest business account promotions & the best free checking business accounts here.

The post Bluevine Business Checking Review: $300 Bonus + 2.00% APY + Get Unlimited Transactions + No Monthly Fees appeared first on Hustler Money Blog.

Amazon Business Prime American Express Card $125 Amazon Gift Card Bonus + No Annual Fee!

Anthony Nguyen — Mon, 25 Nov 2024 18:25:57 +0000

Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.

With the Amazon Business Prime American Express Card, earn up to 5% cash back and eligible Prime Members get a $125 Amazon Gift Card bonus upon approval.

Update 11/25/24:

Amazon currently has a promotion where you can get 20% off on eligible items with no rush delivery!
With this card, you’ll instantly get $125 Amazon gift card credit upon approval. Keep in mind you must be a Prime Member to qualify! Not a Prime member? No worries, see our review on the Amazon Business American Express Card.

Amazon Business Prime American Express Card

Click here to learn how to apply

Amazon Business Prime American Express Card Summary

Bonus Available	Earn a a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card for Eligible Prime Members.
Ongoing Rewards/Benefits	Take advantage of 5% Back or 90 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter. 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers 1% Back on other purchases.
Foreign Transaction Fees	No (See Rates & Fees)
Annual Fee	No Annual Fee¤ (See Rates & Fees)

Compare to some of the best business checking accounts such as
Chase Business Checking ($300 Bonus)	Bank of America Business Checking ($200 bonus offer)
U.S. Bank Business Checking ( $400 or $900 Bonus)	Axos Bank Basic Business Checking ($400 Bonus)
Axos Bank Business Interest Checking ($400 Bonus)	Huntington Unlimited Plus Business Checking ($1,000 Bonus)
Huntington Unlimited Business Checking ($400 Bonus)	Live Oak Bank Business Savings ($200 Bonus)
Axos Business Premium Savings ($375 Bonus)	Bluevine Business Checking ($300 Bonus)

Amazon Business American Express Card Benefits

Get more with Amazon Business.

Enhanced data views. Amazon Business purchases will be listed item by item so you can track business purchases at a glance.
Business-only pricing. Enjoy exclusive prices and quantity discounts on more than 5 million products.
Employee purchase control. Set up multi-user accounts, shared payment methods, approval workflows, and spending limits.

Business benefits from American Express.

Business tools
- Employee Cards
- American Express® Business App
- Account Manager
- Year End Summary
Shop with confidence
- Return Protection
Travel with more confidence
- Car Rental Loss and Damage Insurance
- Global Assist® Hotline
- Baggage Insurance Plan
No foreign transaction fees
- Use your Card globally and pay no foreign transaction fees on your purchases.

FEATURED BUSINESS PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
U.S. Bank Silver Business Checking Package	$900 Cash	Review
U.S. Bank Gold Business Checking Package	$900 Cash	Review
U.S. Bank Platinum Business Checking Package	$900 Cash	Review
Chase Business Complete Checking®	$300 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$1,000 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
Axos Bank Basic Business Checking	$400 Cash	Review
Axos Bank Business Interest Checking	$400 Cash	Review
Regions Bank Business Checking	$150 Cash	Review
NorthOne Business Checking	$20 Credit	Review
Novo Business Checking	$75 Cash	Review
BlueVine Business Checking	2.00% APY	Review

Bottom Line

The Amazon Business Prime American Express Card offers an outstanding cash back rewards with no annual or foreign transaction fee.

If you do not have Prime, see our review on the Amazon Business American Express Card.

For more options, see our list of the latest credit card promotions from issuers like Chase, Amex, Capital One, Citi, and more.

If you’re looking to open a new business bank account, see our list of the latest business bank account bonuses from institutions like Chase Bank, Huntington Bank, U.S. Bank, Axos Bank, Live Oak Bank, & more.

For rates and fees of the Amazon Business Prime American Express Card, please visit Rates & Fees.

Amazon Business Prime American Express Card

Click here to learn how to apply

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

The post Amazon Business Prime American Express Card $125 Amazon Gift Card Bonus + No Annual Fee! appeared first on Hustler Money Blog.

Texans Credit Union Promotions: $300 Checking Bonus (TX)

Anthony Nguyen — Mon, 25 Nov 2024 17:49:28 +0000

Find an updated list of Texans Credit Union promotions, bonuses, and offers here.

Update 11/25/24: There’s currently a $300 checking bonus available for a limited time.

About Texans Credit Union Promotions

In 1953, 11 Texas Instruments employees pooled five dollars each and petitioned the Texas Banking Commission to establish an organization that would promote thrift and provide low-cost loans to TI employees. Soon after, a charter was granted by the State of Texas and Texins Credit Union was born. Today, Texans provides a full suite of financial products and services to more than 110,000 members. Membership spans seven counties and serves the employees of over 100 select businesses. The Credit Union operates 13 branches and currently manages over $1.5 billion in assets.

I’ll review the Texans Credit Union Promotions below.

Texans Credit Union $300 Checking Bonus

What you’ll get: $300 bonus
Account Type: Checking
Availability: TX (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: $5-$10; waivable
Early Account Termination fee: Not listed
Household Limit: Not listed

$300 Offer at Texans Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account.
Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received.

To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account.
Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received.
A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit.
External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits.
Limit one $300 bonus payout per membership and per checking account.
Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited.
Bonuses are considered interest and will be reported to the IRS as required.
This offer can change at any time without notice.

How To Waive Monthly Fees

My Texans Checking: $5 monthly fee, waived with any monthly direct deposit or enrollment in e-statements
My Texans Interest Checking: $10 monthly fee, waived when a $2,500 minimum daily balance is maintained
Texans Teen Checking: $0 until age 18, then $5 which can be waived with monthly direct deposit or enrollment in paperless statements
Savings Account: None
Education Savings: None
Travel Savings: None

Bottom Line

These are all the current Texans Credit Union promotions and offers. However, there are definitely better offers out there.

Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.

*Compare Texans Credit Union Promotions with other bank bonuses from Huntington, Chase, TD, HSBC, Citi, Bank of America, and more.*

Additionally, leave a comment below informing us about your experience with the Texans Credit Union. Definitely provide your feedback, as they make our site even better!

Lastly, check back for updated Texans Credit Union promotions, bonuses, and offers.

The post Texans Credit Union Promotions: $300 Checking Bonus (TX) appeared first on Hustler Money Blog.

Live Oak Bank Savings Review: $300 Bonus + 4.30% APY (Nationwide) – Ends 1/31/25

Anthony Nguyen — Mon, 25 Nov 2024 17:12:49 +0000

Find the latest Live Oak Bank CD Rates, Offers, and Promotions here.

Update 11/25/24: You can currently earn a $300 savings bonus through 1/31/25.

Continue reading below to learn everything you need to know about Live Oak Bank High Yield Savings account to earn a $300 bonus + 4.30% APY.

Live Oak Bank $300 Savings Bonus

Earn $300 plus 4.30% APY with a Live Oak Bank personal savings account.

The perks of saving:

Keep More of Your Money. Benefit from no monthly maintenance fees, and watch your money grow faster with a competitive savings rate.
Peace of Mind. Your deposits are FDIC-insured3 up to the maximum allowed by law, ensuring your money is safe and secure.
Personalized Service, Online Convenience. Open and manage your account online. Need help? Our North-Carolina-based team is just a call away.
You Can Start Small. There are no minimum balance requirements, so you can start growing your savings no matter how small your initial deposit.
Plan for the Future. Easily manage beneficiaries online to ensure your savings are passed on according to your wishes.

How to earn bonus:

Open a New Account. Open a Live Oak Bank personal savings account by 01/13/25.
Fund Your Account. Deposit at least $20,000 into your account by 01/13/25.
Maintain Your Balance. Maintain a balance of at least $20,000 for 60 days.
If all eligibility criteria are met, the $300 cash bonus will be deposited to your open, eligible account within 45 days following the expiration of the 60-day period.
All funding of the new business savings account must consist of funds originating from an external financial institution to qualify

About Live Oak Bank High Yield Savings

Live Oak Bank, was founded in 2008 and offers savings rates that are many times the national average, and they boast an A+ health rating.

This FDIC-insured savings account makes it easier to grow your money with a great interest rate and simple online banking

Balance Requirement	APY Rate
$0.01+	4.30% APY

Live Oak Bank High Yield Savings Rate

To earn Live Oak Bank’s competitive rate, simply complete all the requirements. That’s all it takes and you’ll get to enjoy earning the competitive rate.

Account Type: Savings Account
Interest Rate: 4.30% APY
Availability: Nationwide
Minimum Balance: $0.01
Maximum Balance: None
Credit Inquiry: None
Opening Deposit: None
Monthly Fee: None
Early Termination Fee: None listed

Learn More at Live Oak Bank

(FDIC Insured)

FEATURED BANK RATES
PROMOTIONAL LINK	OFFER	REVIEW
Valley Direct Online Savings	4.80% APY	Review
Quontic Bank Money Market	4.75% APY	Review
CIT Bank Platinum Savings	4.55% APY	Review
Rising Bank High Yield Savings	4.50% APY	Review
Western Alliance Bank High-Yield Savings Premier	4.46% APY	Review
Upgrade Premier Savings	4.41% APY	Review
Continental Bank High Yield Savings	4.41% APY	Review
Liberty Savings Bank Savings	4.36% APY	Review
mph.bank Money Market	4.36% APY	Review
Paprika Capital Bank High Yield Savings	4.36% APY	Review
State Exchange Bank	4.35% APY	Review
Grand Bank Money Market	4.31% APY	Review
Harborstone Credit Union Money Market	4.30% APY	Review
Live Oak Bank Savings	4.30% APY	Review
Blue Federal Credit Union Money Market	4.25% APY	Review
Betterment Cash Reserve	4.25% APY	Review
SoFi Checking and Savings Account	4.20% APY + $325 Bonus	Review
CIT Bank Savings Connect	4.20% APY	Review
Customers Bank High Yield Savings	4.16% APY	Review
Quontic Bank High Yield Savings	4.00% APY	Review
American Express® High Yield Savings account Member FDIC	4.00% Annual Percentage Yield as of 10/24/24	Review
Discover Bank Online Savings	3.90% APY	Review
RBMAX High Yield Savings	3.90% APY	Review
Discover Money Market	Up to 3.75% APY	Review

Live Oak Bank ACH Capabilities & Limits

ACH Type	Speed	Daily $ Limit	Monthly $ Limit	Notes
Push	1-2 business days	$250,000	N/A
Pull	1-2 business days	$250,000	N/A

How to Earn Live Oak Bank Rates

Open the Live Oak Bank Savings account
Input your info – Provide your name, address, phone, email, and social security number or Tax ID.
Fund the account within 14 days- Transfer funds electronically from an internal account here or an external account at another bank.
Earn 4.30% APY as long as the account balance is above $0.01.

Why You Should Sign Up For This Account

Earn many times the National Average
FDIC insurance up to $250,000, the maximum allowed by law
No Monthly Maintenance Fees
Interest Compounded Daily
Secure Electronic Statements
Move Money Faster with Electronic Transfers
Bankrate Safe & Sound 5-Star Rating
Access Your Account Anytime with the Live Oak mobile app

Bottom Line

Check out this offer from Live Oak Bank. When you open a savings account you can earn a competitive rate!

This rate is great for earning high interest with balances as low as $0.01.

Take advantage of this promotional rate now before it changes without notice.

Interested in Bank Bonuses? See our other favorite banks including U.S. Bank, Bank of America, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Fifth Third Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates and Live Oak Bank promotions!

Check back often to see the latest info on Live Oak Bank Online High Yield Savings.

The post Live Oak Bank Savings Review: $300 Bonus + 4.30% APY (Nationwide) – Ends 1/31/25 appeared first on Hustler Money Blog.

Fremont Bank Promotions: $150 Checking Bonus (CA)

Anthony Nguyen — Mon, 25 Nov 2024 16:34:08 +0000

Check out Fremont Bank promotions, bonuses, and offers here!

Update 11/25/24: The $150 checking bonus is still available!

About Fremont Bank

Founded in 1964, Fremont Bank is headquartered in Fremont, California, and has grown to 23 locations throughout the state. Fremont Bank’s CD rates are 67% higher than the national average, and it has an A health rating.

I’ll review the Fremont Bank offers below.

Fremont $150 Checking Bonus

Fremont Bank is offering up to $150 bonus when you open a new qualifying checking account.

What you’ll get: $150 bonus
Account Type: Cornerstone Checking Account
Availability: CA (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystems: Unknown, sensitive
Credit Card Funding: $100
Monthly Fees: $15+, avoidable
Early Account Termination Fee: $50, six months
Household Limit: None listed

$150 Offer at Fremont Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new Cornerstone Checking account and receive up to $150 in rewards when you complete the following activities within 60 days of account opening:
- Direct Deposit – Earn $50 when you establish a recurring direct deposit of $500 or more.
- Online Bill Pay – Earn $50 when you complete two or more online bill payments through Fremont Bank online or mobile banking.
- Debit Card – Earn $50 when you make 25 or more qualifying debit card purchases of $5 or more.

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.
Rewards will be credited to the account and reported as interest, and Fremont Bank may issue an Internal Revenue Service Form 1099 (or other appropriate form) to you that reflects the value of the account credit.
Offer valid for new Fremont Bank Cornerstone personal checking clients only. Clients who currently have a personal checking account with Fremont Bank as a primary or secondary account holder are not eligible for this bonus.

How to Waive Monthly Fees

Premier Checking: $29.00 monthly can be waived with average daily balance of $50,000 or $50,000 with Combined Balance Option
Freedom Checking: $10.00 monthly can be waived with:
- Monthly direct deposit6 of at least $500 to this account or
- $1,500 average daily balance or $5,000 combined balance5 or
- 10 or more qualifying debit card transactions
- For students under 26
Cornerstone Checking: $15.00 monthly, can be waived with Automatic Loan Payment to an existing Fremont Bank personal mortgage loan or Home Equity Line of Credit.
Statement Savings: $5.00 monthly, can be waived with minimum daily balance of $300
Money Market Checking: $4.00 a month with e-Statements; other wise $14.00 monthly, can be waived with an average daily balance of $2,500
Plus Business Checking: $12.00 monthly, can be waived with:
- $5,000 Average Daily Balance, or
- 10 qualifying purchases or one or more qualifying purchases of $250 or more with your Business Debit Card or
- Merchant Services, or
- Payroll Services, or
- Remote Deposit Capture Monthly Service Fee, or
- Commercial Lending Relationship
Preferred Business Checking: $40.00 monthly can be waived with:
- $15,000 Average Daily Balance or
- Commercial Lending Relationship
Premier Business Checking: $90.00 monthly can be waived with:
- $100,000 Average Daily Balance
- $250,000 Combined Balance
Business Interest Checking: $25.00 monthly can be waived with an average daily balance of $10,000.
Analyzed and Analyzed Interest Checking: $22 monthly plus activity charges in excess of earnings credit. The bank applies an earnings credit based on the account balance(s), which can offset all or some of the monthly service fees.
Business Statement Savings: $5.00 monthly if minimum daily balance of $500 is not met
Business Money Market Checking: $6 with e-Statement; otherwise $16 monthly, can be waived with an daily average balance of $2,500
Business Premier Money Market Checking: $30.00 monthly, can be waived when linked with a Business Premier Checking Account

Bottom Line

Fremont Bank currently has many bonuses when you open a qualifying account. Although this promotion has a variety of features and services to choose from, I can only recommend this post if it triggers a soft pull and you carefully look over the fine print. Therefore be sure to check with your local CSR and find out if you are eligible!

Feel free to leave a comment below letting us know if this event triggers a soft pull! We will continue to make sure to keep you guys updated on all the latest deals nationwide!

Fremont Bank has pretty competitive CD rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!

Compare Fremont Bank Promotions with other bank bonuses from Chase Bank, HSBC, Huntington Bank, TD Bank, Citi, Bank of America, Wells Fargo, and more.

*Check back at this page for updated Fremont Bank promotions, bonuses, and offers.

The post Fremont Bank Promotions: $150 Checking Bonus (CA) appeared first on Hustler Money Blog.

Delta SkyMiles® Reserve Business American Express Card 80,000 Bonus Miles

Anthony Nguyen — Mon, 25 Nov 2024 16:15:52 +0000

Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.

The Delta SkyMiles® Reserve Business American Express Card is a great option for small business owners and independent contractors alike that frequently fly Delta Airlines.

You have the opportunity to score a welcome offer of 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.

Update 11/25/24: Elevate your travel experience with an annual statement credit of up to $250 after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.

MQMs are used to qualify for Delta Medallion status, including Silver, Gold, Platinum and Diamond.

Delta SkyMiles® Reserve Business American Express Card

Click here to learn how to apply

The annual fee for this card is $650 (see Rates & Fees). It’s a bargain since Delta SkyMiles® Reserve Business American Express Card is one of the best travel cards available on the market. The Delta SkyMiles Reserve Business is a premium card designed for companies who fly frequently with this airline.

American Express offers a handful of Delta-affiliated Business cards. What makes the Delta SkyMiles® Reserve Business American Express Card unique is its complimentary access to Delta Sky Clubs and an annual companion ticket where up to First Class is eligible.

Terms and limitations apply.

Delta SkyMiles Reserve Business American Express Card Summary

Bonus Available	Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership. Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
Ongoing Rewards/Benefits	3X miles per dollar on eligible Delta purchases 1.5X miles per dollar on eligible transit, U.S. shipping & office supply store purchases Earn 1.5X miles on all eligible purchases after you spend $150,000 in purchases on your card in a year. Earn up to $10 back each month after using your enrolled Delta SkyMiles Reserve Business American Express Card for U.S. rideshare purchases with select providers. Elevate your travel experience with an annual statement credit of up to $250 after using your Delta Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Foreign Transaction Fees?	No (See Rates & Fees)
Annual Fee	$650 (see Rates & Fees)

Compare to some of the best business checking accounts such as
Chase Business Checking ($300 Bonus)	Bank of America Business Checking ($200 bonus offer)
U.S. Bank Business Checking ( $400 or $900 Bonus)	Axos Bank Basic Business Checking ($400 Bonus)
Axos Bank Business Interest Checking ($400 Bonus)	Huntington Unlimited Plus Business Checking ($1,000 Bonus)
Huntington Unlimited Business Checking ($400 Bonus)	Live Oak Bank Business Savings ($200 Bonus)
Axos Business Premium Savings ($375 Bonus)	Bluevine Business Checking ($300 Bonus)

Delta SkyMiles® Reserve Business Bonus Offer

Enjoy 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.

Here are some ideas on meeting the spending requirement.

What Are Delta SkyMiles Worth?

Similar to other airline-branded cards, the value of your miles depends on how you use them. On average, one Delta SkyMiles point is worth $0.012. In other words, this is slightly above the industry average of of $0.01 per point.

Whenever you’re ready to redeem you SkyMiles, you have a variety of options, including:

Flights with Delta
Flights with partner airlines
Upgrades
Hotel stays
Car rentals
Vacation packages
Exclusive experiences
Merchandise
Gift cards
Charity donations

To get the best value for your SkyMiles, use them for award travel with Delta or one of its many partners.

Delta SkyMiles Reserve Business Top Features

Companion CertificateLounge MembershipDelta PerksMiles BoostForeign Transaction Fees

Receive one domestic First Class, Comfort+ or Main Cabin roundtrip companion certificate every year when you renew your account. Cross-country flights can be pretty steep these days. So this perk could easily negate the card’s annual fee.

This benefit is superior to the lower-fee Platinum Delta Skymiles Business Credit Card from American Express, where the certificate is only valid for Main Cabin flights.

Get unlimited complimentary access to Delta Sky Club every year you’re a cardmember. You can invite up to 2 guests with you at a discounted rate of $50 per person per visit. These lounges offer a place to work, relax and enjoy complimentary snacks, beverages and WiFi.

Without the Delta SkyMiles® Reserve Business American Express Card, you would have to pay $500+ a year for unlimited individual access. So this benefit alone more than covers the card’s annual cost.

In comparison, the Platinum Delta SkyMiles Business card only offers a discounted rate ($50) per visit to Delta Sky Clubs.

The Business Platinum Card from American Express also offers unlimited access to Delta Sky Clubs, as well as many other lounge networks like Centurion Lounges.

First checked bag free. As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.

Inflight discount. Receive a 20% savings in the form of statement credits on eligible pre-purchased meals and inflight food, alcoholic beverages and headset purchases.

Earn bonus SkyMiles and MQMs when you spend certain amounts in one calendar year:

Spend Threshold	Bonus Miles	MQMs
$30,000	15,000	15,000
$60,000	15,000	15,000

Please note, the calendar year ends on December 31. Regardless of when your card account was opened.

The Delta SkyMiles Reserve Business Card also waives the Medallion Qualification Dollar (MQD) requirement for Silver, Gold and Platinum tiers if you spend at least $25,000 that year. For Diamond status, you’ll need to spend $250,000 in one year to waive the MQD requirement.

The main draw to Medallion status is its unlimited complimentary ticket upgrades. Each tier also unlocks more miles and other benefits.

Make purchases abroad without worrying about foreign transaction fees with the Delta SkyMiles® Reserve Business American Express Card.

Bottom Line

Delta SkyMiles® Reserve Business American Express Card is one of the best travel cards you can get. There are ample of opportunities to earn points that you can use to redeem goods & services that will lower your traveling expense.

In addition you will earn tons of Miles for choosing Delta SkyMiles Reserve Business with an outstanding welcome offer. Delta Reserve Business Credit Card is the ideal card that cater to business professional, frequent travelers, and shopaholics alike.

*You can also compare this card with other credit card bonuses! You can also view the latest business account promotions!*

View our complete guide on earning/redeeming Delta Skymiles & Everything You Need To Know About Delta’s Choice Benefits in addition to the Best Ways To Redeem Delta Air Lines SkyMiles For Award Flights.

If you want more options then check out our complete list credit card bonus promotions for one that best suits you.

If you’re looking to open a business bank account, see our list of the latest business checking promotions.

Delta SkyMiles® Reserve Business American Express Card

Click here to learn how to apply

Disclaimers: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

See Rates & Fees of the Delta Reserve For Business Credit Card.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

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