If you are interested in learning more about TCF Bank promotions, bonuses and offers, be sure to keep reading!
Generally, they have a $25 and $250 bonus when you open a new account and meet all the requirements.
About TCF Bank Promotions
TCF Bank was built on the foundation of enhancing their customers’ lives to help their achieve their goals. They value integrity, passion, and creating opportunities for growth. If you are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: AZ, CO, IL, MI, MN, SD, WI (Bank Locator)
- Routing Number:
- Customer Service: 1-800-823-2265
While they have a generous $25 and $250 bonus, TCF Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the TCF Bank Promotions below.
TCF Bank $250 Checking Bonus

Earn a $250 bonus with a new Checking Account.
TCF Bank is offering a $250 bonus when you open a new qualifying checking account and meeting the account requirements.
- Account Type: Free Checking
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Opening Deposit: $25 (Free, 62+)
- Credit Card Funding: Up to $100 via VISA/MC
- Direct Deposit Requirement: Optional
- Monthly Fee: $0
- Household Limit: One per customer
- Closing Account Fee: None listed, check with CSR
(Expires May 4, 2020)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $250 Checking Bonus
- Open a TCF Free Checking® account online or bring your mailer to any TCF® branch. One offer per household.
- Receive direct deposits totaling $500 or more OR Make at least $250 in online bill payments within 60 days of account opening.
- They’ll deposit $250 into your new account.
- Digital banking
- Mobile payment options
- Online bill pay
- Debit card
- Free withdrawals at TCF ATMs
- Checks
- Free Checking: There are no monthly fees
- Your account must be open to receive the credit.
- One offer per household.
- This offer does not apply if you have an existing TCF consumer checking account or closed an account within the previous 12 months.
- You are responsible for all applicable taxes.
- This offer is subject to change prior to the opening of an account.
- This offer is not available for accounts opened at Chemical Bank banking centers.
- TCF employees are not eligible for this offer.
TCF Bank $25 Referral Bonus

Earn $25 when you refer a friend with TCF Bank
*Expired*
TCF Bank is offering a $25 refer a friend bonus when they open a new qualifying checking account.
- Account Type: Free Checking, Premier 62+ Checking, Premier Checking
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, let us know
- Opening Deposit: $25 (Free, 62+), $500 (Premier)
- Credit Card Funding: Up to $1000
- Direct Deposit Requirement: Optional
- Monthly Fee: $0 – $15
- Household Limit: None
- Closing Account Fee: None listed, check with CSR
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Earn The $25 Referral Bonus
- Fill out the Referral Rewards form
- Give it to a friend and recommend a new TCF Checking account
- When your friend opens a new account, they will credit
your account $25
- Digital banking
- Mobile payment options
- Online bill pay
- Debit card
- Free withdrawals at TCF ATMs
- Checks
- Free Checking: There are no monthly fees
- Premier 62+ Checking: $9.95 monthly fee waived with:
- $200 or more in direct deposits, OR
- 15 qualifying withdrawals.
- Premier Checking: $15 monthly fee waived with:
- Minimum account balance of $2,500 or combined balance of $15,000
- A Referral Rewards form must be submitted to a TCF Branch at account opening
- Referred customer must not have had a TCF Checking account in the past 90 days
- Minimum $25 to open a personal non-interest bearing checking account
- Referring customer’s TCF account must be in good standing
- Referring customer is responsible for all applicable taxes
- Offer is subject to change and cannot be combined with any other offer
- See a TCF Representative for details
TCF Bank $250 Telephone Application
Telephone Applications Working: It has been reported that you are able to qualify for this $250 TCF Bank promotion through telephone by:
- Using Promotional Code JND250
- Call the TCF Bank phone number for assistance with new account applications
- 1-855-673-6823 or 1-888-823-2802
This is a pretty great banking bonus from TCF Bank, because it doesn’t require a direct deposit and you just have to pay $250 in online bill payments to get your $250 bonus, but it is a targeted promotion, which means it is not openly available to everyone, so you have to qualify.
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Bottom Line
TCF Bank offers a variety of accounts available for you to maximize your savings with. I recommend opening the Free Checking account because there are no monthly service fees.
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*Check back at this page for updated TCF Bank promotions, bonuses and offers.
Helpful Tips:
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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