First Mid-Illinois Bank & Trust Review: $40 Checking Bonus (IL)

If you live in Mid-Illinois, you can sign up for a new Classic Checking account from First Mid-Illinois Bank & Trust and earn a $40 Checking Bonus. To earn this bonus, all you need to do is open a new Classic Checking account and register/activate the program. After that, you need to spend at least $100 every quarter-year. The credit union offers its members a 10% cash back rebate of up to $10 per quarter, $40 per year. As long as you send in your itemized receipts for up to $100 of purchases to the bank at the end of each quarter, you should be eligible for this offer. There are additional terms and conditions that aren’t detailed on the site, so you may want to ask a CSR about the program.

Credit goes to Dorianne for letting us know about this bank bonus through our Rewards Program. Let us know if you find a new bank bonus and get paid!

Eligibility: First Mid-Illinois Bank & Trust has 46 banking centers in 33 communities across Mid-Illinois.

	BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. During the promotional period, from November 1, 2024, to February 3, 2025
	Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review
	Truist Checking: Earn $400 cash bonus when you receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. Learn More---Truist Checking Review
	HSBC Premier Checking Account: You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities. Member FDIC Terms

First Mid-Illinois Bank & Trust $40 Bonus:

• Sign up Offer
• First Mid-Illinois Bank & Trust Checking Bonus PDF Printout
• Account Type: Classic Checking
• Availability: IL (Bank Locator)
• Expiration Date: None
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Opening Deposit: $100 Minimum
  
• Credit Card Funding: Unknown. Let us know.
• Direct Deposit Requirement: No
• Monthly Fee: $4.95
• Additional Requirements: Spend at least $100 per quarter
• Closing Account Fee: Account must be open and membership must be active to receive the rebate.

Earn First Mid-Illinois Bank & Trust Bonus:

1. Open a new Classic Checking account from First Mid-Illinois Bank & Trust.
2. Register for the Cash Back Member Rewards Program.
3. Spend at least $100 in one quarter.
4. Send in all of your receipts at the end of the quarter.
5. Repeat steps 3 and 4 for the entire year.
6. If you’re earning the maximum cash back, you should receive $40 in rebates by the end of the year.

How To Avoid Monthly Fees:

• Classic Checking: Avoid the $4.95 monthly fee by maintaining a $5,000 daily minimum balance or $50,000 in maintained in total deposit balances with First Mid.

Bottom Line:

For those of you living in Mid-Illinois, First Mid-Illinois Bank & Trust is offering new members the chance to earn a $40 Checking Bonus. All you need to do for this offer is sign up for a Classic Checking account and meet a certain spending requirement every quarter. To read the breakdown of the offer, check out the information above. Those of you who have banked with First Mid-Illinois Bank & Trust, comment below and let us know what kind of credit inquiry they perform and whether or not members can fund a new account with a credit card. Your feedback makes this site even better! For more bank offers, see the complete list of Bank Deals!

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Click here to learn how to apply