KeyBank has over 1,200 branches across 16 states. There is of a variety of checking and savings account options with differing perks such as lower loan rates, higher APY rates on savings options, and more! However, KeyBank does have higher monthly fees with more difficult monthly fee waivers. If the fees are a bit much, no worries as there is a free checking account option.

Whereas, Bank of America is one of the most well known banks in the U.S. with more than 5,000 locations and 16,000 ATMs nationwide. They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most


	KeyBank	Bank of America
Locations	More than 1,200 branches across 16 states (Locator)	Over 5,000 locations (Locator)
ATMs	More than 1,500 ATMs	Over 1,800 ATMs
Savings	2/5	3/5
CD	3.5/5	2/5
Checking	3.5/5	2.5/5
Money Market	2.5/5
Customer Service	4.5/5	4/5
Mobile App	4.5/5	4.5/5
Pros	-HelloWallet financial tools -Free checking option -24/7 customer service	-National availability -Extended customer service hours -Full service bank
Cons	-Limited branches -High account fees	-No free checking option – Low interest rate -Many miscellaneous banking fees
Bottom Line	KeyBank offers great tools to meet your financial goals with a variety of deposit accounts.	Bank of America operates nationwide offering many account options like checking, savings, and more!

Bottom Line

Which Bank is Better: KeyBank or Bank of America?

KeyBank offers a variety of deposit account options. Their mobile app suits a great user experience.
Bank of America has many account options and their user friendly interface and mobile app is noteworthy. They offer lower interest rates!

For more variety of options, see our list of the best bank account bonuses & savings account offers.