You should take a look at IC Federal Credit Union promotions, bonuses, and offers here!
Currently, they are offering a $250 bonus with a new Checking Account.
*Compare IC Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
About IC Federal Credit Union
IC Federal Credit Union is headquartered in Fitchburg, Massachusetts. It was established in 1934 and has grown to 9 locations. IC Federal Credit Union’s CD rates are 17% higher than the national average, and it boasts an A+ health rating. If you are not a resident near any of the 9 locations, but still want to find great bonuses, check out our own list of bank bonuses nationwide!
- Availability: MA (Bank Locator)
- Routing Number: 211382850
- Customer Service: 978-343-3725
Eligibility: Membership in IC Federal Credit Union is open to those who live, work, worship, attend school, participate in an association with a headquarters, and organizations in Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. Membership is also open to family members and organizations of existing members. See current membership details |
IC Federal Credit Union has pretty competitive CD rates compared to traditional banks. However, you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
IC Federal Credit Union $250 Checking Bonus

Get up to $250 with IC Federal Credit Union.
Earn a $250 bonus from IC Federal Credit Union when you meet all the requirements.
- Account Type: Intelligent Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: None
- Direct Deposit Requirement: No
- Monthly Fee: None Listed
- Household Limit: 1
- Closing Account Fee: None
(Does Not Expire)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Up To $250 Checking Bonus
- Open a new personal Intelligent Checking account online.
- Next, you will have to:
- Make 12 debit card purchases.
- Have direct deposit or one ACH transaction per statement cycle.
- Receive electronic statements.
- Chip Debit Card
- No minimum Balance Required
- $5.00 ATM Fee Reimbursement
- Mobile App
- People Pay
- External Transfers
- Online Banking
- No Monthly Fees
- If qualifying requirements are not met, account will earn 0.05% APY and ATM fees will not be refunded
- Any non-refunded ATM fees may reduce earnings
- This offer is available for new accounts only and we may decline those who have had an Intelligent Checking account within the last 12 months
- Offer is only available to persons in IC’s Field of Membership, and cannot be combined with other offers
- You must be 18 years or older to open an online account
- This is a one-time bonus offer, per person, only
- A bonus is considered interest and therefore will be reported to the IRS on Form 1099-INT
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Bottom Line
IC Federal Credit Union is currently offering bonuses worth up to $250. While this promotion does offer a large variety of services and helps you better manage your finances, I would recommend this promotion only if it triggers a soft pull. Therefore make sure to contact your CSR and find out before applying!
We want you guys to keep us posted on your banking experience since your feedback helps us help you save and earn big! Feel free to comment below and we will continue to update and keep you guys posted on all the latest deals nationwide!
*Check back at this page for updated IC Federal Credit Union promotions, bonuses and offers.
I got denied for this bonus back in July with the letter saying because of Chex. I had opened 4-5 accounts in 2018 up until that point and 1 account in 2017.