How Do I Open a Huntington Bank Account?

If you’re at least 18 years old and you live in a qualifying state, you have the luxury of opening a Huntington Bank account online or in person. Either way, you’re going to need your Social Security number and ID (driver’s license, State ID, or Passport) to complete the process. Opening a bank account can get complicated if you aren’t prepared, so I’ve put together this guide to help make the process go as smoothly as possible for you. If you know how to open a Huntington Bank account but want to compare your options, check out our complete list of Huntington Bank Promotions.

Eligibility: Huntington Bank accounts are only available to residents of OH, KY, IL, IN, PA, WV, WI, and MI.

What You Need:

• Official Identification (Driver’s license, passport, etc.)
• Social Security Card
• Additional proof of address typically within range of a TD Bank (Copy of internet bill, credit card bill, etc.)

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Checking or Savings Account:

Here’s a little breakdown on the differences between checking and savings accounts:

• Checking Account:
  • Easy access to your money for daily transactions
  • Able to use a debit card or checks linked to the account to make purchases or pay bills
  • Can deposit checks or cash to any local ATM or Chase branch
• Savings Account:
  • Gives you the ability to accumulate interest on funds
  • Interest rates can be compounded on a daily, weekly, monthly, or annual basis
  • Secure way to save up money

How Do I Open a Huntington Bank Account? (Online)

1. Apply for checking account of your choice
2. Keep in mind that these promotions are not available to customers that have had a Huntington checking account in the last 6 months.
3. When you get to the landing page, click the “Apply Online” button.
4. Decide whether you want to open an individual account or a joint account.
5. Apply the promotion code by clicking the “Submit” button.
6. Click “Continue” and answer the following questions:
   • Are you a U.S. citizen?
   • Have you, or has anyone you know, ever held a political office outside of the U.S. (currently or in the past)?
   • Will you use this account to accept or make payments on behalf of your business?
7. Click “Continue” and add on or deny a Huntington Relationship Savings account.
8. Click “Continue” and fill out the Personal Information Form with your name, SSN, ID information, and occupation.
9. Click “Continue” and fill out the Contact Information Form with your name, address, phone number, and email address.
10. Click “Next Step” and your identify will be verified.
11. Once you’ve completed the application, agree to the terms and make an opening deposit if you’d like.
12. If you want to earn either checking bonus, you will need to make at least $1,000 in deposits within 60 days of account opening.

How Do I Open a Huntington Bank Account? (In-Person)

1. Sign up the checking account of your choice.
2. If you’re opening an account with a bonus, you’ll need to follow the link and click on the “Request a Branch Coupon” button before going to a Huntington Bank branch.
3. Enter your email address so Huntington can send a coupon to you.
4. Print out the coupon and head to your local Huntington Bank branch (Locator)
5. At the bank, ask to speak with a personal banker to set up a new bank account.
6. Present the coupon.
7. You will need to verify your identity with your driver’s license and social security number.
8. You will also need to provide contact information and information about your source of income.
9. Review the information with your banker.
10. If everything goes well, you should have access to your account right away.
11. If you want to earn either checking bonus, you will need to make at least $1,000 in deposits within 60 days of account opening.

Bottom Line:

I hope this guide was helpful for any readers that want to open their first account with Huntington Bank. At this point, all you need to do is review your account options from our list of Huntington Bank Promotions, collect the necessary documents, and sign up online or in-person! Once you’ve completed the process, you will be able to withdraw and deposit money safely through Huntington Bank.

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