With the Upromise Mastercard, you can earn a $200 Bonus Cash Back Rewards after meeting the specified spending requirements.
In addition from the promotion, the card can also earn you either 1.25% or 1.529% cash back rewards, and has a Upromise round up.
Update 12/13/2022: No direct link to offer. For current cardholders, they sent out via e-mail subject line is ‘Earn a $100 Amazon Gift Card When You Spend $500+ With Your Upromise® Mastercard’. Valid until 12/31/22
Upromise Mastercard Summary
| Bonus Available | Earn $200 bonus cash back rewards after spending $500 on purchases in the first 90 days |
| Bonus Value | $200 bonus cash back rewards |
| Ongoing Rewards/Benefits | Earn 1.25% bonus cash back rewards on your purchases if your Upromise Program account is not linked to a College Savings Plan.
Earn 1.529% Cash Back Rewards on your purchases when your Upromise Program account is linked to an eligible College Savings Plan. A current list of eligible College Savings Plans can be found at Upromise.com/CollegeSavingsPlans Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set (from $1 to $500). The total Round Up Amount is considered a purchase and converted to cash back rewards |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
(Visit Upromise to learn more)
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
Upromise Mastercard Bonus
Earn $200 bonus cash back rewards after spending $500 on purchases in the first 90 days. The bonus will be shown separately on your billing statement and will be automatically transferred to your Upromise Program account along with all other cash back rewards after the close of the billing cycle in which it was earned.
Upromise Mastercard Benefits
- No foreign transaction fees on international purchases.
- $0 Fraud Liability protection means you’re not responsible for charges you did not authorize.
- Free online access to your FICO® Credit Score lets you keep an eye on your credit score and get email alerts when we learn that your score has changed.
- BALANCE TRANSFER OFFER 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. There is a fee for balance transfers
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Bottom Line
For students in college, the Upromise Mastercard from Upromise is a good choice to get. There are a lot of perks and benefits that you do not want to miss out on.
Make sure to also visit HMB to explore more Upromise Promotions or credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Rewards Cards!
I use this card very frequently for on line purchases through the Upromise shopping website for ‘cash’ back. The amount one can save is often at least 10% of the amount spent.