The PNC Points Visa Credit Card is offering a 50,000 PNC bonus points welcome offer that you can get when you spend $750 within the first three billing cycles from your account opening
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
For a no annual fee card with the same spending, check out the Capital One VentureOne Rewards Credit Card.
*Check out PNC Bank bonuses for Checking & Savings accounts.
PNC Points Visa Credit Card Summary
| Bonus Available | Get 50,000 bonus points after you make $750 in purchases during the first 3 billing cycles following account opening. This offer is only valid when you apply directly with PNC. |
| Ongoing Rewards/Benefits | Earn 4 points per $1 spent on every purchase.
Receive 25% to 75% bonus points for qualifying PNC Bank accountholders. |
| Foreign Transaction Fees | 3% |
| Annual Fee | $0 |
(Visit PNC Bank to learn more)
PNC Points Card Bonus Points Offer
To get the PNC points card’s 50,000 PNC bonus points offer, you must charge at least $750 to your card within the first 3 billing cycles after opening your account. We value these 50,000 points to be worth around $100.
The $750 minimum spend over your card’s first three billing cycles is relatively easy to achieve, but if you’re having a hard time figuring out how to meet the requirement, here are some ways to do so:
What Are PNC Points Worth?
Similar to other points-based cards on the market, the value of your points will depend on how you use them. Our calculations put the PNC points is worth around $0.002, which is way below the industry average of $0.01 per point.
Whenever you’re ready to redeem your PNC points, you have a lot of options, such as:
- Cash back
- Travel
- Gift cards
- Merchandise
The best way to get the most value out of your PNC points, you should use them for cash back or travel redemptions.
Your points only last for 48 months, so be sure to use them before that.
PNC Points Card Relationship Bonus
Get a 25% boost in points when you receive a statement for your PNC Virtual Wallet account.
| Percent boost | 25% |
| Additional rewards | 1 PNC point / $1 |
| Total rewards | 5 PNC points / $1 |
| Return | 1.25% |
Receive a 50% boost in points when you have a PNC Performance Checking Account or a PNC Virtual Wallet with Performance Spend, and you meet the following requirements:
- Maintained an average monthly balance of at least $2,000 in that account,
- Had a qualifying monthly direct deposit of at least $2,000 made to that account, or
- Maintained a combined monthly balance of at least $15,000 in that account and any linked consumer accounts.
| Percent boost | 25% |
| Additional rewards | 1 PNC point / $1 |
| Total rewards | 5 PNC points / $1 |
| Return | 1.25% |
Earn a 75% boost in points when you have a PNC Performance Select Checking account or a PNC Virtual Wallet with Performance Select, and you meet the following requirements:
- Maintained an average monthly balance of at least $5,000 in that account and any linked consumer Standard Checking or Performance Select Checking account,
- Had a qualifying monthly direct deposit of at least $5,000 made to that account, or
- Maintained a combined monthly balance of at least $25,000 in that account and any linked consumer accounts.
| Percent boost | 25% |
| Additional rewards | 1 PNC point / $1 |
| Total rewards | 5 PNC points / $1 |
| Return | 1.25% |
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Bottom Line
The PNC Points Visa Credit Card has the potential to be a decent no-annual-fee rewards card if you can meet their relationship bonus requirements. However, if you would like a simpler rewards program from the same bank, I suggest the PNC Cash Rewards card.
It comes with the same value with a lower cost. For more posts like this, check out our list of PNC Bank Promotions and other credit card bonuses, here on HMB!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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