When opening a checking or savings account, what are the features and benefits that you expect the most? BMO has been around for over 200 years making it a household name in the Midwest.

But does their history make it a worthwhile bank for you? To find out if BMO is right for you, continue reading this review below.

BMO has more than 600 branches nationwide and as many as 40,000+ fee-free ATMs nationwide available.

Like other banks, BMO also offers a wide variety of accounts for you to choose from.

Each account has different features ranging from basic accounts to those with advanced features and benefits, but with an added cost.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Update 11/25/24: Interested in banking with BMO? Learn more about their accounts and what best suits your financial needs! BMO has great personal checking, business checking, credit cards, and more to fit your needs!

Checking Account Options

BMO offers several checking accounts that are flexible to various age groups. They are even generous enough to offer free checking for low-balance customers.

Savings Account Options

Make the most of your money with BMO’s high-yield online-only savings account.

• No fees
• $0 minimum opening deposit
• No minimum balance requirements
• Unlimited transfers and withdrawals

Learn more about the BMO Alto Online Savings Account

CD Account Options

Grow your savings with BMO’s high-yield online-only CDs.

• No minimum balance
• $0 minimum opening deposit
• 6 available fixed terms (6 months to 60 months)
• Interest paid monthly

Learn more about the BMO Alto Online Certificates of Deposit (CDs)

Credit Card Options

BMO offers personal and business credit cards.

Get a credit card that matches your spending style. Are you a rewards points collector? Prefer cash back? Looking for a lower interest rate?

Keep your business and personal expenses separate with a business credit card. Monitor your spending, streamline your recordkeeping and manage your card online, so you can spend less time on your finances and more time growing your business.

Learn more about the BMO Business Platinum Rewards Credit Card

Reasons To Bank with BMO

• You can link external accounts on the BMO Banking app. This gives you the chance to see all of your accounts in one place. This may help you stay more organized and give you a better idea of your full financial picture.
• Gain access to more than 40,000 ATMs across the nation.
• You have a variety of CD maturity dates to choose from. If you want a standard CD, you can tie your money up for 3 months all the way up to 60 months. You also only need $1,000 to open a CD.
• You only need $25 to open any of the checking accounts at BMO. This can make it easy to get an account established, especially if you are looking for a bank to send your direct deposit from your employer.
• Set Up Autosave to create good savings habits.
• You can set up Overdraft Funding if you have a BMO checking and savings account. This can help you prevent going over the limit of your checking account and facing hefty fees. BMO does charge $10 per fee/one transfer per day to cover your overdrafts, but it’s less than the $36 per overdraft they charge.

Reasons Not To Bank with BMO

• BMO only has one savings account option. If you are in the market for a savings account with all of the bells and whistles, you won’t find it at BMO. While they do have a Money Market Account that offers higher interest rates, this account requires $10,000 to avoid the monthly maintenance fee.
• You may pay $50 if you close your account. BMO charges this fee if you close your checking or savings account within the first 90 days of opening it.

BMO Routing Number

You can find your routing number on one of your BMO checks in the bottom left hand corner.

Contact Customer Service

Reach BMO Customer Service at 1 (888) 340-2265.

In addition, you’re able to fill out an online Customer Service Request, but a response can to take between one and two business days.

How BMO Compares

• Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
• Wells Fargo: Wells Fargo is truly a national bank, with a presence in more than 39 states. They have a network of 13,000 ATMs and a variety of account options. Like BMO, they offer interest-free checking accounts with easy ways to avoid the monthly maintenance fee. They also offer 24/7 phone customer service.
• Regions Bank: While the checking options are similar, there is a wider variety of savings, CDs, & IRA options to help you save. The cash back rewards program is also very similar. You can find Regions Bank across 15 states.

Bottom Line

Choosing a bank that best suits your needs can be somewhat of a challenge.

You’ll be investing time and money into these institutions and will need to make the right choice, so, be sure the bank or credit union will offer you what you need.

It’s very important to keep in mind the potential fees that may incur and how to avoid them if possible.

BMO is a full-service bank that offers a wide variety of accounts for their customers.

If you’re in the Midwest region and like in-person banking, then this bank may be the perfect one for you.

However, if you don’t live in one of the 8 states and want in-person banking, then you should look elsewhere.

If you’re interested in banking with BMO, see our list of the latest BMO bonuses!

For more options from a variety of banks, see our list of the best bank promotions from institutions like Chase Bank, Bank of America, Huntington Bank, U.S. Bank, CIT Bank, Discover Bank, Axos Bank, and more!

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The post BMO Review: Best Checking, Business, Savings, CD Account For You appeared first on Hustler Money Blog.

HSBC Bank is one of the largest banks with physical branches globally. Not to mention that they also have an online banking system called HSBC Direct.

They offer a variety of products for every banking needs that a customer might be looking for.

HSBC provides both traditional banking and investment services, while their online operation offers higher interest rates on its deposit accounts. This might be the right bank for people who want the convenience of a large traditional bank, while achieving high interest rates for their savings.

If you want to know more about HSBC Bank, continue reading our review below to learn more on which feature best accommodates your individual banking needs.

Compare HSBC Promotions to the latest banking promotions from institutions like Chase Bank, U.S. Bank, Huntington Bank, Discover Bank, TD Bank, CIT Bank, and Bank of America.

Checking Account Options

HSBC offers checking accounts for different needs. All checking accounts offer a HSBC Debit Mastercard, access to HSBC ATMs worldwide, free online and mobile banking, and optional overdraft protection.

Compare Checking Accounts

Savings Account Options

The HSBC Direct Online Savings offers one of the highest interest rates on the market! This is a basic online savings account with no ATM card. View our list of the best interest bearing accounts here.

In order to access your money is to transfer the funds to a checking account, whether it’s from HSBC or from another bank. Keep in mind that this account can only be opened online since HSBC Direct is an online bank. 

Compare Savings Accounts

CD Account Options

For Certificate of Deposit accounts, you must leave your money in the account for the entire required term or else you will incur a penalty. If you sign up you get a locked in interest rate for the whole term.

HSBC offers 3 term CDs from 6-monthm 12-month, and 24-month. Although the APY is not the highest on the market, it’s pretty decent. But you can get a much higher interest with their online savings account.

Compare CD Accounts

Investment Services

Furthermore, HSBC also offers investment services. With the help of their financial professionals, you can develop an investment strategy that works best for you.

Retirement Account Options

HSBC offers different types of retirement accounts:

• Traditional IRA
• Roth IRA
• SIMPLE IRA
• SEP Retirement Plans
• 401(k) Retirement Plan
• 403(b) Retirement Plans

Reasons to Bank with HSBC Bank

• HSBC offers bonuses to new customers when they open a checking account and meeting certain requirements. Check out the latest HSBC promotions here.
• HSBC is a global bank that operates in more than 60 countries, so if you travel often it’s nice to know you can still find your bank overseas. Making it easier to withdraw money from ATMs and get emergency financial support when needed.
• You can use the debit card to access ATMs globally, however, the ATM operator or network may charge a fee for ATMs located outside the U.S.
• HSBC Direct’s online savings account offers one of the highest APYs on the market!
• If you have the Advance or Premier Checking Account, you may be eligible to for preferred loan rates or special financing options.
• All checking accounts come with an optional overdraft protection feature. You can also get a personal line of credit that allows you to borrow money as you need it! So if you accidentally overdraft your checking account. this line of credit can be used to cover it.

Reasons Not to Bank with HSBC Bank

• HSBC’s checking accounts have high fees. There is a monthly service fee, unless you can meet direct deposit or balance requirements.
• Other than their HSBC Direct online savings accounts, the accounts they have offer low interest rates.  So if you have a lot of money to deposit in the bank, other online banks offer better deposit rates where your money can grow faster.

HSBC Bank Routing Number

021001088 – HSBC BANK USA, N.A.

Contact Customer Service

• Personal Banking: 1-800.975.4722
• HSBC Premier Banking: 1-888.662.4722
• HSBC Advance: 1-866.584.4722

How HSBC Bank Compares

• Ally Bank: An online bank with competitive interest rates compared to other online banks and higher rates than most brick and mortar ones.
• Charles Schwab: Charles Schwab is a brand well-known in the investment world. Founded in 1973, this brokerage firm now holds over 2.5 trillion in total client assets. When it comes to investing your money and building interest over time, Charles Schwab knows what they are doing.

Compare to Other Banks

• HSBC Bank vs Wells Fargo
• HSBC Bank vs Citibank
• HSBC Bank vs Synchrony Bank
• HSBC Bank vs Capital One
• HSBC Bank vs Bank of America
• HSBC Bank vs Regions Bank
• HSBC Bank vs KeyBank
• Huntington Bank vs HSBC Bank

Bottom Line

HSBC Bank offers some of the best bank promotions as a welcome deposit. There are three checking accounts to select from and the monthly service fees are all avoidable.

So if you are interested and qualify, be sure to apply for a new checking account today. Don’t forget to let us know your experience with bank or bonus by commenting below.

HSBC is a well known bank with a solid reputation, this could be the right bank for you if you’re looking for one with a huge global presence.

For high net individuals, you can have more incentive with premium service and better loan rates.

So if you are interested, be sure to check out more of HSBC Bank promotions!

But if this isn’t the bank for you, you can check out the best bank promotions for more options or read our bank reviews to see in detail which fits you!

See more on what HSBC has to offer!

Helpful Tips:

• How To Find and Use Your HSBC Login
• How To Open an HSBC Account
• HSBC Routing Number

More

The post HSBC Bank Review: Best Account For You appeared first on Hustler Money Blog.

Western Alliance Bank currently offers highly competitive interest bearing savings products for those looking to grow their money – whether it be a savings account or CD account. In addition, business owners of any size can benefit from their business solutions.

Update 8/23/24: Western Alliance Bank is currently our #1 pick for their savings account. See what more they offer as WAB offers some of the best and highest rates available.

See our review on their top products:

• Western Alliance Bank High-Yield Savings Premier Review
• Western Alliance Bank CD Rates Review

Western Alliance Bank High-Yield Savings Premier

One the the most prominent accounts is their high yield savings account. Offering a highly competitive APY with no account activity or maintenance fees on the account. Learn More at Western Alliance Bank

In addition, there are no withdrawal limits – unlike traditional savings accounts (where the limit is typically 6).

(FDIC Insured)

How To Open A Western Alliance Bank High-Yield Savings Account

• Open a new account with a minimum opening deposit of $500.
• Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
• Fund the account/transfer funds – Link an account. Transfer funds electronically from an internal account here or an external account at another bank.

Why You Should Sign Up For This Account

• View current rate
• FDIC insured
• Open your account online in five minutes or less
• No account activity or maintenance fees
• Enhanced security by connecting one external account where money can be moved to and from
• Open with $500 minimum deposit

Western Alliance Bank CD Rates

Western Alliance Bank offers several times with highly competitive rates. You will only need $10 minimum to open an account powered by Raisin.

Raisin is an online platform that’s partnered with over 40 federally insured US banks and credit unions. They provide savings products like high-yield savings accounts and CDs. You can open multiple accounts and manage them all through Raisin.

How To Open A Western Alliance CD Account

• Select one of the Western Alliance CDs / terms above.
• Create an account on Raisin with your info (name, email, address, phone number, Social Security number, etc.)
• Link an external account and fund your CD with a $1 minimum deposit.

Account Features

• Excellent rates with NO fees.
• FDIC insured. $1 minimum deposit. 24/7 online access.
• Special opportunity for consumers to save with the nation’s top commercial bank.

Is My Money Safe at Western Alliance Bank?

Yes, your funds are FDIC-insured up to the standard federal limit.

Even though CD accounts are powered through Raisin, if Raisin fails, you’ll still have FDIC coverage. Your money will simply be returned to your externally linked bank account.

Western Alliance Bank, Member FDIC, ranks high among the best commercial banks in the US. They are the primary subsidiary of Western Alliance Bancorporation, which has over $70 billion in assets and is one of the country’s top-performing banking companies.

Western Alliance Bank was ranked as a top U.S. bank by American Banker and Bank Director in 2022 and 2023,

Who Is Western Alliance Bank Best For?

If you’re looking to earn a highly competitive rate and grow your savings, then you’re the perfect candidate! You’ll earn one of the highest rates and watch your money grow!

Depositing & Withdrawing Funds

To deposit: You’ll need to link this account to an existing checking or savings account from another bank / institution. From there, you can transfer money into your account to fund it.

To withdraw: Like above, you can transfer funds out into your linked external account. You won’t have access to an ATM card, so to withdraw, you’ll need to do an electronic bank transfer.

More Western Alliance Bank Offers

Western Alliance Bank offers more than just interest bearing accounts, you can reap the benefits of multiple business and corporate solutions like:

• Business Savings Account
• Business Checking
• Business Interest Checking
• Business Advantage Checking
• Analyzed Business Checking

These products offers services to all businesses regardless of size – small businesses to large corporations.

Bottom Line

If you’re looking for a great option for your savings or business, Western Alliance Bank is a terrific option! Their High-Yield Savings Premier and CD accounts offer highly competitive APYs to grow your funds – and whether you have a small business or large corporation, their business solutions has something for every scope.

For more options, see our list of:

• Best Bank Bonuses
• Best Bank Rates
• Best Business Bank Rates
• Best CD Rates
• Best No Penalty CD Rates
• Best Credit Card Promotions

More

The post Western Alliance Bank Review – High Yield Savings, CDs, Business Solutions appeared first on Hustler Money Blog.

Looking for a checking account with all the benefits of big-bank checking, plus unexpected perks from an award-winning credit union – then consider the Alliant High-Rate Digital Checking account.

Alliant High-Rate Digital Checking Benefits

Learn more at Alliant

Keep more of your money

• Up to $20/month in ATM fee rebates¹
• Competitive high rate APY
• No overdraft fees or non-sufficient funds (NSF) item fees¹
• No monthly service fees or monthly minimum balance requirements¹

Bank on-the-go

• Award-winning mobile app with anywhere, anytime mobile check deposit
• 80,000+ fee-fee ATMs nationwide²
• Free Visa® contactless debit card
• Compatible with Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo and Cash App and other mobile wallets and P2P apps.
  • Note: your smartphone must have a near field communication (NFC) chip in order to work at in-store checkouts.

Enjoy peace of mind

• 24/7 state-of-the-art fraud monitoring and real-time fraud text alerts to approve or stop suspicious transactions
• Free transaction alerts for worry-free account monitoring
• NCUA insured up to $250,000

There’ll be no tiers to worry about. Many checking accounts may require a $5K, $10K, $100K minimum balance to earn their top rate. With this account, you won’t have to worry about that!

You can be worry free of any sneaky fees – there are no minimum balance (note: there is a $25 opening balance requirement) or monthly fees to worry about by simply electing for eStatements.

(NCUA Insured)

All Alliant Checking accounts come with a High-Rate Savings account.

With a checking account, you’ll also be able to watch your money grow with their high rate savings account earning several times more than the industry average.

Interested in a longer-term interest-bearing account? See our review of Alliant’s certificate account!

¹. Your first box of standard checks is free. Other check designs are available for an extra charge.
Alliant checking charges no monthly maintenance or service fees. Please refer to the Alliant Fee Schedule for a list of fees.
Overdraft protection is optional. You must opt in to benefit from this free service and you can unenroll at any time. Alliant’s overdraft protection program honors your overdrafts on your checking account when you don’t have enough money in your Alliant checking account to cover a transaction, provided you have enough money in your Alliant Savings or Supplemental Savings Account. To do so, we automatically transfer funds from your Alliant Savings or Supplemental Savings Account to your Alliant checking account to cover your overdrafts. Overdraft protection does not cover ATM transactions.
Courtesy Pay is a discretionary “courtesy” overdraft service. There is no fee to enroll in or use the Courtesy Pay service and you can unenroll at any time. To be eligible for Courtesy Pay, members must be in good standing and have an Alliant checking account that has been open for at least six months. Other eligibility factors are risk-based and determined by Alliant using internal and confidential information, including your account history. To qualify to use Courtesy Pay, eligible members must have qualifying deposits totaling at least $600 into their Alliant checking account in the previous 30 days. Standard Courtesy Pay may pay checks and ACH electronic items that would not have not cleared otherwise due to insufficient funds, up to an approved limit. The full amount of the overdraft balance will be due immediately but in no event more than 30 days from the date of the occurrence at which time Courtesy Pay privileges will be suspended and possibly terminated. If you opt in for extended coverage, Courtesy Pay may also cover everyday debit transactions on your Alliant Visa debit card that would not have cleared otherwise due to insufficient funds, up to an approved limit. See the Alliant Account Agreement and Disclosures and the Courtesy Pay Disclosure for details and the Fee Schedule for a list of fees. Courtesy Pay does not cover ATM transactions.
A fee will apply if you choose to receive an account statement in paper form; refer to the Fee Schedule. To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements.
Alliant will rebate ATM fees up to $20 per month per membership account when you use your Alliant checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from Alliant Visa credit cards through ATMs nor to the Alliant Savings ATM Card and Visa International Service Assessment (ISA) fee, referenced as the foreign transaction fee on account statements. Not all ATMs accept deposits.
Limitations apply. Mobile check deposit requires a camera-enabled mobile device. Data and text charges may apply. Check with your mobile service provider.
APY=Annual Percentage Yield. There is no minimum balance requirement to maintain a High-Rate Checking account. However, there is a minimum opening deposit requirement of $25. Alliant High-Rate Checking Dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. The 4/3/2024 High Rate Checking dividend provides an Annual Percentage Yield (APY) of 0.25% APY. The APY is accurate as of the 3/25/2024 dividend declaration date. Checking dividend may change after account is opened and is subject to change at any time. There is no minimum balance requirement to earn a dividend. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.
². Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Please see the online ATM Locator at www.alliantcreditunion.com or our mobile banking app for a list of ATMs that accept deposits or are surcharge-free. Not all ATMs accept deposits.

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The post Alliant High Rate Digital Checking Review: All the Benefits of Big-Bank Checking appeared first on Hustler Money Blog.

Chase is one of the biggest banks in the Unites States, they offer everything from personal banking to mortgages to loans, as well as a popular range of credit cards. Not to mention, they offer more checking options compared to other competitors.

Opening account with Chase is very straightforward since the requirements are generally low and it’s relatively easy to waive the service fees on the basic accounts, however interest rates are low for savings products.

Chase has new customer bonuses and an established presence nationwide, but there are some drawbacks when banking with them. Keep reading below to see if Chase if the right bank for your financing needs!

Update 5/22/24: Learn more about Chase and find the best product for you! I personally bank with Chase and the convenience and customer service is great in itself. Chase also offers generous incentives when opening a new account.

*View the latest Chase Bank Promotions here.*

Who Chase Is Best For?

Chase Bank is a good option for those who:

• Like to have all their financial activities under one bank.
• Need in-person banking services and want to access to branches and ATMs.
• Have regular direct deposits or usually leave a balance in your account.
• Are interested or are already using Chase credit cards.

Checking Account Options

Chase offers a variety of checking accounts for students, low income, and high net worth individuals.

Chase Private Client Checking^SMChase Total Checking®Chase College Checking^SMChase Secure Checking^SMChase Premier Plus Checking^SMChase High School Checking^SM

This top tier checking account is for high net worth individuals! With Chase Private Client, you can manage your assets and access special perks, like a personal Private Client Banker, that can save you money and make your life easier.

Enjoy personalized premium banking solutions and the expertise and investment capabilities of J.P. Morgan.

• You're eligible for up to a $3,000 bonus when you open a new Chase Private Client CheckingSM account with qualifying activities. • Speak with a Private Client Banker to open your Chase Private Client CheckingSM account today. Schedule your meeting at your nearest branch to get started. • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. • No fees at Chase and non-Chase ATMs worldwide. • No Chase fee on incoming or outgoing wire transfers. • Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDepositSM limits. • Preferred rates and perks which may make you eligible for a 0.25% auto rate discount and invitation-only events. • Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor who can help create a personalized investment strategy. • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law. Learn More at Chase

It’s the most popular checking account from Chase. With Chase Total Checking®, you get access to Chase ATMs and nearly branches nationwide, free debit card, free online banking & bill pay, and mobile banking with their award winning Chase Mobile App.

Chase QuickDeposit^SM lets you deposit checks almost anytime, anywhere with the ease of taking a picture.

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

If you’re a college student this is a good account for you. The Chase College Checking account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to Chase ATMs and branches plus many more.

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

There is no minimum to open this account. This is account is specifically for those who have low income or bad credit who may have trouble opening an account.

Keep in mind that overdrafts are not allowed on this account, you are only allowed to spend what you have.

• New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Open online or at any Chase branch. • Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure BankingSM customers. • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance. • Chase Secure BankingSM customers told us they save an average of more than $40 per month on fees after opening their account. • JPMorgan Chase Bank, N.A. Member FDIC. • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure BankingSM account. • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com. Apply Now at Chase

This account gives you interest, as well as perks that includes: free Chase design checks, no fee on the first four non-Chase ATM transactions each statement period, and more!

The Chase Premier Plus Checking^SM account comes with free Chase Debit Card, free Online Banking and Online Bill Pay, free Mobile Banking, free Account Alerts, and free access to Chase ATMs and branches near you!

If you’re starting to manage your own money or need help, this account can help you with that. This account requires a parent or guardian must be a joint owner for a checking account.

Compare Checking Accounts

Savings Account Options

Chase’s interest rates are low, so if you’re top priority is to grow you money, you’ll what to look elsewhere. There are other savings accounts that pay over 2% in interest.

Despite the low interest, it can still be used as a secondary savings when you pair it with a Chase checking account. There are advantages to having linked accounts from the same bank like fast transfers and features like overdraft protection.

Compare Savings Accounts

CD Accounts Options

Certificate of Deposits require you to deposit a set amount of money for a set amount of time, there will be a penalty if you withdraw early.

It’s best to link a Chase CD to a personal Chase checking account, so you can get a higher relationship rate. Other than that the rates are low. But the bigger the balance the higher the interest rate.

• Terms of 1-month to 6 years
• Daily compounding interesting
• No monthly service fee

Chase offers good rates on their 9- to 11-month or 21- to 23- month CDs, if you link it with a Chase checking account. The rates are competitive if you can afford larger deposit.

However, other online banks do offer higher CD rates and some even have no opening minimums. It’s important to know that Chase no longer offers new retirement CDs.

Compare CD Accounts

Chase Account Features

Most of Chase’s checking and savings accounts offer these features and tools that you can use:

• Direct Deposit. You can directly send paychecks into your checking or savings.
• Chase QuickDeposit. Deposit checks from anywhere by taking a photo with your phone. The daily mobile check deposit limit is $2,000 and the monthly limit is $5,000.
• Cardless ATM Access. You can withdraw money at Chase ATMs card-free by logging into your mobile wallet and entering your PIN.
• Online Bill Pay. Pay thousands of billers online or via mobile app.
• QuickPay with Zelle®. You can easily send money to another person with just their email or phone number.
• Automatic Savings Program. Create a recurring transfer from a Chase checking account to Chase savings account so you can grow your savings without thinking. You can choose the amount and frequency.
• Text banking. Check balances and transaction history by simply texting.
• Overdraft Protection. You must link a Chase checking and savings account for this feature. If you overdraw your checking account, Chase will transfer funds from your savings to cover it.
• Paperless Statements. See up to 7 years of statements online.
• Account Alerts. Set up alerts for account activity, such as for low balance, large transactions, and more.

How to Open a Chase Account

You can open a Chase account either in person at a branch or online.

College students will need their student ID or proof of enrollment for the College Checking account.

Please note that you must be a U.S. citizen or resident alien to open an account online. After filling in the application, just make your first deposit!

Other Chase Bank Services

Chase is a complete full-service bank. Besides personal banking products, Chase also offers these services:

Business ServicesCredit CardsInvestingMortgagesLoans

Small business owners have a selection of checking and savings accounts. Chase also offers business financing and merchant services for collecting payment.

Chase is best known for their credit card lineup, offering huge welcome bonuses and good rewards. Chase has a number of highly valued cash back, travel rewards, and small business cards. You can see Chase’s best cards.

Chase is part of JP Morgan, one of the biggest investment banks in the world. It offers a low cost, self-directed platform through You Invest or managed services for high net worth clients.

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money. • $700 when you fund with $250,000 or more • $325 when you fund with $100,000-$249,999 • $150 when you fund with $25,000-$99,999 • $50 when you fund with $5,000-$24,999 • Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account. • $0 Online Commission trades • Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA. • Access our secure, easy-to-use trading experience online or through the Chase Mobile® app. • Our powerful tools and resources are built to help you take control of your investments. Learn More with J.P. Morgan INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Chase offers mortgages and home refinancing as well as a home equity line of credit.

Chase offers auto loans and auto refinancing. Chase checking customers can get a 0.25% rate discount when refinancing an existing auto loan.

Other Bonus & Offers

• Benefits for Service Members. Active and veteran members of the U.S. Armed Forced can receive a free Chase Premier Plus Checking with no monthly service fee and no balance requirements. You can also link Chase personal savings accounts for no service fees.
• Referral Bonuses. You can earn up to $500 a year when you refer friends to open a qualifying Chase checking or savings account.
• Free Credit Report. Anyone can enroll to get a free credit report from Chase. You don’t even need to be a Chase customer.

Reasons to Bank with Chase

• Chase coupon and bonuses for new customers
• Relatively low opening requirements
• Easy to waive service fees on basic accounts
• Many checking options for all financial situations
• Online and mobile banking from anywhere
• Free online bill pay, mobile deposits, and text banking
• 24/7 customer service with real reps
• Highly rated mobile app
• FDIC insured up to $250,000
• Full service bank with checking, savings, credit cards, loans, and investing

Reasons Not to Bank with Chase

• Low interest rates on savings products
• Not located in all states
• Requirements to waive monthly service fee
• High out-of-network ATM fees
• Many banking fees
• No retirement accounts

Chase Bank Routing Number

You can find your routing number by signing in to chase.com and clicking on the last four digits of your account number that appear above your account information. You can also find your routing/transit number on the bottom of each of your checks — next to the number of your checking account and the check number.

Contact Customer Service

For service on existing accounts 1-800-935-9935
Representatives available 24 hours a day, 7 days a week.
For faster service and secure access to your account information, enter your debit card number and the same PIN you use at the ATM.

How Chase Bank Compares

• Bank of America: As one of the larger banks in the U.S. Many may choose BoA for the convenience of locations through out 35 states. However, BoA offers limited account options.
• Wells Fargo: Although there are more locations for this bank, their offerings pale in comparison to Regions because they don’t have as many. Wells Fargo, however, does have 24/7 customer service, but their benefits would be the most useful to current Wells Fargo mortgage customers instead.
• Ally Bank: An online bank with competitive interest rates compared to other online banks and higher rates than most brick and mortar ones.

Chase Credit Cards

Personal Chase Credit Cards

Chase Sapphire Preferred® CardChase Sapphire ReserveChase Freedom Flex^SMChase Freedom Unlimited® CardSouthwest Rapid Rewards^® Plus Credit CardSouthwest Rapid Rewards® Premier Credit CardUnited^SM Explorer CardIHG One Rewards Traveler Credit Card Southwest Rapid Rewards^® Priority Credit CardBritish Airways Visa Signature® CardMarriott Bonvoy Boundless® Credit Card

The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. Click here to learn how to apply

The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®. Member FDIC Click here to learn how to apply

The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. Click here to learn how to apply

The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC Click here to learn how to apply

The Southwest Rapid Rewards® Plus Credit Card offers a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening. You'll also earn 3,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 2X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your your points for flights, hotel stays, gift cards, access to events & more! This card does carry a $69 annual fee. Click here to learn how to apply

The Southwest Rapid Rewards® Premier Credit Card offers a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. Click here to learn how to apply

The United Explorer Card offers 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC Click here to learn how to apply

The  IHG One Rewards Traveler Credit Card offers 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. You'll earn: • Up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts • 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. • 2 points per $1 spent on all other purchases This card has no annual fee or foreign transaction fees. Member FDIC Click here to learn how to apply

The Southwest Rapid Rewards® Priority Credit Card offers a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening. In addition, you'll earn 7,500 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest® purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. Some perks include $75 Southwest travel credit each year., receiving 4 Upgraded Boardings per year when available, savings of 25% back on in-flight drinks and WiFi, and more! This card carries a $149 annual fee and no foreign transaction fees. Click here to learn how to apply

The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. Click here to learn how to apply

The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards up to a 150,000 Total Point Value (each night valued up to 50,000 points) after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. Click here to learn how to apply

Business Credit Cards

Ink Business Unlimited® Credit CardInk Business Cash® Credit CardInk Business Preferred® Credit Card Southwest Rapid Rewards® Premier Business CardSouthwest Rapid Rewards® Performance Business Credit CardUnited^SM Business Card

The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. Click here to learn how to apply

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Click here to learn how to apply

The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. Click here to learn how to apply

The Southwest® Rapid Rewards® Premier Business Credit Card offers 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn • Earn 3X points on Southwest Airlines purchases. • Earn 2X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • 1 point per $1 spent on all other purchases. This card does carry a $99 annual fee and there are no foreign transaction fees. Member FDIC Click here to learn how to apply

The Southwest® Rapid Rewards® Performance Business Credit Card offers 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening. This card earns • Earn 4X points on Southwest purchases. • Earn 3X points on Rapid Rewards hotel and car partners. • Earn 2X points on rideshare. • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. In addition, you can score 9,000 bonus points after your Cardmember anniversary, get 4 upgraded boarding passes per year, and more! Member FDIC Click here to learn how to apply

The United? Business Card offers 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn: • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. • 1x mile on all other purchases. The card does carry a $99 annual fee ($0 intro annual fee for the first year, then $99). You're able to save up to $160 per round-trip with a free checked bag (terms apply). In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Member FDIC Click here to learn how to apply

Compare to Other Banks

• Chase vs Bank of America
• Chase vs Fifth Third Bank
• Chase vs Wells Fargo
• Chase vs US Bank
• Chase vs CIT Bank
• Chase vs PNC Bank
• Chase vs TD Bank

Bottom Line

Chase is a good choice if you’re looking for a bank with full range of services, physical locations, available ATMs, and good mobile banking. However, with most brick and mortar banks don’t expect much in interest.

Otherwise then this is the bank for you! So if you’re interested in banking with Chase, see what they have to offer through Chase Bank Promotions! And while you’re here on HMB, check our full list of Best Bank Promotions for more options!

Helpful Tips:

• What Are Chase Bank’s Hours?
• How To Find and Use Your Chase Bank Login
• What Do You Need to Open a Chase Bank Account?
• How To Order Checks via Chase: Online, Vendor Site or by Phone
• How to Set Up Chase Online Bill Pay
• How to Stop Payment for a Chase Check
• Chase Business Routing Number
• How to Stop Payment for a Chase Check
• What Do I Need to Get a Chase Credit Card
• How To Check Chase Credit Card Application Status
• Chase Travel Notification: How To Set Up Travel Alerts
• How To Increase Your Chase Credit Limit

More

The post Chase Bank Review: Best Checking, Business, Savings, Investing Account For You appeared first on Hustler Money Blog.

Kickstart your child’s financial future with the Capital One Money Teen Checking account – this account is a great starter to teach your teen about money!

MONEY teen checking accounts are only available online. That means you and your child will be able to open an account, transfer money, talk about spending, and practice their budgeting skills—all from the couch.

Account Benefits

• A top-rated mobile app. Birthday gifts, allowance, babysitting money—transferring money to your kid is a snap.
• No fees and no minimums. Seriously—there are no monthly service fees or balance requirements.
• Debit card for kids. Kids get independence, you get peace of mind with alerts, card lock/unlock and more.
• 1 joint account, 2 unique experiences. Parents and teens have their own mobile app logins for MONEY. Teens can manage their money, while parents have visibility and control.
• Make money decisions and learn by doing. Teens can use our top-rated app to put allowance, birthday & graduation money to good use, like saving for a car or something special.
• Peace of mind for you, guard rails for your kids. The app makes it easy to auto pay allowance, track account activities, and lock and unlock your kid’s debit card if you need to.
• Not just for teens. Kids, tweens and teens welcome—this checking account is for all kids ages 8+.
• Bank securely. Your online checking account is safe with FDIC insurance and fraud coverage.
• Parental controls. Stay on top of your child’s spending and take advantage of teachable money moments.
• Link external accounts. No Capital One account? No worries—parents can link any account to MONEY.
• Free debit card. Kids can use their card to access their money at 70,000+ fee-free ATMs nationwide.
• No fees or minimums. Plus, your teen will earn interest on their checking account balance.

Bottom Line

For more options, check out our full list of bank promotions.

More

The post Capital One Money Teen Checking Review: Fee-Free Bank Account for Teens appeared first on Hustler Money Blog.

Ready for a safe, secure FDIC-insured account that does it all for those who do it all – then you’ll want to learn more about the First Internet Bank Do More Business^TM Checking account. Think cash flow tools, unlimited transactions and the ability to earn interest. Plus, track all your finances in one place. Sound too good to be true? Keep reading there is even more.

Member FDIC.

About First Internet Bank Do More Business Checking Benefits

• No minimum balance and no monthly service fee. No other hidden fees either
• Unlimited transactions. Because you shouldn’t have to pay to run your own business
• Competitive interest. Earn 0.50% APY with an average daily balance of $10,000
• Dedicated customer success specialists. Need help, our team has you covered
• Cash Flow Analysis. Unlock cash flow forecasting, competitive benchmarking and more
• Balance Optimizer. Maximize earnings by moving deposits to higher-yield Business Savings accounts
• Convenient tools to make everyday banking easier. Take advantage of free online and mobile banking, remote and scanned deposit options and electronic statements
• Get reimbursed up to $10-per month in ATM fees. First Internet Bank will cover the ATM fees charged by other banks
• Integration with our business savings accounts.

(at First Internet Bank)

Bottom Line

If you’re on the search for a business checking account that offers many perks and benefits with no minimum balance or no monthly service fee, you’ve come to the right spot! You can earn competitive interest on this account with an average daily balance of $10,000. You’ll get the perk of unlimited transactions where as many other business checking accounts with have limits, then after the limit there will be fees.

Interested in Bank Bonuses? See our favorite banks including U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates and best business checking account promotions.

More

The post First Internet Bank Do More Business Checking Review: Benefits Designed for Your Business (Nationwide) appeared first on Hustler Money Blog.

As one of the largest banks in the United States, U.S. Bank draws upon over 150 years of banking experience to offer its personal, business, commercial, and government banking customers a full suite of financial products and services.

Update 5/21/24: Whether you’re looking to open a personal checking, business checking, interesting bearing account, etc, U.S. Bank will have a product that suits your needs!

The bank offers its customers quick and secure access to funds through online and mobile banking options.

U.S. Bank’s depository banking products – for both its individual and corporate customers – include savings accounts, money market accounts, checking accounts, and Certificates of Deposits (CDs).

They cater to people of all ages and have various checking and savings accounts.

Checking Account Options

U.S. Bank Elite Money Market 

Treat yourself to extra savings when you open a U.S. Bank Elite Money Market account. Benefits include:

• Quick and easy online application and funding.
• No ATM transaction fees at U.S. Bank ATMs.
• Set custom alerts for important account activity.
• Bank when, where and how you want with the U.S. Bank Mobile App.
• Member FDIC.

See our U.S. Bank Elite Money Market account review.

U.S. Bank CD Special Rates

• Competitive. This CD offers our most competitive, promotional rates – and great returns.
• Guaranteed. Choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
• FDIC-insured. As with all U.S. Bank CDs, the CD specials is FDIC-insured.

Compare Checking Accounts

U.S. Bancorp Investments Automated Investor

Investing is made easy with Automated Investor!

Whether you’re just starting out or well on your way, our robo-advisor can help you work towards your goals with low fees and a low minimum of just $1,000. With ongoing rebalancing as the markets change, it helps you stay on track and minimize risk so your money can work harder for you. Questions? Human help is always just a phone call away. Get started in just minutes.

Only available to existing clients of U.S. Bancorp Investments and its affiliate U.S. Bank. Not a customer yet? Get started by calling 866-758-8655.

NOT A DEPOSIT. NOT FDIC INSURED. MAY LOSE VALUE.

Features:

• Investments selected by experts. Life gets busy. With Automated Investor, you choose your goal and we do the rest. Our investment experts create portfolios of low-fee (ETFs) across a range of global asset classes that align with your goal. At any time, you can adjust your goal if plans change.
• Adjusts as markets change. Gain peace of mind knowing that your investment portfolio will be based on market movements. Automated Investor continually monitors your account and makes adjustments whenever needed to help keep you on track.
• Low minimum investment. You can start investing with Automated Investor with just a $1,000 minimum investment. are 0.24%, billed quarterly. That means that for every $1,000 invested you will pay $0.60 every three months (based on rate of $0.20 per month).
• Compounding growth. Compound growth is when you earn money on the growth (or interest) you earned previously. makes your money grow faster because you have the opportunity to earn more from the money that’s reinvested. Automated Investor aims to take advantage of this for you.

(at U.S. Bank)

How U.S. Bank Compares

• Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
• BMO Harris Bank: BMO Harris offers a large, fee-free ATM network with more than 43,000 participating ATMs. Their account selections are much less than what U.S. Bank offers, and they only have one interest-bearing checking account that requires a $25,000 balance to waive the high monthly service charge.
• Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.

Compare to Other Banks

• U.S. Bank vs Citi
• U.S. Bank vs Bank of America
• Chase vs U.S. Bank
• Huntington Bank vs U.S. Bank
• PNC Bank vs U.S. Bank
• Wells Fargo vs U.S. Bank
• Citi vs U.S. Bank
• Bank of America vs U.S. Bank

Bottom Line

U.S. Bank is for those who are interested in exploring the large selection of checking and savings accounts they have to offer.

Ranging from a basic checking and savings accounts to combined ones, U.S. Bank ensures that they have an option for any kind of person.

However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged.

Don’t focus on the interest rate alone, but on what the account will cost you overall.

If you’re interested in banking with U.S. Bank, see our list of the latest U.S. Bank bonuses! For more options from a variety of banks, see our list of the best bank promotions!

Helpful Tips:

• What Are US Bank’s Hours?
• How To Open a US Bank Account
• US Bank Routing Number
• How To Find and Use Your US Bank Login
• What Is the US Bank Cashier’s Check Fee?

More

The post U.S. Bank Review: Best Account For You appeared first on Hustler Money Blog.

When opening a checking or savings account, what are the features and benefits that you expect the most? First Citizens Bank has benefits and features that enhance your banking experience.

First Citizens Bank has been around since the 1800s, growing rapidly since its original bank opening. If you’re interested in what First Citizens Bank has to offer, continue reading to learn more!

Checking Account Options

Each and every First Citizens Bank checking account comes with a free Visa debit card, free online and mobile banking, and access to more than 475 ATMs.

(Visit First Citizens Bank to learn more)

Savings Account Options

At First Citizens bank, the more money you have, the higher the rates you’ll get. They have a wide variety of savings accounts, ranging from your standard savings account to premier accounts with higher rates.

Please note that there is a minimum opening deposit of $50.

(Visit First Citizens Bank to learn more)

Interested in interest bearing accounts for your business? See our list of the best business bank rates.

Money Market Account Options

If you have $500 to open the Money Market Savings account and you plan to maintain at least a $1,000 average balance per day, you’ll be able to earn higher money market interest rates on this account.

Up to 6 complimentary withdrawals can be made per month. Afterwards a fee is paid for every withdrawal.

CD Account Options

First Citizen’s bank has CDs ranging from 7 days to 60 months. The longer you leave your money, the higher the rate you’ll receive.

The CDs don’t have a monthly fee and your money earns tiered interest rates (the more you save, the higher the interest that you earn). You do need at least $500 to open a CD at First Citizens Bank.

See our review on First Citizen Bank’s CD rates.

Editor’s Note: Looking for a more specific term CD? See these posts below:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

Reasons to Bank With First Citizens Bank

• Open a TogetherCard account with your teenager or college-aged kid to help maintain funds. The Together Card is a reloadable Visa Debit Card. Once funds in the account run out, your child can’t use it. This eliminates the risk of overdrafts and teaches financial responsibility. It’s free with the Prestige or Premier checking accounts, but it is available with all other checking accounts for a nominal fee.
• Overdraft Protection. If you’re ever worried about overdraft fees, set up a protection plan that will automatically transfer funds from your savings into your checking. Fees apply for each type of overdraft protection, so make sure you understand the bottom line before enrolling in any type of protection.
• Special Accounts for Military Members. With a monthly direct deposit, the two checking accounts are available for free. If you can maintain an an average daily balance of $300, the savings account can also be free. The accounts come with relationship banking benefits and the savings account earns interest on the balance.
• 24/7 Deposits
• Online/Mobile Banking. Manage your accounts and funds online or through the mobile app anytime, anywhere.
• Receive alerts/texts about unusual spending. This is just a nice little safety feature so that you’re always aware of how your card is being used.
• Create automatic payments to a savings account. This is really useful for reaching financial goals.
• Pay Back Friends or Family Right From Your Phone. Split the bill from dinner or the cost of a gift by using just your email address or phone number. The transferring of funds can take from one to two business days.
• Traveler’s Checks in Foreign Currency. First Citizens Bank will inform on you on the difference between currency when you’re travelling to make sure you don’t lose any money or not bring enough.
• Relationship Interest Rates on CDs. On the Premier or Prestige checking accounts, First Citizens Bank will provide holders of those accounts with higher rates on CDs.

Reasons Not To Bank With First Citizens Bank

• You need to maintain high balances to avoid the monthly service charges on checking with interest. The Free Checking account doesn’t pay any interest.
• Limited Branch Access. Unless you live in one of the 19 states with a physical branch you’ll have to do your banking online.

First Citizens Bank Routing Number

The main routing number is 051000033. To find find this routing number, you can simply check the bottom left corner of your checks – check to see if this number differs.

Contact Customer Service

Reach First Citizens Bank Customer Service at 1 (888) 323-4732.

In addition, you’re able to fill out an online Customer Service Request, but a response can to take between one and two business days.

How It Compares

• Citizens Bank: Citizens Bank is a Midwest and East Coast bank with branches in 10 different states. Citizens Bank offers a large number of checking and savings account options as well as CDs and IRAs. They also offer a GoalTrack program that helps you track and meet your goals, with bonuses offered in certain situations.
• BB&T Bank: This bank has coverage in only 13 states. Accounts can be opened for all ages – Teenager to Senior. They also have savings accounts that offer high-yield interest rates for those who are in between investments and need a safe place to park their money.
• Bank of America: Many resort to Bank of America since it’s a household name. However, BoA has a low variety of accounts to choose from unlike First Citizens Bank. If you want more physical locations, BoA is good, but First Citizens Bank may have an account that suits your needs better.

Bottom Line

If you are looking to do all of your banking in one local bank, First Citizens Bank does offer many benefits.

Although you can’t access your funds nationwide, there are many ways to waive your monthly service fees and maximize the interest earned on your deposit accounts.

If you’re interested in banking with First Citizens Bank, see our list of the latest First Citizens bank bonuses!

For more options from a variety of banks, see our list of the best bank promotions from U.S. Bank, BMO Harris, Chase Bank, Bank of America, Huntington Bank, Discover Bank, TD Bank, Axos Bank, or CIT Bank.

Helpful Tips

• Learn How To Find and Use Your First Citizens Bank Login
• First Citizens Bank Routing Number

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Primarily in the Midwest and Southwest, Fifth Third Bank is located in 10 states with 1,300 branches. They also have 100 Bank Mart locations, which you can find inside grocery stores that operate 7 days a week. To find out if Fifth Third Bank is right for you, continue reading this review below.

Fifth Third is well known for the relationship rates they offer consumers who hold more than one deposit account. Although they have higher balance requirements and service fees if they’re not met, it still offers some unique benefits.

Fifth Third Bank Promotions

Checking Accounts

Fifth Third offers 5 checking accounts that may fit your needs. Each checking account comes with a debit card and access to online/mobile banking.

Compare Checking Accounts

Saving Accounts

You won’t find a large selection of savings accounts at Fifth Third, but the accounts they do offer have unique rewards.

Compare Savings Accounts

CD Account Options

Fifth Third offers a variety of CDs, each of which has the option to be automatically rolled into another CD at maturity.

You also have the option to have your interest rolled into the CD investment or disbursed into you Fifth Third checking or savings account.

Compare CD Accounts

Reasons to Bank with Fifth Third

• The Fifth Third Momentum app helps you pay your student loans down faster. Every purchase you make with your Fifth Third debit card will be automatically rounded up to the nearest dollar, and whatever is left will be distributed towards your student loan.
• You don’t have to meet a minimum balance and there’s no monthly service charge. You do have to pay for the service though, but you can earn loyalty pricing to get lower rates the more you use the service.
• Set up automatic transfers from your checking account to savings account. You decide the frequency and the amount of the transfers and this take the thinking out of savings and eliminates the risk of you forgetting or overspending!
• They offer 529 Savings and CD program, making it easier to save for your child’s college education. The programs also don’t have monthly service charges, you can open an account with as little as $25 and have guarantee FDIC insurance.
• If you have a High Deductible Healthcare Plan, you can open a tax advantaged Health Savings Account. With a balance of $4,000 you can waive the fee.
• The Fifth Third Identity Alert program monitors one credit bureau daily, all three credit bureaus monthly, and offers Social Security monitoring. You will also receive up to $25,000 in identity theft insurance. This program is free for Preferred Checking customers.
• You can deposit your checks via the mobile app.
• If you need to access to your statements for Texas, budgeting, or any other reason, they are right at your fingertips. You can view them online or in the mobile app.
• You can links yous savings account, credit card, or line of credit to your checking account. If you spend more than your balance in your checking account,
• Fifth Third will transfer the necessary funds from your linked account. You will pay a fee for each transfer, but it’s less than the cost of an overdraft.

Reasons to Not Bank with Fifth Third

• If you don’t live in one of them, you can’t bank there. Fifth Third currently operates in Ohio, Indiana, Florida, Georgia, Illinois, Kentucky, Michigan, North Caroline, and Tennessee.
• To get the best interest rates in their CDs, you need at least $5,000 to open a Promotional CD.
• The requirements to waive the monthly service fee on any Fifth Third Checking account are hefty. You need at least $1,500 in your checking account, and that’s for the most basic checking account. There is the Express Banking option with no minimum balance requirement, but it also has more limited functions.

Fifth Third Bank Routing Number

Fifth Third Bank’s routing number can be found on your checks in the lower left corner. Each Fifth Third Bank’s routing number depends on the state the bank resides.

Contact Customer Service

You can reach Fifth Third Bank customer service at 1-800-972-3030. They are open on Monday through Friday, 7 AM to 8 PM ET, and Saturday, 8:30 AM to 5 PM ET.

How Fifth Third Bank Compares

• Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
• Huntington Bank: Huntington offers no monthly service charge if you meet their can follow their guideline. All you have to do is have an “x” amount depending on your account type and your fee is waived. Additional features include overdraft protection fee, mobile banking, access to over 800 branches and 1,800 ATMs, and more.
• Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.

Compare to Other Banks

• Fifth Third Bank vs Chase
• Fifth Third Bank vs US Bank
• Fifth Third Bank vs PNC Bank
• Huntington Bank vs Fifth Third Bank

Bottom Line

If you live in one of the states Fifth Third is located, then you may want to consider banking with them. You can acquire the relationship rates which means even higher interest rates for you when you open multiple accounts.

However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.

If you’re a student, then you can especially benefit with Fifth Third because you won’t have to worry about paying monthly fees nor keep a minimum opening deposit.

Otherwise, then this is the bank for you! If you’re interested in banking with Fifth Third Bank, then see what they have to offer through Fifth Third Bank Promotions!

And while you’re here on HMB, check our full list of Best Bank Promotions for more options!

Helpful Tips

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