This is a different card. Not the regular SimplyCash.

Bear with me on this it sounds like I am stating the obvious for a while but i do it in order to avoid any confusion.

Office supply stores count as a category (5% to be specific)
U.S. Cell Phone Services is also a category (also 5%)

These are 2 separate categories each with their own 50,000$ cap.

so if you took the limit for Office supplies stores and added it to the limit for U.S Cellular, you would have 100,000$.

Additionally,

the 3% category you choose is a separate category with its own 50,000$ limit.

so if you combined the limits for all three, you would have 150,000$ in total.

Now I need to state that NO, you can NOT actually combine the limits, but I merely said that to make my point about how the limits work (aka per category).

So… for people like me who know they will use 50,000$ of office supplies in a year on this card, but have a cell phone bill they would like to use this on or want to use the 3% on restaurants or what not, but don’t because they were mislead by agents that said the 5% and the 3% are combined in a 50,000$ limit, they can feel free to use this card for those bills because one category’s spending does not affect another. You get 50,000$ per each category per calendar year.

I found this out today after speaking with a supervisor that worked there 27 years and was actually telling me about the history of the simply cash card, how long it has been around and how much it has changed over the years which was really cool. I love when I come across something like that.