Available nationwide, Vio Bank Cornerstone Money Market is offering a staggering 4.90% APY Rate on all balances. Continue reading below to learn everything you need to know about Vio Bank Cornerstone.
Update 11/11/24: The rate has decreased to 4.90% APY from 5.05%.
About Vio Bank Cornerstone Money Market
Vio Bank Cornerstone is the online banking division of MidFirst Bank, the largest privately held bank in the United States and an FDIC member. They are supported by a strong heritage and capital foundation as being a division of a $24 billion asset financial institution with excellent ratings from bank-rating firms.
Being an online account, they can offer one of the highest rates! The account gives you access to online banking, eStatements, mobile banking, text alerts, and so much more.
| Balance Requirement | APY Rate |
| Any Balance | 4.90% APY |
Vio Bank Cornerstone Money Market Rate
- Account Type: Money Market
- Interest Rate: 4.90% APY
- Availability: Nationwide (Online Bank)
- Minimum Balance: None
- Maximum Balance: None
- Credit Inquiry: Unknown
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Monthly Fee: $0. However $5 if you decided to receive paper statements.
- Early Termination Fee: $15, if closed within 180 days
(FDIC Insured)
Vio Bank Cornerstone ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 2-5 days | $25,000 per day | $100,000 per month | Up to five external bank accounts can be linked |
| Pull | 2-5 days | $25,000 per day | $100,000 per month | Hold times for incoming ACH being 2 or 3 business days |
Vio Bank also allows customers to make deposits into their account by mailing a check (there is no pre-established limit for checks sent through the mail), depositing a check through the Mobile Deposit Service (limited to $100,000 per day and $250,000 per month) available in the Vio Bank Mobile App or by incoming wire transfer (there is no pre-established limit for wire transfers).
Why You Should Sign Up For This Account
- Flexibility to grow your money and access it when needed
- Convenience of opening online
- Regularly monitor the competition to ensure the rates are some of the best in the nation
- Money is FDIC insured up to $250,000
- Interest is compounded daily
Bottom Line
Check out Vio Bank and open a Money Market account this amazing rate! The fact that you can earn a high rate on any balance makes this Savings Account all worthwhile. Let us know about your experience with this bank and comment below.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest info on Vio Bank Cornerstone Money Market Account.
Wrong
Plz check but there is a cap of $20,000 for Vio’s money market account. I know because it didn’t allow me to deposit more.