If you are interested in learning more about Provident Bank promotions, bonuses and offers, be sure to keep reading!
Typically, they offer bonuses that range from $25, $50, up to $600 when you open a new account and meet all the requirements.
About Provident Bank Promotions
For over 175 years, Provident Bank has been serving their community with financial tools to help them manage their money. Since the beginning, they have expanded their service area and grown exponentially across the states.
I’ll review the offers below.
Provident Bank $600 Business Checking Bonus
Provident Bank is offering a $600 bonus when you open a business checking account.
- What you’ll get: $600 bonus
- Account Type: Business Checking
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: None listed
- Monthly Fee: $0-varies; see below.
- Household Limit: Not listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires 05/31/2023)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account.
- Deposit $50 or more at account opening; and
- Maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening dateR
- Receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.
- Qualification requirements to receive up to $600 checking bonus: (1) receive $400 checking bonus when you open a new Provident BusinessAdvantage Checking account; deposit $50 or more at account opening; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date; (2) receive $200 checking bonus when you enroll in Business Bill Payment through ProvidentConnect for Business Online Banking within the first 2 full statements periods following the account opening date; and maintain an ‘average balance for the period’ of $25,000 of new money (funds not already on deposit at Provident Bank) for each of the first 2 full statement periods following the account opening date.
- After you have completed the requirements, including satisfactory management of your account, we’ll deposit the checking bonus(es) in your new account within 90 days of the last day of the promotion (last day of the promotion is May 31, 2023).
- Limited to one account and cash bonus offer per business tax ID.
- Offer subject to change or cancellation at any time without notice.
- The value of the checking bonus for qualifying account holders may constitute taxable income to you.
- To facilitate tax reporting, Provident Bank will issue the required IRS Form 1099-INT to you that reflects the value of the bonus as of December 31, 2023.
- Please consult your tax advisor, as neither Provident Bank, its affiliates, nor their employees provide tax advice.
- Employees of Provident Bank and its subsidiaries, members of their families and suppliers of Provident Bank are not eligible to participate.
Provident Bank $25/$50 Referral Bonus

Earn a bonus when you refer a friend!
Provident Bank is offering a $25 bonus when you refer a friend to open a personal checking account, or $50 when they open a business account.
- What you’ll get: $25 or $50 bonus
- Account Type: Provident Checking, Provident Business
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: None listed
- Monthly Fee: Only Consumer Checking with $3
- Household Limit: 1
- Closing Account Fee: None listed, check with CSR for more information
(No Expiration Date)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $25/$50 Bonus
- Open a new Prestige Checking account by July 15, 2019.
- Have a positive balance (no overdrafts allowed).
- Have at least 1 deposit into the new checking account; OR complete 3 POS purchases with the Provident Debit Mastercard.
- Participants must be at least 18 years old.
- Cash bonus will be credited to the account at the end of the fourth statement period.
- Cash bonus payments subject to IRS tax reporting requirements.
- Program subject to change/cancellation at any time without notice.
- Members of their families and suppliers of Provident Bank are not eligible to participate.
- Loan customers without a deposit account are not eligible for this promotion.
Provident Bank $250 Checking Bonus (Expired)

Earn a $250 bonus when you open a new account!
Provident Bank is offering a $250 bonus when you open a personal checking account.
- What you’ll get: $250 bonus
- Account Type: Provident FREE $mart Checking account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Fund up to $2,500
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: There are no monthly service fees
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires October 12, 2019)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn $250 Bonus
- Open a new Provident FREE $mart Checking account in person at any Provident branch.
- Deposit $50 or more at account opening.
- Have your direct deposit or one ACH automatic debit made to this account within 60 days of account opening.
- After you have completed all the above requirements, including keeping your account in good standing and not overdrawing your account, we’ll deposit the cash bonus in your new account within 75 days of the last day of the promotion, which is Saturday October 12th.
- Please note Teacher’s Village (Newark) and Metropark (Iselin) are closed on Saturday, October 12, 2019.
- Current personal checking customers are not eligible for this offer.
- Refer to Official Contest Rules at any Provident Bank branch location.
How To Avoid Monthly Fees
- Provident Basic Checking: No monthly fees ($2.00 monthly fee charged if account holders choose to receive paper statement)
- Provident Cash Back Checking: No monthly fees
- Provident Platinum Checking: No monthly fees
- Provident Senior Checking: No monthly fees
- Provident Smart Checking: No monthly fees
- BusinessAdvantage Checking: If the transaction limit is exceeded, fees will apply
- Business Checking with Interest: $10 monthly fee
- Commercial Checking: No monthly fees
- Community Advantage Checking: Not listed
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Bottom Line
The bonuses at Provident Bank are great because they have soft pull, so this won’t affect your credit score. They also offer mobile banking so your money is available at anytime with the click of a button.
If you do not live in one of the eligible states, you can see all nationwide bank bonuses for offers that can better suit your needs.
While they have many generous bonuses, Provident Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated Provident Bank promotions, bonuses and offers.
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