Available nationwide, Premier Members Credit Union Money Market is offering an attractive 3.00% APY rate. Continue reading below to learn everything you need to know about Premier Members Credit Union.
About Premier Members Credit Union Money Market
Premier Members Credit Union was born from a partnership of two strong, financially sound credit unions with over 100 years of combined banking experience in both Boulder County and throughout Colorado. Premier Members CU is committed to their membership and serving and supporting their local communities. Between their full range of financial products, warm and friendly staff, and the countless services built to provide our membership with everything they need, there’s no limit to what they can do for you.
| Eligibility: Membership is open to anyone who makes a $5 donation to Impact on Education (a charitable organization run by the Boulder Valley School District) through the credit union’s online application. You are eligible for membership if you live or work within the boundaries of Boulder County. For the full list of eligible areas see the Full Membership Requirements. |
I’ll review Premier Members Credit Union Money Market below.
Note: Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Editor’s Note: There is also a $50 Referral Promotion bonus from Premier Members Credit Union, so if you are interested make sure to check it out!
Premier Members Credit Union Money Market 3.00% Rate
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- Account Type: Money Market
- Interest Rate: 3.00% APY
- Minimum Balance: None
- Maximum Balance:
- $0-$2,000: 3% APY
- $2,000-$5,000: 1.5% APY
- $5,000-$10,000: 0.75% APY
- Rates continue to decline
- Availability: Nationwide
- Credit Inquiry: Soft pull, which does not affect your credit
- Opening Deposit: $5 minimum
- Credit Card Funding: Unknown. Let us know.
- Monthly Fee: No monthly service fees
- Early Termination Fee: None Listed
(NCUA Insured)
Premier Members Credit Union ACH Capabilities & Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | ? |
| Pull | ? | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section if you have experience with Premier Members Credit Union’s ACH capabilities.
How to Earn Premier Members Credit Union Rate
- Premiers Credit Union offer a money market account with a reverse tiered interest rate (the more you have in the account, the lower APY you receive). The tiers are as follows:
- $0-$2,000: 3% APY
- $2,000-$5,000: 1.5% APY
- $5,000-$10,000: 0.75% APY
- Rates continue to decline
- This means the first $2,000 in the account will earn 4% APY, the next $3,000 will earn 1.5% APY etc.
| Balance Requirement | APY Rate |
| $0.01 – $2,000 | 3.00% APY |
| $2,000.01-$5,000 | 1.80% to 3.00% APY |
| $5,000.01-$10,000 | 1.12% to 1.80% APY |
| $10,000.01-$50,000 | 0.46% to 1.12% APY |
| $50,000.01-$100,000 | 0.38% to 0.46% APY |
| $100,000.01-$250,000 | 0.30% to 0.38% APY |
| $250,000 and over | 0.25% to 0.30% APY |
Why You Should Sign Up For This Account
- Direct Deposits
- No Fees
- Account Alerts
- Mobile Deposit
- Online Banking
Bottom Line
Check out Premier Members Credit Union and open a Money Market account if this seems like something you are interested in. This account is nice because there are no monthly requirements, however, you will only be earning 3.00% APY on the first $2,000 of your funds. If you max out the 3% then you’re only getting $60 annually in interest. Let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Bank Rates!
Check back often to see the latest info on Premier Members Credit Union Online Savings Account.
Representative said that Barclaycard Arrival and Chase sapphire preferred don’t go through as purchases! But most Mastercards are CA’s.
Just signed up and this is a soft pull. Also credit card funding works with Visa or Mastercard. I tried and it let me go up to $500.