Available nationwide, Jovia Financial Credit Union is offering a Online Savings Account with 4.75% APY.
Update 10/30/24: The rate has decreased to 4.75% APY from 5%. Simply apply online to earn this competitive rate on your funds! All you need to open an account is $4.95 to start earning the rate!
About Jovia Financial Credit Union Online Savings Review
Jovia Financial Credit Union is headquartered in Westbury and is the 9th largest credit union in the state of New York. It is also the 97th largest credit union in the nation. It was established in 1938 and as of March of 2023, it had grown to 493 employees and 211,307 members at 21 locations. Jovia Financial Credit Union’s savings rates are 9X the national average, and it has a B+ health rating.
I’ll review Jovia Financial Credit Union Online Savings below.
| Balance Requirement | APY Rate |
| $4.95 | 4.75% APY |
Jovia Financial Credit Union Online Savings Rate
- Learn More
- Account Type: Online Savings
- Interest Rate: 4.75% APY
- Availability: Nationwide
- Minimum Balance: $4.95
- Maximum Balance: None listed
- Credit Inquiry: Unknown
- Opening Deposit: None but $4.95 minimum to earn rate
- Monthly Fee: None
- Early Termination Fee: None Listed
(at Jovia Financial Credit Union)
Jovia Financial Credit Union ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section
How To Earn Rate
- Open a Jovia Financial Credit Union Online Savings with a minimum of $4.95 to earn the rate.
- Earn 4.75% APY.
Why You Should Sign Up for this Account
- Competitive Rate. Move your money to Jovia and earn a competitive rate with no monthly maintenance fees.
- Branch-Free Convenience. Easily manage your account with mobile check deposit, automatic transfers, and early direct deposit1 through Online and Mobile Banking.
- Access cash anywhere. Enjoy fee-free cash withdrawals from your savings account at 55,000+ Allpoint® Network ATMs worldwide and at our branch ITMs on Long Island.
- Get faster access to your cash. With Early Direct Deposit, if your employer sends your payroll to Jovia early, you might find your paycheck in your account up to two days earlier than you expected. Nice, right? You can also withdraw cash at over 55,000 Allpoint® ATMs worldwide. Some ATMs even take deposits – sweet!
- Pay for purchases with your hard-earned savings. You’ll receive your bright new Jovia debit card by mail shortly after your Jovia Online Savings account is opened online.
- Watch your savings grow! Manage your account with Jovia’s mobile app and quickly review all your transactions on your paperless statements (required for this account). Add convenience services like Stash My Cash to save even more! Every time you use your Jovia debit card, we’ll round up your purchase to the nearest whole dollar and drop the spare change into a separate account. It’s like a virtual change jar.
Bottom Line
If you are interested in earning a high return on your funds, you should consider Jovia Financial Credit Union and take advantage of their great rate offer!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank. Check the complete list of Best Bank Rates!
Check back often to see the latest info on Jovia Financial Credit Union Online Savings account.
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