Take a look at the most recent SECNY Federal Credit Union promotions, bonuses, and offers here.
Currently, they are offering a $200 bonus for opening a new checking account with certain requirements.
About SECNY Federal Credit Union Promotions
Chartered in May 1971, the credit union is a member-owned, non-profit, full-service financial institution. The very nature of SECNY has been to serve its schools, students and their families, thus serving a very important part of the Central New York Community. However, if you are not a resident of New York, you can find other great bank bonuses, bank rates, and CD rates found nationwide!
- Availability: NY (Bank Locator)
- Routing Number: 221381304
- Customer Service: 315-469-5599
However, although SECNY Federal Credit Union doesn’t offer the best rates, definitely continue reading below. Furthermore, take a look at our list of bank rates for more financial products!
SECNY FCU $25 Referral Bonus

Earn a $25 bonus at SECNY FCU!
SECNY Federal Credit Union is offering a promotion where you can earn a $25 bonus for referring a friend who opens a new checking account and meets the requirements.
- Account Type: Checking Account
- Availability: NY
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: None listed
(Offer expires September 30, 2020)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $25 Referral Bonus
- Refer a friend to open a SECNY FCU account with your referral form.
- New member (“referred”) must open Savings, Checking Account with Debit Card, enroll in eStatements, and have current Direct Deposit into a SECNY account in order to qualify.
- Online Check Imaging
- Online Bill Pay
- E-Statements
- Overdraft Protection
- Courtesy Pay
- There are no monthly fees
- All current SECNY accounts affiliated with the current member (“referring”) must be in good standing. New member (“referred”) must open Savings, Checking Account with Debit Card, enroll in eStatements, and have current Direct Deposit into a SECNY account in order to qualify. The referred member must not have any existing SECNY account relationships. Limit to one $25.00 deposit per new member account. All new accounts subject to ChexSystems verification. Upon successful account opening by the referred new member, $25.00 will be deposited into the referring member’s Share Savings Account. Referring members must also have an established direct deposit relationship with SECNY. Offer valid from July 1, 2021 until September 30, 2021.
(Expired) SECNY Federal Credit Union $200 Checking Bonus

Earn a $200 bonus when you open a checking account.
SECNY Federal Credit Union is offering a promotion where you can earn a $100 bonus for opening a new checking account and meeting the requirements.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: None listed
(Offer expires March 31, 2020)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $200 Checking Bonus
- Open the following qualifying services and are in good standing for a period of 90 days: Savings, Checking, Debit Card, Online Banking, eStatements and Direct Deposit with minimum $500 successfully deposited for three consecutive months (90 days).
- Online Check Imaging
- Online Bill Pay
- E-Statements
- Overdraft Protection
- Courtesy Pay
- There are no monthly fees
- All new accounts subject to ChexSystems verification.
- Cash bonus will be direct deposited to member’s 01 Share Savings account in the month following 90-day period provided all qualifying service requirements are met
- Member must be in good standing.
- However, note bonuses are considered interest and will be reported to the IRS.
- Offer subject to change without notice.
- Contact SECNY for details.
(Expired) SECNY Federal Credit Union $200 Checking Bonus

Receive a $200 bonus with SECNY
If you are a school employee of Central New York, you can open a Checking Account and earn a $200 bonus.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: None listed
(Offer expires March 31, 2020)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Earn $200 Checking Bonus
- $200 bonus available to Perks members who open the following qualifying services and are in good standing for a period of 90 days: Savings, Checking, Debit Card, Online Banking, eStatements and Direct Deposit with minimum $500 successfully deposited for three consecutive months (90 days)
- Online Check Imaging
- Online Bill Pay
- E-Statements
- Overdraft Protection
- Courtesy Pay
- There are no monthly fees
- All new accounts subject to ChexSystems verification.
- Cash bonus will be direct deposited to member’s 01 Share Savings account in the month following 90-day period provided all qualifying service requirements are met and member is in good standing.
- Bonuses are considered interest and will be reported to the IRS.
- Certain conditions apply.
- Offer subject to change without notice.
- Valid January 1, 2020 through March 31, 2020.
- Contact SECNY for details.
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Bottom Line
Lastly, this is a rather generous bonus that you can earn from SECNY Federal Credit Union, so if you have a location near you, I recommend you check it out while you can. Additionally, you’ll gain access to a range of features to better your banking experience.
However, before opening the account, be sure to check with SECNY to find out if it is hard pull or soft pull and let us know in the comments.
Additionally, definitely check back at this page for updated SECNY Federal Credit Union promotions, bonuses and offers.
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