Available nationwide, E*Trade is offering a rate of 4.10% APY when you open an Premium Savings Account. Keep reading to find out everything you need to know about E*Trade.
Update 11/19/24: The rate has decreased to 4.10% APY (previously 4.25%).
About E*Trade Premium Savings Account
E*Trade is a leading online financial services firm that specializes in a first-class experience for the digitally inclined investor and trader, backed by personal professional guidance. Their mission is to enhance the financial independence of traders and investors through a powerful digital offering and professional guidance.
I’ll review E*Trade Premium Savings Account.
| Balance Requirement | APY Rate |
| No minimum balance | 4.10% APY |
E*Trade Premium Savings Account Rate
To earn this generous rate, just maintain any amount and you can earn the high rate.
- Availability: Nationwide, Online
- Interest Rate: 4.10% APY
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Soft pull
- Opening Deposit: $100
- Early Termination Fee: None listed, check with CSR
E*Trade ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | Depends on Receiving | $100,000 | Unlimited | |
| Pull | 3 business days | $100,000 | Unlimited |
Editor’s Note: Help us with the table above in the comment section if you have experience with E*Trade’s ACH capabilities.
How to Earn E*Trade Rates
- Open a Premium Savings account from E*Trade with an opening deposit of $100.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 4.10% APY for balances of any amount.
Why You Should Sign Up For This Account
- Open a E*Trade account online in just minutes
- Interest is compounded
- Easily waive the $10 fee by maintaining a daily balance of $100
- Free online banking to efficiently make transfers and payments
- FDIC insures your funds so you can have peace of mind
Bottom Line
The Premium Online Savings Account comes with no fees and is based online so you can keep track of your money at anytime. If you’re known to save and want high earnings with a experienced company, check out E*Trade’s Saving Account and sign up with them today.
Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Best Bank Rates!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest info on E*Trade Premium Savings Account.
Leave a Reply