1. Click on the referral link to be taken to the referral page. Insert your name, email, and birthdate to confirm so a unique promo code will be generated for you.

2. Open a savings account and a checking account using the unique promo code at the time of applying, either online or in branch. Just check both accounts, and apply promo code.

3. Savings account minimum deposit is $5 to open. Within 60 days of opening the new checking account, deposit a minimum of $50 into the checking account and complete at least 10 Debit Card purchases.

4. Receive $50 bonus.

There are no fees and no minimum balance requirement. Make sure to keep at least $0.01 in the checking account until bonus is received.