Find the latest First Citizens Bank promotions, bonuses, and offers here.
Currently, they are offering a $300 and $500 checking bonus.
About First Citizens Bank Promotions
First-Citizens Bank & Trust Company is a North Carolina state-chartered commercial bank headquartered in Raleigh, North Carolina. It is a wholly owned subsidiary of First Citizens BancShares, Inc, a Delaware financial holding company also headquartered in Raleigh. As one of America’s largest family-controlled banks, First Citizens understands the financial decisions you make today will shape the way you live for decades. And they plan to be there with you, every step of the way. If you don’t live near a branch, you can see more bank bonuses that are available in multiple states and nationwide.
- Availability: AZ, CA, CO, DC, FL, GA, KS, MD, MO, NC, NM, OR, OK, TN, TX, VA, WA, WV (Bank Locator)
- Routing Number: See List here
- Customer Service: 1-888-323-4732
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
I’ll review the current offers below.
First Citizens Bank $300/$500 Checking Bonus
First Citizens Bank is offering a $300 or $500 bonus when you open a new personal checking account and meet all the requirements.
- Account Type: Premier Checking Account, Free Checking Account
- Credit Inquiry: Recent DP says Soft Pull, older DP says Hard Pull
- ChexSystems: Unknown
- Opening Deposit: $100 (Premier Checking), $150 (Free Checking)
- Credit Card Funding: Up to $1,000
- Direct Deposit Requirement: None
- Monthly Fee: Yes
- Additional Requirements: See below
- Household Limit: 1
- Closing Account Fee: None listed
(None Listed)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn $300/$500 Checking Bonus
- $300 Bonus
- To receive Free Checking bonus of $300 you must open a new Free Checking account (min opening balance $50)
- Establish direct deposit of at least $1,000 per month OR make 10 debit transactions within 90 days of account opening
- Enroll in eStatements
- You must concurrently open any new savings account. eSavings is available online only with a minimum opening balance of $25.
- $500 Bonus
- To receive Premier Checking bonus of $500 you must open a new Premier Checking Account
- Maintain a combined Checking and Savings average deposit balance of $15,000 or more for 90 days
- You must establish direct deposit of at least $4,000 per month OR make 10 debit transactions within 90 days of account opening.
- You must concurrently open any new savings account
- Access to more than 500 branches and ATMs nationwide
- First Citizens Digtal Banking with Manage My Money
- Digital Wallet Makes Payments Quick And Easy
- Account Alerts Help Keep You Protected
- eSavings: $5 maintenance fee is waived if you maintain a daily ledger balance of $300 or more.
- Free Checking: There are no monthly fees with this account
- Select Checking: Waive the $12 monthly fee with just one of the following:
- ACH direct deposits totaling $250 or more per month into this account.
- An average daily balance of $1,500
- Premier Checking: Waive the $18 monthly fee if you meet just one of the following
- $5,000 combined daily balance
- ACH Direct Deposits totaling $4,000 or more into your Premier Checking account
- This offer is valid only on accounts where all account owners are new checking customers.
- A new checking customer is one who is not a current or prior owner customer of a First Citizens Bank checking account.
- Eligible customers received a direct communication with the offer and must present the accompanying offer code at account opening.
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Bottom Line
These are all the current First Citizens Bank promotions and offers. If you are interested in posts like this, I encourage you to check out our other reviews here on HustlerMoneyBlog!
Feel free to leave a comment below informing us about your experience with this bank. Your feedback is highly appreciated and makes our site even better!
*Check back for updated First Citizens Bank promotions, bonuses and offers.
Helpful Tips
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
First Citizens Bank will not honor the $300 incentive for opening a checking account. I opened an account with them in April and fulfilled all the requirements only to be told today that I have not received the incentive because I have to personally receive the promotion from them in the mail. I’m closing my account this week.
TARGETED. Says the rep.
Almost 3 years later. Approved.(?) Fingers crossed.
got two hard pulls from this…
1st: apply online (rejected)
2nd: apply at branch
I hope it counts as one inquiry in one month.
Definitely a hard pull.