PNC Bank $400, $500, or $1,000 Business Checking Bonues – Ends 12/31/24

Earn $400, $500, or $1,000 cash reward bonus from PNC Bank when you open & use a qualifying PNC business checking account.

Update 10/21/24: The up to $1000 business checking bonus has been extended through 12/31/24 – the previous lower tier $200 bonus has increased to $400.

Below is a breakdown of how to earn the bonus:

• $400 Bonus:
  • Open a new PNC Business Checking or PNC Business Checking Plus account
  • Maintain a minimum average ledger balance of $2,000 for each of the first three statement cycles; and
  • Make at least 20 total qualifying PNC Bank Visa® Business Debit Card transactions within the first three statement cycles.
• $500 Bonus:
  • Open a new PNC Treasury Enterprise Plan OR Analysis Business Checking account.
    • When you open a new Treasury Enterprise Plan by 12/31/24 and maintain a minimum average ledger balance of $30,000 for each of the first three statement cycles.
    • When you open a new Analysis Business Checking account by 12/31/24 and maintain a minimum average ledger balance of $30,000 for each of the first three statement cycles.
• $1,000 Bonus:
  • Open a new PNC Treasury Enterprise Plan OR Analysis Business Checking account.
    • When you open a new Treasury Enterprise Plan by 12/31/24 and maintain a minimum average ledger balance of $100,000 for each of the first three statement cycles.
    • When you open a new Analysis Business Checking account by 12/31/24 and maintain a minimum average ledger balance of $100,000 for each of the first three statement cycles.

PNC Bank $400, $500, or $1,000 Business Checking Bonus

• What you’ll get: Up to $1,000 bonus
• Account Type: Business Checking
• Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI, WV
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• ChexSystems: Unknown
• Credit Card Funding: No – Now codes as cash advance
• Monthly Fee: $12 to $50; waive-able
• Closing Account Fee: $0
• Household Limit: None listed

(Expires 12/31/2024)

Editor’s Note: Here’s an alternative link to the offer.

How To Waive Monthly Fees

• Business Checking: $12 monthly account maintenance fee, unless you meet any ONE of the following requirements:
  • $500 average monthly collected balance
  • OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
  • OR, Maintain an eligible linked PNC Merchant Services^® account and generate a minimum of $500 in qualifying monthly processing deposits
• Business Checking Plus: $22 monthly account maintenance fee, unless you meet any ONE of the following requirements:
  • $5,000 average monthly collected balance OR,
  • Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
  • Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
  • Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
• Analysis Business Checking: $25 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.

Fine Print

• Offer only available to businesses with an annual revenue less than $5 million.
• You may earn a $400 reward if you open a new PNC Business Checking or PNC Business Checking Plus account.
• To qualify for the reward, the new checking account must be opened between October 1, 2024 and December 31, 2024, and the following conditions must be met: (a) average ledger balance of $2,000 must be maintained in your new checking account for each of the first three statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles. Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
• Already established, converted or repurposed PNC checking or savings accounts are not eligible.
• Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle. A qualifying debit card transaction is defined as any debit card purchase made at point of sale using your signature or PIN; or a purchase made electronically or online using your debit card number, including recurring payments. Any combination of qualifying PNC Visa® Business Debit Card transactions is acceptable but must equal 20 within the first three statement cycles.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• Offer may be extended, modified or discontinued at any time. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• Please consult your tax advisor regarding your specific situation.
• Offer only available to businesses with an annual revenue less than $5 million.
• You may earn a $500 or $1,000 reward if you open a new PNC Treasury Enterprise Plan or Analysis Business Checking account.
• To receive $500: Open a new PNC Treasury Enterprise Plan (including Analysis Business Checking) account. To qualify for the reward, the new checking account must be opened between October 1, 2024, and December 31, 2024, and an average ledger balance of $30,000 – $99,999 must be maintained in your new checking account for each of the first three statement cycles.
• To receive $1,000: Open a new PNC Treasury Enterprise Plan (including Analysis Business Checking) account. To qualify for the reward, the new checking account must be opened between October 1, 2024, and December 31, 2024, and an average ledger balance of $100,000 or more must be maintained in your new checking account for each of the first three statement cycles.
• These offers are mutually exclusive. If you qualify for a reward, you will only receive the highest reward you are eligible for.
• Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
• Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly or quarterly are ineligible. Already established, converted or repurposed PNC checking or savings accounts are not eligible. If you change your account type after opening, the account type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable. Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle.
• New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
• Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
• Please consult your tax advisor regarding your specific situation.

Bottom Line

Make sure you check out PNC Bank to earn the business checking bonus promotion. Keep in mind that the offer may be extended, modified or discontinued at any time.

We value your feedback and will continue to keep you posted on the latest bank offers nationwide. If you would like to see more, see our list of the latest PNC Bank Promotions or check out our full list of business bank promotions.