Rated 4.5 out of 5 stars, USAA’s Free Secure Checking account has no monthly service fees, no annual fees, and no minimum balance requirements. With this checking account, you will receive access to free ATMs nationwide, free direct deposits, and free transfer and bill payments. If you wish, you can also keep your budget on track easily with your account service fee schedule. There are also many other benefits and features you will receive such as personal budgeting tools and much more!
USAA is dedicated to serving military members and their families by offering more benefits than any other major financial service provider nationwide. Join a bank that saves you money and provides banking for your everyday life. In one year, USAA Bank saved its members over $345,000,000. USAA’s free checking is designed around your needs. Your checking account is the core of your financial life. Make sure it’s with a bank you can trust.
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USAA Bank Account Info:
- Sign Up!
- Account Type: Free Secured Checking Account
- Availability: Nationwide (Bank Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $25
- Credit Card Funding: Unknown. Let us know.
- Direct Deposits: Free
- Monthly Fee: $0
- Additional Requirements: None
- Closing Account Fee: None
USAA Free Secured Checking Features:
- A Free Checking Account That Saves You Money
- No monthly service fees
- No minimum balance requirements.
- Free ATMs nationwide.
- Free direct deposits.
- Free transfers and bill payments
- Deposits are Easy and Convenient: Deposit@Mobile lets you take a picture of your check from our mobile app if you qualify. Direct Deposit can be set up for your paycheck. USAA makes it easy with their prefilled forms.
- Deposit-capable ATMs can take cash or checks.
- Deposit-capable ATMs can take cash or checks.
- Pay and manage your bills with Web BillPay
- Send money to anyone from your phone using an email or mobile number.
- Use Mobile Wallet options to securely pay stores with just a tap of your finger: Apple Pay™, Android Pay™ and Samsung Pay™.
- Personal Budgeting Tools: View balances and activity for all of your accounts, even accounts from other banks.
- Set up a spending plan to help you stay on track.
- Get alerts about your spending.
- Overdraft protection options
USAA Member Eligibility:
Membership is open to:
- Active Military: Individuals who are currentlly serving in the U.S. Air Force, Army, Coast Guard, Marines, and Navy.
- Former Military: Those who have retired or separated from the U.S. military with a discharge type of Honorable.
- Family: Widows, widowers and un-remarried former spouses of USAA members who had USAA auto or property insurance while married and individuals whose parents have or had USAA auto or property insurance.
- Cadets or Midshipmen: Cadets and midshipmen at U.S. service academies, in advanced ROTC or on ROTC scholarship, plus officer candidates within 24 months of commissioning.
With roots grounded in the military, USAA bring its methods to your finances, and its values to their service through an exclusive suite of financial products, tools and advice.
Why You Should Apply For This Account:
- Easy and Convenient Deposits: USAA has a ton of ways to make depositing easy for you. From DepositMobile, Easy Deposit, and Deposit-capable ATMs, making a deposit is as easy as ever now.
- Online and On the Go Tools: You can securely pay people and manage your money with the tools USAA provides. Be able to view balances and activity for all of your accounts, set up a spending plan to help you stay on track, get alerts on your spending, pay and manage your bills via Web BillPay, Send money using your phone, and much more.
- Free and Secure: Receive all the benefits of this account with no annual or monthly fees. There are no minimum balance requirements and many free features and benefits!
Bottom Line:
If you are affiliated with the military in any way, check out the Free Secure Checking account from USAA. Get the USAA Free Secure Checking and gain access to exclusive tools USAA provides that allow for easy and convenient deposits, free and friendly tools to pay people and budget your account, and much more. This account is good for just about anyone and I highly recommend giving it a shot. It’s easy to switch to USAA Bank so definitely check it out. For more bank offers, see the complete list of Bank Promotions!
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