The PNC Core Visa Credit Card is offering a $100 Bonus Cash welcome offer that you can get when you spend $1,000 within the first three billing cycles from your account opening. This is a pretty decent offer compared to the other welcome offer we have.
If you’ve never heard of the PNC Core card, then you’re going to want to listen up. It is a simple, low-rate credit card that is a great option for those who are going to carry a balance.
Also, if you’re planning on transferring your balance elsewhere, PNC offers a large window to do that. This will help you pay off your debt in a shorter amount of time.
Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
*Check out PNC Bank bonuses for Checking & Savings accounts.
PNC Core Visa Credit Card Summary
Bonus Available | Get a $100 bonus after you make $1,000 in purchases during the first 3 billing cycles following account opening. This offer is only valid when you apply directly with PNC. |
Introductory Rates | 0% APR on purchases and balance transfers for the first 15 billing cycles from account opening.
Either $5 or 3% of the amount for each balance transfer during the first 90 days following account opening, whichever is greater. |
Foreign Transaction Fees | 3% |
Annual Fee | $0 |
(Visit PNC Bank to learn more)
PNC Core Card Bonus Offer
Earn the PNC Core card’s $100 bonus offer by charging at least $1,000 to your card within the first 3 billing cycles after opening your account.
To actually be eligible for this card, you must apply at PNC.com, at a physical PNC bank branch, or by calling 1-800-762-5684.
PNC Core Card Introductory APR
One of the best things about the PNC Core card is that it comes with an introductory 0% APR on both balance transfers and purchases for the first 15 billing cycles after opening your account.
However, after that introductory period, you will be subjected to a variable APR of 12.24% to 22.24%, depending on your creditworthiness. This isn’t too bad, so it can keep your debt from getting out of your hands.
Keep in mind that late payments will make you ineligible for the introductory APR. Another consequence you will face is the variable penalty APR, which will stick on your account until six consecutive, on time payments have been made.
Balance Transfers
To get the introductory 0% APR offer on balance transfers, you must transfer your balance within 90 days of account opening. During the introductory period, you will have access to a fee of $5 or 3% of the balance, whichever is greater. After that, the fee is $5 or 4% of the balance transfer amount.
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Bottom Line
The PNC Core Visa Credit Card is the card for you if you’ve been a victim of the high APR on your credit card. If you live in one of the states that PNC Bank services (listed above) then take advantage of the perks of this card.
Doing a balance transfer with the perks offered by this card can save you a lot of money. For more posts like this, check out our list of PNC Bank Promotions and other credit card bonuses, here on HMB!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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