Take advantage of a modernized banking experience with Current Bank promotions, bonuses, and offers here.
Through Current Bank, you can take advantage of features such as getting paid up to 2 days faster!
Update 12/20/22: You only get the 4% rate up to $2,000 if you receive direct deposit of $200 or more every 35 days.
Current is an online bank that is only accessible by their mobile ap. It has some very unique features, such as fast direct deposits, instant credits for gas holds, special accounts for parents and teens and savings goals.
- Get Paid Up to 2 Days Faster
- Free Overdraft Up to $100 with Overdrive™
- No Hidden Fees or Minimum Balance
- 55,000 Free In-Network ATM’s worldwide
- Gas Holds Instantly Refunded
(Visit Current to learn more)
The information for the Current.com account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
About Current Bank Promotions
Current is the bank for modern life! As an online-only bank, you are able to utilize great features such as getting paid up to 2 days faster, free overdraft up to $100 with Overdrive™, access 55,000 free ATMs, no minimum balance, and no hidden fees through their convenient mobile app. All you would have to do is open the app, create a personal checking account, and direct deposit $200 or more from your employer to earn” The mobile bank built for you and your lifestyle.
- Availability: Nationwide
- Transaction Limits: Maximum of $10,000 combined monthly balance across all Current accounts
- Customer Service: 1-888-851-1172
I’ll review the Current Bank Promotions below.
Current Bank Summary
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| Current Bank | |
| How it works |
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| Features |
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| APY | None |
| Minimum Balance for APY | N/A |
| Minimum Deposit to Open Account | None |
| Monthly Maintenance Fees |
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| ATM Access | Yes |
| Transactions Limit |
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| FDIC Insured | Yes, up to $250,000 |
| Fine Print |
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Current Bank Top Features
| BASIC | PREMIUM | TEEN |
| $0 | $4.99/month | $36/year |
| No special features | Faster direct deposit funding Gas hold instant refunds |
Parental controls Schedule allowance |
| 1 Savings Pod | 3 Savings Pods | No Savings Pods |
With Current Bank, you can get direct deposits credited to your Current account up to two days faster than other banks. So if you normally get your paycheck deposited on Friday, you’ll see the funds as soon as Wednesday.
Gas stations sometimes a hold for a certain amount of money when you purchase gas with your card.
Depending on your location, that hold can be upwards of $100 or more. If you pay with your Current Premium debit card, you’ll get an immediate refund for this hold, so your money won’t get tied up at the pump.
Teens can open their own account and debit card, but parents can set spending limits, block certain types of purchases, receive notifications about spending behavior and schedule an allowance.
Savings Pods are a way for customers with Basic and Premium Checking Accounts to save for whatever they want, whether that’s a rainy day fund, a vacation, or even monthly expenses like groceries.
Current is a mobile bank with a Visa debit card that gets you paid up to two days faster and gives you free overdraft up to $100 with no hidden fees. Current has over 55,000 free ATMs, instant gas hold refunds and tools to manage your money as well as 24/7 member support.
Current Bank Promotions
Current Bank $50 Checking Bonus
Earn a $50 Bonus
Current Bank is offering $50 bonus when you open a Premium checking account using promo code WELCOME50 and meet the qualifying requirements.
- Account Type: Premium Personal Checking
- Availability: Nationwide, online
- Direct Deposit Requirement: Yes, $200+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $4.95
- Early account termination fee: None listed
- Household limit: None listed
(No expiration date listed)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn The Bonus
- Get $50 when you join Current with promo code CURRENT50
- Connect a Payroll Direct Deposit of $200 or more
- Faster direct deposits
- Free overdraft up to $100
- Premium card
- More points earned on purchases
- Gas holds instantly refunded
- No hidden fees
- No minimum balance
- Free cash withdrawals
- Tools for money management
- Mobile check deposit
- Send money instantly for free
- 24/7 member support
- The premium checking account has a $4.95 monthly fee.
- New users only and must sign up through this campaign link.
- Receive to your Current Premium account a single $200 or more Payroll Direct Deposit within the first 45 days of opening your Current account.
- Payroll Direct Deposit must be made by an employer or payroll provider by ACH deposit.
- Transfers from Paypal, Zelle, Venmo, Square, and cashloads do not qualify as a payroll direct deposit.
- Current retains full discretion to determine qualification for bonus.
- The reward is paid to the individual’s Account within ten (10) business days after qualifying funds are first deposited into the individual’s new Account.
- To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
- This reward cannot be combined with any other enrollment bonuses, including a referral reward.
- Existing Current customers do not qualify, and must be new, first-time Current account holders who signed up through the campaign link.
Current Bank $120 Checking Bonus
Currently, the $100 checking bonus is unavailable.
Earn a $120 Checking Bonus
Current Bank is offering $120 bonus when you open a Premium checking account and meet the qualifying requirements.
- Account Type: Premium Personal Checking
- Availability: Nationwide, online
- Direct Deposit Requirement: Yes, $200+
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $4.95
- Early account termination fee: None listed
- Household limit: None listed
(No expiration date listed)
Editor’s Note: MyPoints also has an offer of 20,000 points.
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn The Bonus
- Install and open the app
- Open the app and create a Premium personal checking account
- Connect a payroll direct deposit of $200 or more
- Earn 12,000 SB that’s worth $120!
- Faster direct deposits
- Free overdraft up to $100
- Premium card
- More points earned on purchases
- Gas holds instantly refunded
- No hidden fees
- No minimum balance
- Free cash withdrawals
- Tools for money management
- Mobile check deposit
- Send money instantly for free
- 24/7 member support
- The premium checking account has a $4.95 monthly fee.
- Please allow up to 45 days after your deposits for SB to be credited to your account.
- This offer is only available to new Current customers.
- Must make $200 payroll direct deposit within 30 days of opening your checking account.
- Must submit valid name, address, credit card and other subscription information to earn SB.
- Offer may only be redeemed (1) per user.
- This offer is presented to you by Swagbucks on behalf of a third-party merchant or sponsor.
Give $1, Get $1 Referrals
You can invite your friends and family to sign up for Current, you can give them $1 cash bonus for opening an account. You’ll receive a $1 cash bonus in return for each successful referral.
How to participate:
- Head to the profile section of your Current app
- Click the ‘Earn Money’ button to generate your unique link.
- Click ‘Share your link’ and easily send your unique link out to your contacts.
- Watch your earnings grow!
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Bottom Line
All in all, Current Bank offers a rather account along with some novel features to expedite your banking experience. You are able to utilize fantastic and services that other financial institutions do not offer. Additionally, this account is perfect for those who would benefit from getting your paycheck faster as well as allowing multiple options for transferring money automatically.
Chime is another mobile bank. They’re currently offering a $100 bonus for new members, as well as $100 referrals.
Additionally, definitely take a look at our bank promotions, CDs, and Savings Accounts. Furthermore, for more information, check out our full list of some of the best Bank Rates and CD Rates nationwide.
For more current offers, see our bank bonuses page. Popular offers from banks like Chase, Huntington Bank, HSBC Bank, TD Bank, Bank of America, Wells Fargo, Citibank, & more.
For more Current Bank Promotions, see our list of the best bank account bonuses & savings account offers.
Feb 14th 2024- If anyone already has a Current Account but never used a $50 FREE referral code during opening, and has made a direct deposit of $200 can try using code JOHNS838 in the Rewards Add a Code section of the Current App, hopefully you’ll still get the FREE $50. Best of luck.
Only good if add direct deposit
Download the current app. At the bottom on the far right is your account info. Pick that, scroll down to current code and add the code.
I was told that I could get $50 on my new current card …welcome 50???? Can’t find how to get it on there.