Find an updated list of Ulster Savings Bank promotions, bonuses and offers here.
Currently, they have a $200 bonus when you open a new account and meet all the requirements.
About Ulster Savings Bank Promotions
Ulster Savings Bank is a mutual savings bank headquartered in Kingston, New York. The bank has 14 branches, all of which are in Ulster County, Orange County, or Dutchess County.
I’ll review the current Ulster Savings Bank offer below.
Ulster Savings Bank $25 Student Checking Bonus
Ulster Savings Bank is offering a $25 bonus when you open a new Smart Start Checking account.
- What you’ll get: $25 bonus
- Account Type: Smart Start Checking Account
- Availability: NY (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expiration unknown)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Get $25 deposited into your account when you complete a 10 module playlist in our online financial education center.
- After you have fully completed all 10 short modules, you will be able to download a certificate.
- Please deliver this certificate to the bank by mail, email, or in person when you open your new Smart Start Checking account to receive your $25 deposit.
- Minimum opening deposit of $25.
- Customer purchases checks after first free set.
- Other fees such as insufficient funds, overdraft privilege fee, continuous overdraft fee, etc. may apply.
- See fee schedule for details.
- Ask an account representative at time of account opening for details.
- Account credit is reported on a 1099-INT as interest earned.
- No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only.
- Fees may apply at other ATM locations.
- Certain restrictions, terms, and conditions apply.Contact 1-800-Mastercard for more details.
(Expired) Ulster Savings Bank $200 Checking Bonus
Ulster Savings Bank is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: NY
(Expires March 30, 2022)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
Editor’s Note: Offer available with new checking account relationships only at the Poughkeepsie, Red Hook or Wappingers Falls.
How To Earn Bonus
- Open a qualifying checking account.
- Set up to receive a recurring direct deposit within 90 days.
- This offer is good for new personal checking accounts opened through March 30, 2022.
- Recurring payroll, social security or pension direct deposit must be active within 90 days of opening your new checking account in order to receive $200 bonus credit to your new USB checking account.
- You must be 18 years of age to open this account.
- Bonuses are considered interest and will be reported on IRS Form 1099-lNT.
- Offer available with new checking account relationships only.
- Offer does not apply to accounts opened online.
- Other conditions may apply.
How To Waive Monthly Fees
- Free Business Checking: None
- Free Non-Profit Checking: None
- Smart Start Checking: None Listed
- Ultra Smart Checking: $8 monthly fee. Maintain a $2,500 minimum daily balance to avoid the monthly account fee
- Smart Value Checking: $6 monthly fee. Maintain a $1,000 daily balance, enroll in eStatements and set up direct deposit to avoid the monthly account fee
- Smart Choice Checking: $5 monthly fee. Maintain a $500 daily balance or enroll in eStatements to avoid the monthly account fee
- Bank Smart Checking: $3 monthly fee. Maintain a $100 daily balance or enroll in eStatements to avoid the monthly account fee
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Bottom Line
Ulster Savings Bank offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime!
Your feedback is highly appreciated and makes our site even better!
While they have a generous bonus, Ulster Savings Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Ulster Savings Bank promotions, bonuses and offers.
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