Earn $300 when you open a UMB Value Checking account with UMB Value Bank. You may earn a $300 reward if you open a new UMB Value bank account and complete all qualifying activities.
To qualify for the reward, fund the account with the minimum opening deposit of $100; and have qualifying direct deposits totaling $2,000 or more post to the account within 60 days of account funding2; and account must remain open for at least 120 days after account funding.
UMB Bank $300 Checking Bonuses

$300 Checking Bonuses
- Account Type: UMB Value Checking Account
- Availability: AZ, CO, IL, KS, MO, NE, OK, TX
- Direct Deposit Requirement: Yes, at least $500
- Hard/Soft Pull: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fee: Yes, but waivable
- Early account termination fee: 30 days, or bonus surrendered
- Household limit: 1
(Offer expires September 30, 2021)
Fine Print
- Checking account eligibility: All account applications are subject to approval.
- Valid only for new UMB Value Checking accounts.
- Please read account description carefully.
- To be eligible for this special offer, you must apply for the new UMB Value Checking account via the “Apply Now” button on this page or in-person at a UMB branch, and complete the special offer requirements.
- You must present the flyer or mention this special offer when opening a new UMB Value Checking account at a UMB branch.
- Customers who have previously applied for a personal checking account special offer are not eligible for this promotion.
- Funds used to establish the account (the “opening deposit”) must not currently be on deposit at UMB and you cannot currently be an owner or co-owner of a UMB personal checking account.
- Accounts not funded by the last day of the first full month following account opening will be closed.
- You must reside in one of the following states to apply for the special offer: Arizona, Colorado, Illinois, Kansas, Missouri, Nebraska, Oklahoma, Texas.
- UMB associates are not eligible for this special offer.
- Special offer available one time per individual; for accounts with multiple owners, earned special offer will only be paid once.
- Earned special offer will be paid to the eligible UMB Value Checking account within 15 days of meeting all applicable special offer requirements.
- Eligibility will be verified prior to paying out the $300.00 special offer. Earned special offer will be reported to the IRS as interest income.
- Fees and charges may reduce earnings on your account.
- Contact a UMB associate for more information.
- Special offer expires September 30, 2021.
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Bottom Line
Make sure you check out UMB Bank to earn $300 bonus promotion. Be sure to take advantage while you can before it is too late!
We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, see our list of the latest UMB Bank Promotions or check out our full list of bank promotions.
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