Find the most updated list of Sterling National Bank promotions, bonuses, and offers here.
Currently, they are offering a $500, $1,000 Checking, Business bonus.
About Sterling National Bank Promotions
Sterling National Bank traces its roots back to 1888 when it first opened its doors to serve the metropolitan area of New York City. However, they have proudly expanded their services across New York and into New Jersey.
Keep reading to learn more about Sterling National Bank promotions.
Sterling National Bank $1,000 Checking Bonus
Qualified residents can earn a $1,000 bonus when you open a Private Banking Checking Account and meet all the requirements.
- Account Type: Private Checking Account
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: Yes, 1,000
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Unknown
- Monthly Fee: Unknown
- Early Account Termination Fee: Unknown
- Household Limit: One Private Banking Checking account per client
(No expiration date listed)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn $1,000 Checking Bonus
- To qualify to earn the $1,000 bonus, you must satisfy all three of the following conditions:
- Deposit more than $500,000 from a source outside of Sterling National Bank (“new money minimum”) into a new or existing Private Banking Checking account and have qualifying direct deposits totaling $1,000 or more made to this account during the statement cycle and maintain $500,000 in average daily balances during the statement cycle. Each statement cycle that you satisfy these conditions, you will receive a payout amount of $500 with a maximum of $1,000.
- Your own Sterling Private Banker, the single point of contact across your entire Sterling relationship who works closely with you so you’re sure to thrive.
- Our preferred rates. As a Private Banking client, you’ll earn preferred saving rates that make your money work harder for you.
- Unique privileges including higher ATM limits, free incoming wire transfers, bank checks, stop payments—and more.
- Convenient, anytime access with online and mobile banking.
- Offer is available on 1 Private Banking Checking account per client
- Cannot be combined with other offers
- Offer is only available to clients who have not participated in one of Sterling’s previous Cash Back Bonus Campaigns
- Each statement cycle that you satisfy the conditions above, you will receive $150 as a cash bonus, up to a total maximum of $450; the bonus will be paid on the last day of the evaluated statement cycle
- Your account must be open at the time the bonus is credited
- Prior to account opening or increase in balance to your existing account, this offer can be revoked at any time
Sterling National Bank $500 Business Checking Bonus

Sterling National Bank $500 Business Checking Bonus
Sterling National Bank is offering a $500 bonus when you open a Business Checking Account and meet all the requirements.
- Account Type: Business Checking Account
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: Yes, no minimum listed
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Unknown
- Monthly Fee: Unknown
- Early account termination fee: Unknown
- Household limit: None listed
(No expiration date listed)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How to Earn $500 Checking Bonus
- Earn up to $500 as a sign-on bonus earned in increments of $100 per statement cycle if Elite Level requirements are met for the statement cycle.
- Reach a $250K combined balance across eligible accounts and get upgraded to our Elite tier.
- Personal Banking: Personal checking, savings, and lending solutions for every stage of your life.
- Small Business Banking: Next-level banking solutions for small business owners, delivered by your own Sterling Relationship Manager.
- Commercial Banking: Customized commercial banking solutions to meet your business’ unique needs, plus the guidance of a dedicated Relationship Manager.
- Limitations apply.
(Expired) Sterling National Bank $50 Merchant Service Bonus
Heartland merchants can earn a $50 bonus from Sterling National Bank when a new merchant services account has been opened and all the requirements are met.
- Account Type: Merchant Services Account
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: None listed
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Unknown
- Monthly Fee: Unknown
- Early account termination fee: Unknown
- Household limit: None listed
(Expires September 30, 2021)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $50 Bonus
- To earn the $50 bonus, simply open a new merchant services account by September 30th.
- Accept all major payment types
- Get paid faster with next-day funding*
- Customized pricing
- Capture and gain visibility to customer data
- A fully mobile solution
- An all-in-one in-store countertop device
- Fast, full-featured point of sale options
- Office tools and insights
- Fraud prevention and data security tools
- Full training and setup
- Inventory and menu assistance
- 24/7 live customer support
- Go where customers are
- Never miss a sale
- Capture customer trends
- There is no monthly fee associated with this account.
- Offer valid for new Heartland merchants only; to qualify a merchant application must be submitted by September 30, 2021.
- All accounts subject to Heartland credit approval; some restrictions and exclusions apply to all offerings.
- Merchant must receive credit approval and activate (defined as at least $50 in processed volume) within 30 days of application submission to be eligible for the $50 Heartland Merchant Services activation bonus.
- $50 offer will appear as a credit on first processing statement after merchant has activated.
- Offer does not apply to Health or ProPay merchants.
- Offer may be withdrawn at any time.
(Expired) Sterling National Bank $225 Checking Bonus

Sterling National Bank is offering a $225 bonus
New York and New Jersey residents can earn a $225 bonus from Sterling National Bank when a Choice or Premium Checking Account has been opened and all the requirements are met.
- Account Type: Choice or Premium Checking Account
- Availability: NY, NJ (Bank Locator)
- Direct Deposit Requirement: Yes, no minimum listed
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes, not sensitive
- Credit Card Funding: Unknown
- Monthly Fee: Unknown
- Early account termination fee: Unknown
- Household limit: None listed
(No expiration date listed)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn $225 Bonus
- Deposit at least $15,000 from a source outside of Sterling National Bank (“new money minimum”) into a new or existing Choice or Premium Checking account
- Maintain the new money minimum each month for four consecutive months
- Set up direct deposit within 60 days and have at least one direct deposit posted to your account each month for two consecutive months.
- Online banking and bill pay
- Mobile banking and mobile deposit
- Debit MasterCard
- There is no monthly fee associated with this account.
- Cash bonus is paid to your account at the next statement cycle after all three conditions above are satisfied.
- Your account must be open at the time the cash bonus is credited.
- This cash bonus cannot be combined with any other cash bonus offer.
- The cash bonus will be reported as income on IRS Form 1099-INT.
- Offer can be revoked by Sterling National Bank at any time.
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Bottom Line
Sterling National Bank offers are incredible and definitely worth the time to apply for. In fact, they are one of the few banks that offer you bonuses for opening a CD, so if you qualify for this offer or any other application today.
If you have experience banking with Sterling National Bank leave a comment below letting us know how it went. These comments are incredibly valuable to our site and help make the reading experience better for other users.
You can earn bonus by applying for a Sterling National Bank CD or Savings Account. While the lump sum is incredible, I’d still recommend you compare the rates to some from our full list of Bank Rates and CD Rates.
Compare Sterling National Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
*Check back at this page for updated Sterling National Bank promotions, bonuses, and offers.
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