Comments on: What Banks Count As Direct Deposits 2023

By: Y2MATE

Y2MATE — Fri, 23 Aug 2024 04:14:47 +0000

This post was really informative! I had no idea that certain benefits and payments, like government assistance and even some freelance payments, counted as direct deposits. It’s great to know what to look for, especially when considering bank account options. Thanks for clarifying!

By: Leo

Leo — Fri, 10 May 2024 18:31:46 +0000

Thanks for the information.
Would be helpful to add whether tax refunds are considered DD. For starters:
It has worked with TD and WF in 2023.
BOA specifically excludes it.

Anyone know about PNC?

By: Lydia

Lydia — Wed, 29 Nov 2023 20:06:43 +0000

Just stumbled onto this sight/thread, must say I love it and am learning a lot! (there’s a lot to learn) Does anyone have any updates on how Charles Schwab sends the direct deposit/ach? I have Charles Schwab and would love to know how it was requested! Thank you!

By: T

Wed, 20 Sep 2023 12:17:33 +0000

In reply to Janni. I would call the bank itself. BUT beware.. 80% of the time they don’t know what they are talking about. I will be closing my acct.. right now it’s in review. Had to file a claim multiple times with this chk.. one min, I’m eligible next I’m not. Had $10, k deposited and now that I’m due for my promo which I was told I was eligible for now I’m not.

By: matty

matty — Thu, 04 May 2023 14:12:44 +0000

Sofi doesn’t accept ebay managed payments(for ebay sellers) as a valid form of direct deposit to qualify for there direct deposit promos. I’ve had over a months worth of almost daily direct deposits sent to my new sofi checking using my routing and account number(not thru ebays new instant funds transfer option via a debit card) just to now learn that $250 bonus and 4% interest rate is never happening… Sux

By: Janni

Janni — Tue, 28 Feb 2023 04:21:25 +0000

I just opened a Wells Fargo checking account with a code that is currently offering a $325 sign up bonus.
(Receive $1,000 or more in qualifying direct deposits into the account within 90 days)
Does anyone know if an IRS tax refund deposited to the account will count as qualifying deposit to get the bonus?

By: Anita

Anita — Fri, 17 Jun 2022 23:26:45 +0000

I used Venmo to “DD” for the Santander bonus. It coded as “Cashout”. Can anyone who successfully used Venmo tell me how it coded?
Thanks!

By: Sadye Halpin

Sadye Halpin — Fri, 14 Jan 2022 16:02:22 +0000

In reply to CC. Did the RTP work? Or did you have to ACH push for the bonus?

By: nick

nick — Thu, 02 Dec 2021 17:36:10 +0000

from my experience draft kings and other gambling sites, as well as investment apps/websites such as Robinhood and crypto.com meet the requirements as direct deposits for all banks. just deposit ur money and transfer it to the new bank card

By: Rj

Rj — Sun, 18 Jul 2021 03:50:17 +0000

btw, I saw Great Lakes CU on the list above. Had a horrifying/drawn out experience with them from just opening and promotional CD and closing it…Took year and a half to fix a credit report issue. (ya credit report from a CD, crzy)…