Check out the latest iBERIABANK promotions, bonuses, and offers for Checking and Savings accounts here.
They have typical bonuses ranging from $250, $400 for opening a new checking account.
About iBERIABANK Promotions
Founded in 1887, iBERIABANK has offered banking services for over 130 years and has over 192 locations throughout Alabama, Arkansas, Florida, Georgia, Louisiana, and Tennessee. Additionally, iBERIABANK’s money market rates are 3X the national average, and it has an A health rating. Not only does iBERIABANK have great deals, but you should also check out all these other fantastic bank offers nationwide!
- Availability: AL, AR, FL, GA, LA, TN (Bank Locator)
- Routing Number: 265270413
- Customer Service: 800-682-3231
Additionally, iBERIABANK offers extensive services of commercial, business banking, private banking, and deposit accounts, which includes Checking, Savings, and Money Market rates. However, these rates won’t be able to compete with the best Bank rates and CD rates provided by online banks.
(Expired) iBERIABANK $250/$400 Checking Bonus

Get $250 or $400 with this special offer!
Earn $250 or $400 bonus from iBERIABANK when you open a new Checking account as a first responder and complete the requirements.
- Account Type: Freedom Checking Account, High Interest Checking Account
- Availability: AL, AR, FL, GA, LA, TN; must be a first responder
- Direct Deposit Requirement: Yes, $500+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fee: Varies by account, waivable
- Early account termination fee: Bonus forfeit if closed within six months from account opening
- Household limit:
(Offer is expired)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn $250/$400 Checking Bonus
- Must be a full-time employee with fire, police or Paramedic/EMT Services
- Freedom Checking $250
- The primary signer must be a new checking client to IBERIABANK
- Opens a new Freedom Checking account with a minimum $50 deposit balance
- Has $500 or more of combined direct deposit per statement cycle
- High-Interest Checking $400
- The primary signer must be a new checking client to IBERIABANK
- Opens a new High-Interest Checking account with a minimum $100 deposit balance
- Maintains a daily minimum balance of $5,000 or more within 10 days of account opening
- Has $500 or more of combined direct deposit per statement cycle
- Overdraft Protection Options
- Free IBERIABANK Visa® Debit Card
- Online Banking with Bill Pay
- Mobile Text and Banking
- e-Statements and e-Notices
- Email Alerts
- Low minimum opening deposit
- Freedom Checking $250
- $8 with e-Statements
- $10 with Paper Statement
- To avoid Fees do any of the following:
- Maintain a daily minimum balance of $1,000 or more
- Maintain $500 total direct deposits per statement cycle
- You are a student with eStatements
- You are a small business owner and have an IBERIABANK business checking account
- All products and services are subject to approval, including credit approval
- Offers only available to full-time employees with fire, police or Paramedic/EMT Services within IBERIABANK’s geographic footprint
- Proof of employment may be required
- Offers may not be available in all states
- Offer may not be used in conjunction with any other personal deposit offer
- Not available to clients or households who have previously had an account at IBERIABANK
- When applying for these offers online, the promo codes must be used to qualify for the cash bonus
- Additionally, IBERIABANK may report the value of the offer to the IRS on a Form 1099
- New accounts must have a positive balance
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Bottom Line
Lastly, iBERIABANK is offering several great bonuses ranging from $250-$400 with a fantastic variety of services and features! Additionally, this event triggers a soft pull so I highly recommend you take this promotion. Also, be sure to read over the fine print as a lot of these offers are similar in feature and requirements just eligibility changes slightly.
Additionally, feel free to let us know your experiences with iBERIABANK or any relevant information regarding this promotion! However, if this offer does not apply to you, but still wants to earn bonuses check out our complete list of Bank Promotions!
Furthermore, check back at this page for updated iBERIABANK promotions, bonuses and offers.
Helpful Tips
Although this was a targeted offer in the past, it’s now available to anyone by requesting the offer using the following link:
https://www.iberiabank.com/landing-pages/earn-cash
I was not aware that this was a targeted direct mail offer – Please read the email I received from the bank after I opened the account online.
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Thank you for opening a new deposit account with Iberiabank. Upon reviewing your application, we noticed that you used the promo code EARN200. In order to qualify for this promotion, you would need to be the recipient of a direct mail offer from Iberiabank. Unfortunately we are unable to find your name on our mailing list, which means we will be unable to pay the cash bonus.
We apologize for any inconvenience this may cause. If you would like to keep the account open, we would be grateful for the opportunity to serve your banking needs.
Thank you,
I’d love to move my business account away from Wells Fargo, which would give me a free personal account, plus the direct deposit would give me the bonus. Does their system verify your address to receive the bonus, or can you just enter the promo code online?
So far so good. No issues with the account. Funded up to $500 with Chase Hyatt.
So far so good. Opened the account with branch manager, and on making the $5000 deposit
he remembered me and left his office to thank me in the lobby.
I live in Houston. I tried to open online and I got a call from Iberia that their $300 “EARN300” promo is targeted and I would have had to receive a direct mailing. I can try again in branch.
I got the $300 bonus. I have no issue at all & I got the 300 bonus on the 90th day.
I applied online in February ( I live 20 miles from the closest North Texas branch) and I received the bonus recently. It was a smooth transaction overall, but the online banking is clunky and I don’t see the bank to bank transfer option as promised.
I guess I am the lucky one. I open the high interest checking account online Mar 14, 2016 and had no problem at all. Someone called me next day to confirm and approve. Then I was able to set up the account and transfer the money electronically, I also confirmed with the person contacting me regarding the $300 Checking account bonus, he said it was on my file. I havent completed the 15 qualified transactions so I hope I will get the bonus when my requirements are all fulfilled.
Has anyone able to receive this bonus or even confirmed that it was applied correctly to the account? I opened up the account in branch but when checking with customer service, they say they don’t have access to that info and asking me to contact branch. That’s really odd and raising doubts about bank honoring the promotion?
they may or may not honor this promotion they told me they feel I won’t make any money of me because I have many other bank accounts, and rejected me
tried applying online, I qualify by city & state. They denied me. I called the 800 # & asked if I walked into a branch with the code for the promo would I get the bonus. She said yes. I called 3 area branches to make sure I wouldn’t waste my trip. All the branches said I needed the flyer. The code by itself would not work.
so…. can’t get it online (even if you qualify by city), can’t get bonus by walking into branch either.
and CS will jerk you around with misinformation all over the place. I’ve never run across such incompetent ppl who are just plain ignorant & clueless!
Has *anyone* here gotten this bonus?
NOT WORTH THE RISK OF DOING BUSINESS WITH THESE INCOMPETENT IDIOTS & GIVING THEM YOUR FINANCIAL INFO!! DON’T RISK IT!
I qualify because I live in Houston. But I applied online, got zero error msgs, got a confirmation #, then got a rejection email the next day saying they did not get all my info! There would have been error msgs during the app process if I had left off anything.
in other words, THEY MANAGED TO LOSE MY FINANCIAL INFO!
I tried phoning them but they also proved incompetent there too! They would transfer me to another dept. that had gone home for the day. They would *insist* on getting my account # when I told them they never gave me one. I tried giving them my confirmation # instead, but they hung up on me!
I tried calling several times because of the $300 bonus, but IT’S JUST NOT WORTH IT!!! The aggravation factor is WAY TOO HIGH. The risk of them losing you financial info is also WAY TOO HIGH, and then you can’t get anyone with an iota of intelligence to even address your issue, much less solve them.
Did not see Dane’s post about TN locations before applying. I live in Nashville. They sent rejection email stating ‘no banking centers in your area’. Pretty frustrating since they allow you to complete the entire application…then reject you the next day!
Yes, you will need to maintain a minimum of $5,000 for 6 months in order to keep the bonus and avoid the monthly fees.
so, need to have a balance of $5k for 6 mo. to keep the bonus & avoid monthly fees?
I was told that we don’t need to keep $5K in each acct (as long as the combined amt for both accts is $5K+).
Huh ? The fine print says to enter the promo code when applying online. I called the # provided and the CSR confirmed it was ok.
Careful, they will ONLY open an account if you live in Memphis; all other locations in TN are not eligible.
Thanks. Good to know Vasu.
In Texas this only available to people living in Houston or Dallas. You have to go to a branch to open an account.