If you’re in need of a company credit card that’ll reward you for purchases you make for you company then keep reading. The U.S. Bank Business Leverage Visa Signature card is offering $900 in rewards when you spend $7,500 in eligible purchases on the account owners’ card within the first 120 days of opening your account.
U.S. Bank Business Leverage Visa Signature
U.S. Bank’s Business Leverage card is special because it is a rewards credit card that has bonus categories that switches out every month depending on what your company spends the most on. This makes it a low maintenance card with high rewards. You definitely don’t find these types of cards often.
Keep in mind that if your job tends to take you overseas, this card may not be for you because it has foreign transaction fees. Another option would be to pair this card with a card that has no foreign transaction fees.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
U.S. Bank Business Leverage Visa Signature Summary
| Bonus Available | Earn $900 in rewards when you spend $7,500 in eligible purchases on the account owners’ card within the first 120 days of opening your account.. |
| Ongoing Rewards/Benefits |
Earn 2% back in the top two categories where you spend the most each month automatically. Earn 1% cash per dollar spent on all other eligible purchases. Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center. |
| Foreign Transaction Fees | None |
| Annual Fee | $95, waived your first year. |
U.S. Bank Business Leverage Bonus Points
Earn $900 in rewards when you spend $7,500 in eligible purchases on the account owners’ card within the first 120 days of opening your account.
What Are Business Leverage Points Worth?
Like many other rewards cards, your points’ worth depends on how you use them. On average, each Business Leverage point is worth $0.01. This valuation is neither good nor bad. It’s what you would get for your points, on average, across different rewards cards.
You can use your Business Leverage points for:
- Cash back
- Travel
- Gift cards
- Merchandise
Cash back can be redeemed as statement credits or deposits to a U.S. Bank checking or savings account. The minimum to redeem is 5,000 points, or $50.
Redeeming for Merchandise will get you less than the 1 cent per point in value as with the other options.
There are no black-out dates when you purchase award travel through the bank’s booking site. You’ll find most major airlines, hotels and car rental brands there.
U.S. Bank Business Leverage Visa Signature Benefits
Earn bonus points in the top 2 categories you spend in each month. There are no caps or limits on the total points you can earn. Here’s a list of the 48 possible bonus categories:
| Advertising Firms | Airlines | Apparel & accessory stores |
| Auto rental & transport providers | Automotive dealers | Automotive parts stores |
| Automotive repair shops |
Cable, satellite, TV & radio providers |
Charitable, civic & religious organizations |
| Commercial & home furniture stores | Commercial equipment, parts & supply | Computer service providers |
| Computer stores | Construction material suppliers | Dental, lab & medical equipment providers |
| Department, book & novelty stores | Direct marketers | Discount stores & wholesale clubs |
| Drug stores & pharmacies | Durable goods providers | Entertainment places |
| Florist, nursery & garden stores | Freight & transport services | Funeral homes & crematories |
| Gas stations & fuel dealers | Grocery stores & supermarkets | Healthcare providers |
| Home improvement service & supply | Hotels | Industrial suppliers |
| Insurance providers | Membership organizations | Non-durable goods providers |
| Non-medical testing labs | Personal service providers | Pet supply stores |
| Plumbing & HVAC suppliers | Postal & courier service providers | Professional service providers |
| Publishers & printers | Restaurants | Schools & government |
| Stationary & office supply stores | Telecom equipment suppliers | Telecom service providers |
| Utility companies | Veterinarians | Wholesale goods providers |
*Check the U.S. Bank website for updated info on categories.
U.S. Bank is the only issuer that rewards you for taking card payments on top of the rewards you earn for making purchases. Earn points on net payment processing volume – up to 240,000 points annually.
Simply register for Encore Relationship Rewards. It’s free and easy.
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Bottom Line
U.S. Bank knocks it out of the ballpark with their Business Leverage Visa Signature because it is a card that can cater to your company’s needs by offering 2x points on the top 2 categories your company spends the most on.
With this card you will have the benefit of getting employee cards at no additional cost.
If you are interested in more deals that U.S. Bank has to offer, see our list of the Best U.S Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
From the card website: “Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.”