Provident Credit Union is offering a $300 bonus when you open a qualifying checking account with promo code 3030.

To earn the $300 New Account Bonus, simply do these four things to receive the account bonus within 120 days of account opening:

Deposit a minimum of $25 within 60 days from account opening
Make purchases of $400 or more using a Provident debit and/or credit card for two consecutive months, starting the month following your checking account opening
Have direct deposits or automatic credits of at least $500 for two consecutive months, starting the month following your checking account opening
Enroll in online banking and e-Documents with valid e-mail address

Table of Contents

Provident Credit Union $300 Checking Bonus

What you’ll get: $300 bonus
Account Type: Checking
Availability: CA (only these areas: City of LA, Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco).
Direct Deposit Requirement: Yes, $500+ for two consecutive months
Credit Inquiry: Hard pull for membership (report of soft pull in branch)
ChexSystem: Yes, sensitive
Credit Card Funding: Up to $1,000
Monthly Fees: None, but there is a $10 joining fee (waived online)
Early Account Termination Fee: None
Household Limit: One

$300 Bonus at Provident Credit Union

(Offer Expires 08/31/2022)

Editor’s Note: There is an alternative link that you can use to access this deal. Click here.

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

Fine Print

You must be a new Provident Credit Union member, 18 or older and reside in one of the following counties in California: Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco.
You are not eligible if you are a current owner or signer on a Provident Credit Union personal or business account or if you have been an owner or signer on a Provident Credit Union personal or business account within the last two years.
One New Account Bonus per household/business.
To be eligible, you must open one of the following checking accounts: Super Reward Checking, Provident Checking or Simply Free Checking; all other checking accounts are not eligible for the bonus.
New Account Bonus offer may expire anytime. This offer cannot be combined with any other offers. The minimum balance for the Membership Savings account is $5.00.
You must fund your Checking account within the first 60 days of account opening with a minimum deposit of $25.
If you fail to fund your Checking account within the first 60 days you are no longer eligible for the New Account Bonus and your account(s) will be closed.
In order to qualify for your New Account Bonus your account must be active and in good standing for two consecutive months following the month that your account is opened.
All qualifying purchases and transactions referred to as “per month” or “monthly” only count towards the requirement of the month in which they POST, which will be on a business day (Monday – Friday) and may take one or more business days from the purchase/transaction date.
Your account is deemed active by: (1) making purchases of $400 or more using a debit and/or credit card per month, AND (2) performing monthly direct deposits or automatic credits of at least $500 into your checking account, AND (3) enrolling in Provident’s online banking service and e-Documents with valid e-mail address.
If your account remains inactive after 90 days from account opening you are no longer eligible for the New Account Bonus.
Your account is in good standing if you: (1) demonstrate responsible account management—such as making regular deposits to bring your account to a positive end of day balance at least once every 30 days (including the payment of all credit union fees and charges); (2) avoid excessive overdrafts suggesting the use of Courtesy Pay Overdraft as a continuing line of credit; (3) there are no legal orders, levies or liens against your account.
New Account Bonus: We generally pay the New Account Bonus by crediting your Provident Credit Union Checking account.
If Provident funded your savings account at account opening, you will receive the difference between your initial $5.00 Savings account bonus and the stated bonus within 120 days of account opening.
We may report the value of the New Account Bonus to the IRS and any applicable taxes are the responsibility of the member.