Reliabank is offering residents of South Dakota 4.01% APY on balances of up to $25,000 when you open a Ultimate Checking Account and meet the requirements listed below.
To get started, bring an opening deposit of $50 when you come to sign up for a Ultimate Checking Account. Additionally, you must have at least 15 debit card transactions per cycle, enroll in and receive eStatements and lastly have at least one direct deposit, one automatic debit, or one online bill payment per cycle. Take advantage of this promotion before it ends.
Once all the requirements are met, you will have access to a range of features to better your banking experience. If you are interested, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!
 | BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. During the promotional period, from November 1, 2024, to February 3, 2025 |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
 | Truist Checking: Earn $400 cash bonus when you receive at least one qualifying Direct Deposit of $500 or more AND complete at least 15 qualifying debit card purchases within 90 days of account opening. Learn More---Truist Checking Review |
 | HSBC Premier Checking Account: You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities. Member FDIC Terms |
Reliabank 4.01% APY Info
- Direct Link to Offer
- Account Type: Ultimate Checking
- Interest Rate: 4.01% APY
- Minimum Balance: $0
- Maximum Balance: $25,000
- Availability: SD (Bank Locator)
- Expiration Date: None listed
- Credit Inquiry: Unknown, Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $50
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: Loss of bonus, if closed within 90 days of account opening
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus.
Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
Reliabank Checking Features
- No minimum balance requirement
- E-statements
- Access to online account management, Online Banking
- Free ATMs
How To Earn Reliabank 4.01% APY
- Open up a Ultimate Checking Account with a minimum opening deposit of $50.
- Have at least 15 debit card transactions per cycle.
- Enroll in and receive eStatements.
- Register at least one direct deposit, one automatic debit, or one online bill payment per cycle.
- Earn the 4.01% APY on your new Ultimate Checking Account of up to $25,000.
| Balance Requirement | APY Rate |
| $0 – $25,000 | 4.01% |
How to Avoid Monthly Fees
Checking Account: No monthly service charge when you have a Ultimate Checking Account.
Bottom Line
Make sure you check out Reliabank to learn more about the 4.01% APY promotion. Remember that if your balance is over $25,000, then you will not receive the full benefits of the rewards checking account. Take advantage of this wonderful promotion before it ends!
If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
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