Available nationwide, FNBO Direct is offering a rate of 3.90% APY when you open a Direct Online Savings Account. To earn this rate, all you need is a $1 opening deposit and you will be able to get started.
Update 11/22/24: The rate has decreased to 3.90% APY (from 4.25%).
About FNBO Direct Online Savings
FNBO, and its parent bank, First National Bank of Omaha, is sizeable with assets in excess of $20 billion. All FNBO Direct accounts, including the Online Savings, must be opened online, and are available to U.S. residents, 18 years or older who have a valid Social Security or Tax ID number.
With FNBO’s Direct Online Savings Account, you are able to gain access to features such as no minimum balance, 24/7 access as well as superior online security and so much more!
| Balance Requirement | APY Rate |
| $1 – $1,000,000 | 3.90% |
FNBO Direct Online Savings Rate
- Account Type: Online Savings Account
- Availability: Nationwide, Online
- Interest Rate: 3.90% APY
- Minimum Balance: $1
- Maximum Balance: $1,000,000
- Credit Inquiry: Soft Pull
- Monthly Fee: None
- Closing Account Fee: None listed
(FDIC Insured)
FNBO Direct ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | 3 business days | $100,000 | $500,000 | No fee |
| Pull | 3 business days | $250,000 | $1,000,000 | No fee |
If you need a fast transfer, you can always initiate an ACH transfer from your other bank. I recommend using American Express Savings.
How to Earn FNBO Direct Bank Rates
- Open an Online Savings account from FNBO Direct with an opening deposit of $1.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 3.90% APY as long as you fund the account.
Why You Should Sign Up for this Account
- No monthly fees or minimum balance requirements
- Access your accounts online anytime
- FDIC insures your deposits up to the maximum amount
- Popmoney – simple, convenient and secure way to make transfers
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Bottom Line
Check out this great offer. FNBO Direct is offering a great rate for their Online Savings Account. The maximum principle deposit balance is $1,000,000. The rate FNBO Direct is promoting is really easy and should be completed if applicable. Start today with just $1!
For more bank offers, see the complete list of Best Bank Rates!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Check back often to see the latest info on FNBO Direct Online Savings Account.
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