Read on to learn more about Affinity Federal Credit Union promotions, bonuses and offers here.
Take advantage of the $100 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
About Affinity Federal Credit Union Promotions
Affinity Federal Credit Union is a member owned financial institution that aspires to put their people before their profits. They are currently the largest credit union with headquarters in New Jersey, with branches spread through New York and Connecticut.
| Eligibility: You are eligible to become a member if you are employed at one of over 2,000 that are apart of Affinity Community. |
I’ll review the offers below.
Affinity Federal Credit Union $150 Checking Bonus (Targeted)
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: Nationwide. (2,000 ways to join, but join by making a one-time $5 donation to the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition). Branches are in CT, CJ, NY (Bank Locator)
- Direct Deposit Requirement: Yes, $1500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Credit Card Funding: Up to $1000 with Visa, Mastercard or Discover.
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
Editor’s Note: You can see the terms here.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the $150 bonus, you must establish a recurring, qualifying direct deposit of $1,500 or more for three consecutive months.
- To receive the $150 bonus, you must establish a recurring, qualifying direct deposit of $1,500 or more for three consecutive months.
- The first direct deposit must post to your checking account on or before March 31, 2023.
- A qualifying direct deposit is an automatic electronic deposit known as an ACH (Automated Clearing House) of your payroll, Social Security, unemployment, or pension in the amount of $1,500 or more.
- Multiple deposits totaling $1,500 do not qualify.
- External and internal transfers, mobile deposits, cash or check deposits, person-toperson payments such as Zelle®, and non-payroll ACH transactions or payments do not qualify as a direct deposit.
- We reserve the right to request proof of direct deposit to determine eligibility.
- Bonus will be deposited into your checking account by June 30, 2023, after all qualifying criteria has been met. Offer excludes Business Checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income and may be reported on an IRS 1099 Form, if applicable.
- Limit of one bonus per person.
- This promotion is only available to the member who received the advertisement within the Online and Mobile Banking platform.
- This offer is non-transferrable.
- Employees of Affinity Federal Credit Union or any of its subsidiaries, affiliates or promotional agencies are not able to participate.
- Additional exclusions may apply.
- Offer subject to change without notice.
- Affinity reserves the right to change, modify, or revoke this offer for any reason at any time.
Affinity Federal Credit Union $100 Checking Bonus *Expired*
- What you’ll get: $100 bonus, your friend gets $100 bonus
- Account Type: Checking Account
- Availability: Nationwide. (2,000 ways to join, but join by making a one-time $5 donation to the New Jersey Coalition for Financial Education or the Connecticut Jump$tart Coalition). Branches are in CT, CJ, NY (Bank Locator)
- Direct Deposit Requirement: Yes, $100+
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive (not sensitive in-branch)
- Credit Card Funding: Up to $1000 with Visa, Mastercard or Discover.
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires September 30, 2022)
Editor’s Note: You can see the terms here.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Affinity Federal Credit Union is offering a $100 referral bonus to both parties when the new member opens an affinity cash back debit account with a direct deposit of $100+ within 60 days of account opening
- The Member, or Referrer. Members of Affinity Federal Credit Union in good standing and 18 years of age or older with an active Affinity checking or savings account are eligible to participate. Once a member makes a referral, they become a “Referrer” and will be provided with a unique referral link that allows them to receive a $100 bonus for each referred friend or family that has met all the qualifying criteria as defined below. The member may earn a maximum of $1,000 in referral bonuses per calendar year, which equates to 10 friends, family or colleagues completing the qualifying criteria. There is no limit to the number of referrals a member can make.
- The Friend, Family or Referred. In order to receive the $100 bonus, the referred friend or member must 1) Open an Affinity Cash Back Debit account 2) Make a qualifying direct deposit of $100 or more within 60 days of account opening. A qualifying direct deposit is an automatic electronic deposit known as an ACH (Automated Clearing House) of your paycheck, Social Security, pension, or other recurring income in the amount of $100 or more. Multiple deposits totaling $100 do not qualify. External and internal transfers, mobile deposits, cash, or check deposits and person-to-person payments such as Zelle®, do not qualify as a direct deposit. Offer valid only for new members who join Affinity.
- Fulfillment. Bonus will be deposited into the referring member and new member’s checking account by the last business day of the month following completion of all qualifying criteria (for example: if the new member’s account is opened on July 15, 2022; qualifying deposits are made by August 13; $100 bonus will be deposited to the members eligible checking or savings account and the new member’s Cash Back debit account by September 30, 2022). Bonus may be reported as taxable income and will be reported on an IRS 1099 Form, if applicable. Additional exclusions may apply. Offer subject to change without notice.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Affinity Federal Credit Union $150 Checking Bonus *Expired*
Earn a $150 bonus at Affinity Federal Credit Union!
Take advantage of the $150 bonus from Affinity Federal Credit Union when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: CT, NY
(Expiration unknown)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To get the $150 checking account bonus:
- Live in New York or Connecticut and open an Affinity Checking or MoreChecking Account
- Register for Online and Mobile Banking and sign up for eStatements
- Within 30 days of account opening make a minimum $200 monthly deposit for three (3) consecutive months
- To receive the $150 bonus, you must reside in New York or Connecticut and open an new Affinity Checking or MoreChecking; make one deposit totaling $200 or more, per month, for 3 consecutive months.
- The monthly deposit of $200 or more must be made by direct deposit, a transfer from another financial institution, mobile deposit, ATM or at any Affinity branch.
- The first deposit must be made within 30 days, the second deposit within 31-60 days and the third deposit 61-90 days of the account opening date.
- You must register for Online and Mobile Banking and sign up for eStatements in Online or Mobile Banking within 30 days of account opening.
- Offer valid only for new members who join Affinity within 30 days of opening the checking account or existing members without an Affinity Checking or MoreChecking account. Bonus will be deposited into your checking account within 30 days of completing the qualifying activities.
- Bonus offer excludes Business checking, Teen Checking and Revolution Spend accounts.
- Bonus may be reported as taxable income.
- Limit of one checking bonus per member.
- Additional exclusions may apply. Offer subject to change without notice.
- Affinity Checking: There is no minimum opening deposit or balance requirement.
- MoreChecking: There is no minimum opening deposit.
- Minimum balance to earn the standard 0.05% APY is $1,000.
- Rate may change after the account is open.
- Fees could reduce earnings.
Affinity Federal Credit Union $500 Business Checking Bonus *Expired*
Earn up to $500 when you open a business account!
Affinity Federal Credit Union is offering a $500 bonus when you open a new business checking account.
- What you’ll get: $500 bonus
- Account Type: Business Checking and Money Manager Account
- Availability: CT, CJ, NY
(No Expiration Date)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
EARN THE BUSINESS BONUSFINE PRINT
- Open a Business Basics or Business Performance Checking account AND a new Affinity Business Money Manager account with an average daily minimum balance of $50,000 between both accounts.
- After maintaining your account for 90 days with the required daily minimum balance and completing a minimum of 15 account transactions.
- Once all of the qualifying criteria have been met your checking account will be credited with the bonus within 45 days.
- Limit of one bonus offer per business member.
- However, this is a limited time offer.
- Subject to change without notice.
- Additionally, fees may apply to Business Basics and Business Performance Checking accounts.
- See Business Fee Schedule for more details.
How to Waive Monthly Fees
- More Checking: No monthly fees
- Smart Savings: No monthly fees
- MoreSavings: No monthly fees stated
- Business Basics Checking: No monthly fees stated
- Business Performance Checking: No monthly fees stated
- Business Savings: No monthky fees
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Bottom Line
Lastly, Affinity Federal Credit Union has access to over 5,000 shared branches nationwide. However, if you are unable to visit one, you can still take advantage of their services like online banking and mobile banking.
Affinity Federal Credit Union doesn’t have great rates for CDs and Savings, Consequently, you may want to check out our full list of Bank Rates and CD Rates.
Compare Affinity Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Additionally, check back at this page for updated Affinity Federal Credit Union promotions, bonuses and offers.
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Georgia’s Own Credit Union Promotions: $400 Checking Bonus (GA) – Ends 9/30/23
Affinity is still offering a $100 bonus for opening a new cash debit checking account with a referral code with direct deposit of $100 or more within 60 days. Here’s my code fif you need one! https://share.affinityfcu.org/Elaine
https://share.affinityfcu.org/bhavinpatel0708
they asked me to send cleat copy of SS CARD and I refused to do it