Find an updated list of FirstBank & Trust Texas promotions, bonuses and offers here.
Currently, they have a $300 and $600 bonus when you open a checking account and meet all the requirements.
About FirstBank & Trust Texas Promotions
Founded by Barry Orr, FirstBank & Trust Texas is a financial institution that values profit through relationships, hard work, and determination. Furthermore, they aspire to be the best community bank in their area.
I’ll review the offers below.
FirstBank & Trust Texas $600 Checking Bonus
FirstBank & Trust Texas is offering a $600 bonus when you open a new Signature Series Checking Account.
- What you’ll get: $600 bonus
- Account Type: Checking Account
- Availability: TX (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fees: $9; waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a Signature Series Checking Account.
- To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 180 calendar days after the account open date.
- To receive a $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 90 calendar days of account opening.
- Eligibility Requirements:This offer is for new consumer checking customers only. Existing customers with loans, savings, or business checking accounts are eligible for the offer. You are not eligible for this offer if: (1) You are a current First Bank and Trust, a division of HTLF Bank consumer checking account primary or joint owner. (2) You have received a bonus for opening a First Bank and Trust, a division of HTLF Bank consumer checking account within the past 12 months.
- Bonus Requirements: To receive a $300.00 bonus, you must have a balance of at least $50,000.00 or more in your new checking account 180 calendar days after the account open date. If 180th calendar day falls on a weekend or holiday, the account balance on the following business day will be used to qualify for the promotion. To receive a $300.00 bonus, you must have two direct deposits made into this account. Each direct deposit must be at least $1,000.00 or more posted to this account within 90 calendar days of account opening. If 90th calendar day falls on a weekend or holiday, the account balance on the following business day will be used to qualify for the promotion. A qualifying direct deposit is an ACH (Automated Clearing House), automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer, agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM do not qualify as a direct deposit. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing, and a $25.00 account closing fee may be assessed. Closing the account will negate any unearned bonuses.
- Bonus Payment: All bonus dollars will be paid within 30 days after the qualification requirements are met and will be deposited into the new checking account. All bonus dollars will be paid to the newly opened Signature Series Checking account. The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name. There is a limit of one bonus per new consumer account relationship. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor.
- Additional Terms and Conditions: The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.
FirstBank & Trust Texas $300 Checking Bonus
FirstBank & Trust Texas is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: TX
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new Free Checking with eStatement Account
- To receive a $300.00 bonus, you must have 2 direct deposits made into this account. Each direct deposit must be at least $300.00 or more posted to this account within 90 calendar days of account opening.
- Eligibility Requirements: This offer is for new consumer checking customers only. Existing customers with loans, savings, or business checking accounts are eligible for the offer. You are not eligible for this offer if: (1) You are a current First Bank and Trust, a division of HTLF Bank consumer checking account primary or joint owner. (2) You have received a bonus for opening a First Bank and Trust, a division of HTLF Bank consumer checking account within the past 12 months.
- Eligibility Requirements To receive a $300.00 bonus, you must have 2 direct deposits made into this account. Each direct deposit must be at least $300.00 or more posted to this account within 90 calendar days of account opening. A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer, agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, Person to Person payments (such as Zelle®) or deposits made at a branch or ATM don’t qualify as a direct deposit. If 90th calendar day falls on a weekend or holiday, the following business day will be used to qualify for the promotion. If the account is closed by the customer or bank within 90 business days after opening, we may deduct any bonus earned and received at closing, and a $25.00 account closing fee may be assessed. Closing the account will negate any unearned bonus.
- Bonus Payment: All bonus dollars will be paid to the newly opened Free Checking with eStatement checking account. All bonus dollars will be paid in 30 days after the qualification requirements are met and will be deposited into the new checking account. The bonuses will be paid to the account opened first if multiple checking accounts are opened during the promotional bonus period under the same primary owner’s name. Limit one bonus per new consumer account relationship. An IRS 1099 form may be issued. You are responsible for any federal, state, or local taxes due on the bonus and will report income to the tax authorities if applicable. Consult your tax advisor.
- Additional Terms and Conditions: The offer may be discontinued or changed at any time without notice. Geographic restrictions may apply. Account opening is subject to approval.
FirstBank & Trust Texas $50 Referral Bonus (Expired)

Earn a $50 bonus at First Bank & Trust Texas!
FirstBank & Trust Texas is offering a $50 bonus when you refer a friend who opens a new Checking Account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: Lubbock, TX
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000. No American Express.
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $50 Bonus
- Fill out the coupon flyer using the link above.
- Give it to a friend.
- When your friend opens any checking account, we’ll credit your account $50.
- Coupon also services as a one-time waiver of my privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this
account opening. Must be a new customer and new money. $50 credit may be considered reportable on IRS 1099 form. Cannot be combined with any other
offers. Member FDIC.
How to Waive Monthly Fees
- Platinum Checking: $12.00 monthly waived with $7,500 average daily balance
- Free Checking: $3.00 monthly waived with a paper statement free
- Signature Series Checking: $9.00 monthly waived with a $50,000 average balance or or $100,000 in total relationship balance for the cycle
- Check Free Banking: $5.00 monthly fees
- Small Business Checking: $5.00 monthly waived with $1,500 average daily balance
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Bottom Line
This bonus from FirstBank & Trust Texas is great because it doesn’t require a large amount for you to deposit to receive the complete bonus. Even if you cannot complete the deposit requirement, you can still earn $250 when you enroll in eStatements and set up direct deposit.
However, if you are interested in a different bank experience, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $250 bonus, FirstBank & Trust Texas doesn’t have great rates for CDs and Savings. You may also want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated FirstBank & Trust Texas promotions, bonuses and offers.
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