Available nationwide, MutualOne Bank is offering a high rate of 4.07% APY when you open a Mo Premium Savings Account with a minimum opening deposit of $20,000.
About MutualOne Bank Mo Premium Savings
MutualOne Bank is a Massachusetts state-chartered mutual bank originally formed in 1889. They are federally insured by the FDIC are able to offer their customers the benefit of local decision making from people who live and work in their community.
I’ll review MutualOne Bank Online Savings below.
Balance Requirement | APY Rate |
$20,000+ | 4.07% APY |
MutualOne Bank Mo Premium Savings Rate
To earn this generous rate, open the Mo Premium Savings with $20K opening deposit for the high rate. Once you have met those requirements, just maintain the opening deposit and you can earn the high rate that applies to all balances.
- Account Type: Mo Premium Savings
- Interest Rate: 4.07% APY
- Minimum Balance: $20,000
- Maximum Balance: None
- Availability: Nationwide
- Credit Inquiry: Unknown
- Opening Deposit: $20,000
- Monthly Fee: None
- Early Termination Fee: None
(FDIC Insured)
Important Details for MutualOne Bank
- Interest is paid and compounded monthly.
- The minimum deposit to open the account must be new money to the Bank.
- Credit card funding is limited to $1K. Make sure to set your Cash Advance to $0.
MutualOne Bank ACH Capabilities & Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | $25K | $100K | ? |
Pull | ? | $25K | $100K | ? |
No limit to the number of external accounts you can link.
No restrictions for ACH transfers that are initiated from another bank.
How to Earn MutualOne Bank Rate
- Apply and sign up online. You must provide all of your personal credentials.
- Open a Mo Premium Savings Account from MutualOne Bank.
- Online banking and e-statements required within 30 days of account opening.
- Earn the high rate and gain access with all of their features on balances up to $1,000,000.
Why You Should Sign Up For This Account
- No minimum balance or monthly fees
- Easy online account management
- Free telephone banking
- FDIC-insured for your peace of mind
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Bottom Line
Don’t hesitate to take advantage of this competitive rate offered by MutualOne Bank! The account has a great rate on your account balances and it does not have any monthly fees to worry about.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on MutualOne Bank Mo Premium Savings Account.
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