Find an updated list of CAP COM Federal Credit Union promotions, bonuses and offers here.
Currently, they have a $150, $300, $600, $1350 bonus for a new account.
About CAP COM Credit Union Promotions
CAP COM Federal Credit Union has been serving your banking needs since 1953. Their mission is to benefit every member, every time, every day. They are committed to delivering quality products the right way and on time. They have 11 locations in New York. If you aren’t a resident in the area, take a look at our list of bank bonuses that are found nationwide for more suitable offers.
| Eligibility: Membership in Cap Com Federal Credit Union is open to those work, worship, attend school or live in Green Island, Watervliet, Troy, Schenectady, Rensselaer, Mechanicville, Cohoes and Albany. Employees of over 700 Capital Region Member companies and organization are also eligible; as are students at nearly 80 local schools through the School Banking Program. See current membership details. |
CDs and Savings Accounts are another great way to earn and save money. However, this credit union doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
I’ll review the CAP COM Federal Credit Union Promotions below.
CAP COM Federal Credit Union $1,350 Bonus
Earn up to a $1,350 bonus with this offer from CAP COM.
- What you’ll get: Up to $1,350 bonus
- Account Type: Checking, Savings, MMA, CD
- Availability: NY (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: None
- Household Limit: Not listed
- Closing Account Fee: Not listed
(Expires 03/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- There are THREE ways to earn money! Start earning more on your savings. Make the most of great rates plus get a one-time cash bonus.
- Bonus Opportunity #1: Receive a one-time bonus of up to $600 for a qualified deposit into a Regular Share (Savings), Share Draft (Checking), or Money Market account. Investment portfolios, retirement accounts (Roth and Traditional IRAs) and Representative Payee accounts do not qualify.
- $150 bonus: $15,000 – $49,999.99 Savings, Checking, Money Market Deposits
- $300 bonus: $50,000 – $99,999.99 Savings, Checking, Money Market Deposits
- $600 bonus: $100,000+ Savings, Checking, Money Market Deposits
- Bonus Opportunity #2: Receive a one-time bonus of up to $600 for opening a new Share Certificate. Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify.
- $150 bonus: $100,000 – $249,999.99 Share Certificate Amount
- $300 bonus: $250,000 – $499,999.99 Share Certificate Amount
- $600 bonus: $500,000+ Share Certificate Amount
- Bonus Opportunity #3: Receive $150 when creating a new, recurring direct deposit of at least $150. The direct deposit may be any recurring frequency and must remain active for 60 days to qualify.
- The bonus period is June 12, 2023 – March 31, 2024. There are three ways to earn bonus money. You can receive one bonus for each category described below. Members must first complete an enrollment form on https://www.broadviewfcu.com/cash-in or https://www.capcomfcu.org/cash-in within seven calendar days of their qualified deposit before being eligible for any bonus. New and existing members of Broadview Federal Credit Union are eligible. Members must remain in good standing throughout their eligibility period. Must be at least 14 years of age to participate in the direct deposit category and 18 years of age to participate in the Cash-In categories. All references to days are calendar days.
- Bonus Opportunity #1: Receive a one-time bonus of up to $600 for a qualified deposit into a Regular Share (Savings), Share Draft (Checking), or Money Market account. Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify.
- To qualify for the program, you must make at least one new money deposit into a Share, Share Draft or Money Market account on which you are an owner (including any on which you are a joint owner). The amount of the new money deposit, which must be at least $15,000, determines the amount of the bonus you may qualify for based on the tiers shown in the table at the top of this webpage. To qualify for an incentive payout, you must maintain, for 60-days, an average balance of at least $15,000 (or the amount of your new money deposit) plus your total aggregate balance in all Share accounts you own calculated on the day before you made the qualified deposit.
- For example: If your total aggregate balance in all Share accounts you own was $2,000 the day before making a $15,000 new money deposit, your 60-day total average balance must be greater than or equal to your $15,000 new money deposit plus your starting balance ($2,000). Thus, your 60-day total average balance of all Share accounts you own must be at least $17,000 to receive an incentive payout in this example.
- To receive the bonus you intended with your deposit, it is important to note that any transaction activity on any Share accounts you own that results in an average aggregate balance that is less than the required amount, as described above in the example, may reduce your bonus or exclude you from the program.
- If you qualify, the bonus will be deposited 15 days after that 60-day period into the account where the eligible deposit was made or into your oldest primary savings account, if your qualifying deposit was made into a non-dividend-bearing checking account.
- This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
- Bonus Opportunity #2: Receive a one-time bonus of up to $600 for opening a new Share Certificate. Investment portfolios, retirement accounts (Roth and Traditional IRAs), and Representative Payee accounts do not qualify.
- To qualify for the program, you must make at least one new money deposit into a Share Certificate account on which you are an owner (including any on which you are a joint owner). The amount of the new money deposit, which must be at least $100,000, determines the amount of the bonus you may qualify for based on the tiers shown in the table at the top of this webpage. To qualify for an incentive payout, you must maintain, for 60-days, an average balance of at least $100,000 (or the amount of your new money deposit) plus your total aggregate balance in all Share Certificate accounts you own calculated on the day before you made the qualified deposit.
- For example: If your total aggregate balance in all Share Certificate accounts you own was $25,000 on the day before making a $100,000 new money deposit into a new Share Certificate, your 60-day total average balance must be greater than or equal to your $100,000 new money deposit plus your starting balance ($25,000). Thus, your 60-day total average balance of all Share Certificate accounts you own must be at least $125,000 to receive an incentive payout in this example.
- To receive the bonus you intended with your deposit, it is important to note that any transaction activity on any Share Certificate accounts you own, including closure at maturity, that results in an average aggregate balance that is less than the required amount, as described above in the example, may reduce your bonus or exclude you from the program.
- If you qualify, the bonus will be deposited 15 days after that 60-day period into your oldest primary savings account.
- This bonus opportunity is for new funds that have not been on deposit for the past 60 days at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
- Bonus Opportunity #3: Receive $150 when creating a new, recurring direct deposit of at least $150. The direct deposit may be any recurring frequency and must remain active for 60 days to qualify. The bonus will be deposited into the account where the eligible deposit was made 15 days after that 60-day period. If your direct deposit was made into a non-dividend-bearing checking account, your bonus will be deposited into your oldest primary savings account. This bonus opportunity is only for new, recurring direct deposits of at least $150 at Broadview Federal Credit Union or CAP COM, a Division of Broadview Federal Credit Union.
- Broadview FCU reserves the right to change or discontinue this program at any time.
CAP COM Federal Credit Union $60 Student Rewards Bonus
Earn a $60 Student Rewards Bonus
Earn a $60 bonus when you sign up for a new Student Rewards Account, as part of the current CAP COM Federal Credit Union promotion.
- What you’ll get: $60 bonus
- Account Type: Checking Account
- Availability: NY (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: Yes, if closed within 60 days
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $60 Bonus
HOW TO EARN BONUSFINE PRINT
- Get $30 for final report card at the end of current school year (valid K-12)
- Three times every school year, students in grades K-12 can earn up to $10 during the Fall, Winter and Summer Reading Programs which includes
- Read books
- Draw pictures
- Write short reports
- Add to your savings
- Open a Savings Account for your child to set them on a path to financial prosperity.
- Must show final report card of the current school year to earn the first $30
- Earn up to $30 during the Fall, Winter and Summer Reading Programs
CAP COM Federal Credit Union $100 Checking Bonus (Expired)
Get a $100 bonus with this offer from CAP COP Federal Credit Union
Earn a $100 bonus when you sign up for a new Checking Account, as part of the current CAP COM Federal Credit Union promotion.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: Yes, if closed within 60 days
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn $100 Checking Bonus
HOW TO EARN BONUSFINE PRINT
- Call (518) 458-2195 and talk to Candace Stazio at ext. 5503
- Bring the coupon you received to any branch
- Open your Account online Use PROMO CODE: Choose “HOA” from the PROMO CODE drop-down list to receive the $100 bonus!
- You must set up direct deposits with your account
- Available to new Checking Accounts only and must include direct deposit in order to qualify.
- CAP COM will deposit the $100 after 30 days and the $100 may be reclaimed if the account is closed within 60 days of opening.
- Offer subject to change or cancellation, cannot be combined with any other offer.
- IRS regulations may require that complimentary deposit(s) be reported as income.
How To Avoid Monthly Fees
- Young Adult Checking: No monthly fee
- Consumer’s Choice Checking: No monthly fee
- Member’s Advantage Checking: No monthly fee
- Organizational Business Checking: No monthly fee
- Business Ease Checking: No monthly fee
- Business Elite Checking: $2,500 minimum to avoid fees
- Business Analyzed Checking: Not listed
 |
 |
Bottom Line
I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to this Credit Union here is the offer for you.
Feel free to comment below if you have experience with this credit union! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
*Check back at this page for updated CAP COP Federal Credit Union promotions, bonuses and offers.
Leave a Reply