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Introducing the new Rewards+ Card from Citi Bank – this card comes with a unique system for earning points to help you earn rewards at a quicker pace!
Upon approval, new cardmembers can earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.
Plus, for a limited time, earn 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024.
In simple terms, this is a card that you definitely don’t want to miss out on as this card has a more accessible rewards option than many of the rewards cards in the market.
If you are interested in what you hear, continue reading on what more this card has to offer below!
Citi Rewards+ Card Summary
| Bonus Available | Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.
Plus, for a limited time, earn 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024. 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.49% – 28.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5). |
| Ongoing Rewards/Benefits | 2 points for every $1 at supermarkets and gas stations (for the first $6,000 spent per year) and 1 point for every $1 spent on all other purchases.
Round up to the nearest 10 points on every purchase. Get 10% points back for the first 100,000 points you redeem every year. |
| Foreign Transaction Fees | 3% |
| Annual Fee | $0 |
Citi Rewards+ Card Bonus
Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com.
Plus, for a limited time, earn 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024.
Here are some ideas on meeting the spending requirement.
What Are ThankYou Points Worth?
The “basic” ThankYou points you earn on Citi Rewards+ don’t have the same redemption power as “normal” ThankYou points.
As a Rewards+ cardholder, you can only transfer your points to JetBlue (more on that later).
Other redemption options include:
- Travel booked through the ThankYou Travel center
- Merchandise at Amazon.com or BestBuy.com
- Gift cards
- Statement credits
All have a per-point value of $0.01. This valuation is neither good or bad. It’s what you would get for your points, on average, across different rewards cards.
If you want more value for your points, pair your Rewards+ Card with Citi Prestige or Citi Premier. Moving your Rewards+ ThankYou Points to your Prestige or Premier card account allows you to transfer to all airline partners – not just JetBlue. This boosts your per-point value to $0.017.
Pairing the other cards with the Rewards+ Card is worthwhile because of the differences in higher earning categories. The Citi Prestige earns higher rewards on Air Travel, Restaurants, Hotels and Cruises.
The Citi Premier earns higher on Travel (including gas stations), Restaurants and Entertainment.
See are the transfer partners available to Citi Prestige and Citi Premier cardholders.
Why You Should Apply for This Card
Citi Rewards+ rounds up earnings on all purchases to the nearest 10 points. If you spent $21 on lunch (non-category spend), you’ll earn 30 ThankYou points instead of 21.
This also means you’re guaranteed to earn a minimum of 10 points on every purchase. So it’s a useful feature if you often make purchases under $10.
Citi Rewards+ gives 10% of your redeemed points back. You’ll get it at the end of each calendar year, for up to 100,000 redeemed points. That means a maximum of 10,000 ThankYou points back annually, which is a $100 value.
All cardholders benefit from a suite of Citi services, including:
- Citi Private Pass. Buy tickets to concerts, sporting events, comedy shows and more before they’re open to the general public. Look out for exclusive VIP packages to certain events.
- Citi Concierge. 24/7 assistance for booking a flight or hotel, arranging a special night out and even finding the perfect gift for that special someone. Help is just a phone call away.
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Bottom Line
There is a new card being introduced and it’s highly talked about. The Citi Rewards+ Card has an innovative way of earning points and rewards quicker.
There is no annual fee as well as low intro rate on purchases and balance transfers.
For more from Citi, see our list of the latest banking offers from Citi.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
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